Diamond Credit Union Birdsboro PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Diamond at our Exeter Branch, located conveniently at 6591 Perkiomen Ave, Birdsboro, PA 19508. Since our establishment in 1947, we have proudly served our community with a commitment to member satisfaction and financial growth. With a total membership of 68,118, we are dedicated to providing personalized financial solutions that empower you on your journey. At Diamond, we understand the importance of trust in banking. Our total assets of over $1 billion and total deposits reaching $98,350,740 reflect our strength and stability. We offer a variety of services tailored to meet your needs, including auto loans, mortgage financing, personal loans, and business banking solutions. Under the leadership of CEO Rick Patel and Board President Patrick Austin, our team of 210 employees is here to ensure you receive the best possible service. Whether you're looking for help with a new vehicle loan or need assistance with online banking, we are committed to supporting you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 6591 Perkiomen Ave, Birdsboro, PA 19508. If you have any questions or need assistance, don't hesitate to reach out at 610-326-5490. Explore all that Diamond has to offer by visiting us online at diamondcu.org. We look forward to welcoming you into our community and helping you achieve your financial goals!

Branch History & Mission

A Legacy of Community Focus

Since our inception, our mission has been simple yet powerful: to provide accessible financial services while fostering community growth. As we celebrate more than seven decades of service, we reflect on our milestones that have shaped who we are today. From our first membership drive to achieving total assets exceeding $1 billion, each step has been fueled by our commitment to serve and uplift those around us.

Commitment to Accessibility

Our branch is equipped with modern amenities including an ATM and drive-thru service for your convenience. We pride ourselves on being ADA compliant and ensuring that all members can access the services they need without hassle. With operating hours designed to fit busy lifestyles Monday through Friday from 9:00 AM to 5:00 PM and extended hours on Thursdays we strive to be available when you need us most. While members can visit us at 6591 Perkiomen Ave Birdsboro Pa 19508, official correspondence should be sent to 6591 Perkiomen Ave, Birdsboro, PA 19508.

Community Partnerships

We understand the importance of giving back. That's why we actively engage in community outreach programs and partnerships that support local initiatives. Whether it's sponsoring local events or providing financial literacy workshops, we're dedicated to making a positive impact in Birdsboro and beyond. As we continue on this path of growth and service, we invite you to join our family at Diamond. Experience firsthand the difference of being part of a credit union that truly cares about its members and their future. To learn more about joining us or exploring our services, please visit our website. Together, let's build a brighter financial future!

Our Mission Statement

At Diamond, we believe in putting people before profits. Our mission is to offer personalized financial solutions that empower individuals and strengthen our community. We aim to make banking simple and beneficial for everyone. Whether it's providing auto loans or offering online banking options, our focus remains on enhancing your financial well-being.

Branch Location & Accessibility

Additional Services

While you're here, don't forget that we offer a range of services tailored just for you. From checking and savings accounts to auto loans and personal loans, we are committed to helping you achieve your financial goals. If you're looking for business banking solutions or want to explore mortgage options, our knowledgeable team is ready to assist you. If you need to send official correspondence, please note that while members can visit us at our branch address, any mail should be directed to the same location: 6591 Perkiomen Ave, Birdsboro, PA 19508.

Come Visit Us!

We invite you to come visit us at Diamond Exeter Branch. Whether you're looking for expert advice or simply want to learn more about what we can do for you, our friendly staff is here to help. Feel free to call us at 610-326-5490 if you have any questions or need assistance before your visit. We look forward to serving you!

Convenient Access and Features

At the Diamond Exeter Branch, we prioritize your convenience. Our location offers ample parking and features that ensure accessibility for everyone, including ADA-compliant entrances and ramps. If you prefer to handle transactions on the go, you'll find an ATM available right at our branch for quick cash withdrawals and balance checks. For those who enjoy the ease of drive-thru banking, we are pleased to offer this service during our operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday from 9 AM to 7 PM; Friday from 9 AM to 6 PM; and Saturday from 8 AM to 1 PM. This flexibility allows you to manage your banking needs without the hassle of finding a parking spot.

Member Eligibility

At Diamond, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We're here for individuals and families alike, offering a range of financial services tailored to your needs. To learn more about the specific eligibility requirements, feel free to visit our website at https://diamondcu.org/about/join/eligibility/ . Opening an account with us is just as easy! You can start your journey by visiting our account opening page at https://netbranchweb.diamondcu.com/authentication/userregistration.aspx . If you have any questions or need assistance, don't hesitate to reach out at (610) 326-5490. Join us at Diamond located at 6591 Perkiomen Ave Birdsboro Pa 19508, where we're excited to help you achieve your financial goals while being part of a caring community!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $54,996,601, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase new equipment, expand your workspace, or bridge cash flow gaps, our flexible financing options can help you achieve your goals.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly, whether in-store or online. Our merchant services empower you to do just that, allowing you to focus on what you do best running your business. From payment processing solutions to business account management tools, we provide the resources that make managing finances easier. Visit us at 6591 Perkiomen Ave Birdsboro Pa 19508 in Birdsboro, PA or give us a call at (610) 326-5490 to learn how our business banking solutions can work for you!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Diamond offers tailored solutions such as merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why our team is committed to providing personalized support to help your venture thrive.

Convenience at Your Fingertips

We understand that life gets busy. That's why we've made it easy for you to manage your finances on-the-go. With an ATM available at our branch and drive-thru service for deposits and withdrawals, accessing your money has never been easier. If you're ready to explore how Diamond can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at 610-326-5490 or visit us in person at our Birdsboro branch. Let's work together towards a brighter financial future!

Credit Cards

Don't forget about our credit cards with rewards! These cards not only offer convenience for everyday purchases but also allow you to earn points for travel, shopping, and more. It's a great way to get more from your spending while enjoying the benefits of responsible credit use.

Digital Banking Features

In today's fast-paced world, digital banking has become essential. At Diamond, we offer robust online and mobile banking services, including person-to-person payment options and easy access to ATMs for cash withdrawals and balance checks. You can also take advantage of our basic drive-thru banking for quick transactions without leaving your car.

Loans and Financing

Need a vehicle? Our auto loans and vehicle financing options help make your dream car a reality. We offer competitive rates and flexible terms to fit your budget. If homeownership is your goal, our mortgage loans and refinancing options can guide you through the process with ease. Plus, if you're looking to consolidate debt or need some extra cash for personal expenses, our personal loans can provide the financial relief you need.

Personal Banking

Our personal banking services are designed with you in mind. With checking and savings accounts that cater to various lifestyles and financial goals, we ensure that managing your money is straightforward and convenient. You can easily access your accounts online or through our mobile banking app, making it simple to check balances or transfer funds anytime, anywhere.

Digital & Online Banking

Key Features

With our online banking services, you can easily check your account balances, transfer funds, and pay bills right from your device. If you're looking for quick payments, our person-to-person transfer feature allows you to send money to friends or family with just a few taps. Plus, if you're always on the move, take advantage of our mobile application, which brings all these features directly to your smartphone. For those who prefer paperless options, we offer e-statements that allow you to view your monthly statements electronically. This not only helps you keep track of your finances but also contributes to a more environmentally friendly approach. And if you ever need to sign documents digitally, we've got you covered though electronic signature authorization is currently not available.

Security & Accessibility

Your security is important to us. Our online banking platform employs advanced security measures to ensure that your personal and financial information remains safe. You can bank with confidence knowing that we're committed to keeping your data secure. With all these features at your fingertips, managing your money has never been easier. Enjoy real-time account management from anywhere, anytime. Whether it's setting up automatic bill payments or checking recent transactions, our digital tools are here to help simplify your banking experience. Experience the future of banking with Diamond today! Visit https://diamondcu.org/ and take control of your finances in a way that fits your lifestyle.

Financial Strength

A Trusted Partner for Your Financial Journey

Net Shares (Funds available for lending and investments): $498,400. The trust you place in us is demonstrated by our strong member base of 145,933, showing that so many individuals rely on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond is your trusted partner. Visit us at 6591 Perkiomen Ave Birdsboro Pa 19508 or call (610) 326-5490 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $104,659,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we currently have $5,649 in used auto loans and $624,243,325 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 8 part-time employees ready to assist you with knowledgeable service.

Member-Focused Savings

Members' savings are secured through $245,059,109 in share certificates and $232,209,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our strategy; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $105,167,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,597,259 in used vehicle loans and $17,763,703 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $54,996,601 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering personalized financing solutions that meet their unique needs. In addition to these offerings, we encourage you to explore refinancing options that may be available for your current loans. If you're curious about eligibility requirements or would like to start the application process, visit us online or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Diamond, we're here to empower you with the resources you need for a secure financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,899,524, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,330,263 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each lender's details are verified, allowing for accurate comparisons that reflect current market conditions.

DIAMOND CREDIT UNION - Birdsboro, PA