Diamond Credit Union Pottstown PA | Best Auto Loans & Business Banking

Introduction

Welcome to Diamond, your trusted financial partner located at 1600 Medical Dr, Pottstown, PA 19464. Since our establishment in 1947, we've been dedicated to serving our community with integrity and care. As a proud credit union, we currently support over 68,100 members, offering them a range of financial services designed to meet their needs. With total assets exceeding $1 billion and deposits amounting to $98,350,740, we prioritize the financial well-being of our members above all else. Our commitment is evident in our extensive offerings, which include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. While you can always visit us at our branch for friendly assistance, please note that official correspondence should be sent to the same address: 1600 Medical Dr, Pottstown, PA 19464-3242. Our team is led by CEO Rick Patel and Board President Patrick Austin, who are passionate about fostering strong relationships within our community. At Diamond Credit Union, we believe in empowering our members through education and accessible financial services. Whether you're looking to secure a loan or simply want to manage your finances better, we are here to help you navigate your journey toward financial success. Feel free to call us at 610-326-5490 for any inquiries or stop by during our lobby hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 7 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 1 PM. Join us today and experience the difference that comes with being a part of the Diamond family! For more information about our services or to open an account online, visit us at diamondcu.org.

Branch History & Mission

At Diamond, located at 1600 Medical Dr, Pottstown, PA 19464, we take pride in our rich history and strong commitment to serving our community. Since opening our doors in 1947, we have grown from a small credit union to a vital financial resource for over 68,118 members. Our journey has been marked by milestones that reflect our dedication to providing exceptional service and supporting the financial well-being of those we serve. From the beginning, Diamond has focused on creating a supportive environment where members can thrive financially. We understand that banking is not just about numbers; it's about relationships. Our mission is to empower individuals and families through accessible financial services while fostering a sense of community. We strive to make banking easy and convenient with services such as personal checking and savings accounts, auto loans, mortgages, and business banking solutions. As we continue to grow, we've embraced modern advancements to enhance our members' experience. With online banking, mobile payments, and ATM availability right here at our branch, we ensure that managing your finances is as smooth as possible. Plus, our drive-thru service offers additional convenience for those on the go. Our headquarters in Pottstown reflects our roots in this vibrant city and surrounding areas. While members can visit us at 1600 Medical Dr Pottstown Pa 19464, official correspondence should be sent to 1600 Medical Dr, Pottstown, PA 19464-3242. We believe in giving back to the community that supports us. Diamond actively participates in various outreach programs and partnerships aimed at uplifting local organizations and helping those in need. It's not just about what we offer; it's about how we can contribute positively to our neighborhood. With total assets of over $1,040,310,628, Diamond stands strong in its commitment to financial stability and growth for all its members. Whether you're looking for a loan or simply want to chat with one of our friendly staff members about your financial goals, we're here for you during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to 1:00 PM. Join us today at Diamond! Experience the benefits of being part of a community-focused credit union where your needs come first. Visit us online or call us at (610) 326-5490 to learn more about how we can help you achieve your financial dreams.

Branch Location & Accessibility

Accessibility Features

At Diamond Credit Union, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces to ensure a smooth visit for all our members. Plus, we offer ample parking right outside for your convenience.

Get in Touch

We invite you to come by and see how we can help you achieve your financial goals. If you have questions or want more information about our offerings before visiting, feel free to give us a call at 610-326-5490. We look forward to welcoming you at Diamond Credit Union!

Operating Hours

We understand that everyone has busy schedules, which is why we offer flexible hours tailored to fit your needs. Our lobby is open from Monday to Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to 1:00 PM. If you prefer drive-thru service, you'll find it available during extended hours on Thursdays until 7:00 PM and Fridays until 6:00 PM.

Services Offered

At Diamond Credit Union, we provide a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick access to cash? We also have an ATM on-site along with basic drive-thru banking services for deposits and withdrawals.

Member Eligibility

At Diamond, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We also extend membership to family members of current members, making it easy for your loved ones to enjoy the benefits too. By choosing Diamond, you'll gain access to a variety of financial products and services designed to help you achieve your goals, from personal loans and credit cards with rewards to online banking features. To get started, just check out our eligibility details at https://diamondcu.org/about/join/eligibility/ for the most up-to-date information. Once you're ready, opening an account is just a few clicks away through this link: https://netbranchweb.diamondcu.com/authentication/userregistration.aspx. If you have any questions along the way, feel free to give us a call at (610) 326-5490. Join us at our branch located at 1600 Medical Dr Pottstown Pa 19464, and become part of something special today!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $54,996,601, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds to invest in new equipment or hire additional staff our loans can make that happen!

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is essential. Our merchant services provide the tools you need to accept payments seamlessly, whether in-store or online. Picture this: a customer checks out with ease, while you focus on what truly matters growing your business. If you're located near us at 1600 Medical Dr Pottstown Pa 19464 in Pottstown, PA, reach out to learn how our business banking solutions can elevate your operations. For more information, give us a call at (610) 326-5490 or visit our website at Diamond Credit Union. Together, let's turn your business goals into reality!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer specialized services tailored to business banking. From merchant services that simplify transactions to business loans designed to support growth, we're here to assist local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Diamond provides robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments on the go through our easy-to-use mobile app. Additionally, our ATM services give you access to cash whenever needed, with basic drive-thru banking available for quick deposits and withdrawals. With these services at your fingertips, managing your finances has never been easier!

Credit Cards and Personal Loans

Need some extra cash? Our personal loans and debt consolidation services can help streamline your finances. You can tackle those lingering debts with ease while enjoying peace of mind. Plus, our credit cards with rewards allow you to earn benefits every time you shop. Why not earn something back while purchasing essentials?

Get Started Today!

Ready to experience all that Diamond has to offer? We invite you to visit us at 1600 Medical Dr Pottstown Pa 19464 or call us at (610) 326-5490 for more information about our services. Discover how we can help you achieve your financial dreams today! For more details about joining our community or opening an account online, please visit our website.

Personal Banking

Managing your finances should be straightforward, and that's why we offer various personal banking options. With our checking and savings accounts, you can easily keep track of your daily expenses and save for future goals. Whether you're budgeting for a vacation or setting aside funds for a rainy day, our accounts help you grow your money securely. When it's time to make a big purchase, like a car or home, we have you covered with our competitive auto loans and vehicle financing options. Imagine driving off in the car of your dreams without breaking the bank! Additionally, our mortgage loans and refinancing services make homeownership more attainable, allowing you to settle into that perfect space you've always wanted.

Digital & Online Banking

Key Features

Our members enjoy the freedom to access their accounts 24/7 through our online banking services. Whether you're checking your balance, transferring funds, or reviewing recent transactions, you can do it all at your convenience. Plus, with our mobile application, you can take your banking on the go, making it simple to manage your accounts from the palm of your hand. Need to send money to a friend? Our person-to-person transfer feature allows you to send cash quickly and securely without the hassle of checks or cash. And for those who prefer paperless options, we provide e-statements that give you easy access to your account statements whenever you need them.

Security and Ease-of-Use

At Diamond, security is a top priority. Our online banking platform is designed with state-of-the-art security features to protect your information while giving you peace of mind. We also offer electronic signature authorization for added convenience when completing important transactions. With mobile payments, you can make purchases directly from your smartphone, making everyday transactions easier than ever before. Everything we offer is tailored to ensure that accessing and managing your finances is not only simple but also safe. Join us today at Diamond and experience how our digital and online banking services can help simplify your financial life!

Financial Strength

A Solid Foundation

With a net worth of $105,167,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing Back Into Our Community

With $104,659,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; currently, we have $5,649 in used auto loans and $624,243,325 in total loans and leases available for our members.

Members' Savings Matter

Members' savings are secured through $245,059,109 in share certificates and $232,209,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 8 part-time employees who are always ready to assist you with any inquiries or needs you may have.

Trust Built on Growth

Net Shares (Funds available for lending and investments): $498,400. Total Share Accounts: 145,933, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond is your trusted partner. Visit us at 1600 Medical Dr Pottstown Pa 19464 or call (610) 326-5490 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,597,259 in used vehicle loans and $17,763,703 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $54,996,601 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and fostering economic growth within our community. In addition, if you're considering refinancing options, we encourage you to reach out. Our team is here to discuss eligibility requirements and help streamline your application process. You can visit us at our branch located at 1600 Medical Dr Pottstown Pa 19464, Pottstown, PA or give us a call at (610) 326-5490 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,899,524, make buying or refinancing simple. We aim to provide personalized support throughout the mortgage process, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,330,263 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without tying up other assets.

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Diamond