Dfcu Financial Diamond Lakes Hot Springs AR Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Diamond Lakes, your trusted financial partner located at 115 E Grand Ave, Hot Springs, AR 71901. Since our establishment in 1960, we have been dedicated to serving our community with a range of banking services designed to meet the needs of our members. With a strong membership base of over 9,245 individuals and total assets amounting to an impressive $76,078,828, we pride ourselves on being a credit union that truly cares. At Diamond Lakes, we understand the importance of financial security and growth. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to you goes beyond just providing services; it's about building relationships based on trust and support. Led by our CEO, Tammy Passafiume, and Board President, Cecilia Ashcraft, our team of 32 dedicated employees is here to assist you every step of the way. Whether you're looking for guidance on loans totaling over 4,268 or want to explore deposit options exceeding $3,066,564, we are ready to help. While members can visit us at our branch in Hot Springs, official correspondence should be directed to our mailing address: PO Box 1080, Malvern, AR 72104. If you're ready to take control of your financial future or simply want more information about what we offer, don't hesitate to reach out. Call us at 501-525-6530 or visit our website at Diamond Lakes today! Your journey towards financial wellness begins here.

Branch History & Mission

At Diamond Lakes, we pride ourselves on our rich history and unwavering commitment to our community in Hot Springs, Arkansas. Established in 1960, our branch has grown from humble beginnings into a vital financial institution, serving over 9,200 members with total assets of $76,078,828. Located at 115 E Grand Ave, right in the heart of Hot Springs, we are easy to find and ready to assist you. Our mission is simple yet impactful: to provide our members with exceptional financial services while supporting the local community. We believe in fostering strong relationships built on trust and service. This means offering a variety of products tailored to meet your needs be it personal banking solutions like checking and savings accounts or loans for vehicles and homes. Over the years, we've witnessed significant changes in the financial landscape, but one thing remains constant: our dedication to our members. We have embraced digital advancements, ensuring that online and mobile banking options are available to make managing your finances easier than ever. Our commitment to accessibility includes ADA compliance and services such as drive-thru banking for those who prefer face-to-face interactions without leaving their vehicle. While members can visit us at 115 E Grand Ave Hot Springs Ar 71901, official correspondence should be sent to PO Box 1080, Malvern, AR 72104. Our operating hours reflect our desire to be there when you need us most: Monday through Tuesday and Thursday from 8:00 AM to 4:15 PM; Wednesday from 9:00 AM to 4:15 PM; and Friday from 8:00 AM to 5:00 PM. Community involvement is at the core of what we do. Through partnerships with local organizations and outreach efforts, we strive to give back and make a positive impact in Hot Springs. Whether it's through educational programs or financial literacy workshops, we're here to support not just our members but everyone in our community. We invite you to join Diamond Lakes today! Experience firsthand the benefits of being part of a credit union that truly cares about its members. Visit us online at Diamond Lakes FCU or call us at 501-525-6530 for more information. Together, let's build a brighter financial future!

Branch Location & Accessibility

Additional Features

While we don't have an ATM on-site, we do provide drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. We also participate in shared services with partner credit unions, so if you're a member elsewhere, you can easily access basic transactions at our location. For any official correspondence, please note that our mailing address is PO Box 1080 in Malvern, AR 72104. If you have questions or need assistance before visiting us, feel free to give us a call at 501-525-6530. We invite you to come by the Diamond Lakes Grand Office today and discover how we can assist with all your banking needs!

Convenient Access and Services

Our branch offers plenty of parking space, ensuring that your visit is hassle-free. For those who require special accommodations, we have ADA-compliant features, including ramps and accessible entrances, so everyone can enjoy a smooth banking experience. At Diamond Lakes, we prioritize your time. Our lobby hours are designed to fit into your busy schedule: we're open Monday, Tuesday, and Thursday from 8:00 AM to 4:15 PM, Wednesday from 9:00 AM to 4:15 PM, and Friday from 8:00 AM to 5:00 PM. Whether you're stopping in for personal banking services like checking and savings accounts or looking into auto loans and mortgages, our friendly staff is here to help you every step of the way.

Member Eligibility

At Diamond Lakes, we believe that becoming a member means joining a caring community that looks out for each other. If you're looking to make the switch, we welcome you with open arms! To be eligible, you'll typically need to live, work, worship, or attend school in the areas we serve. Don't worry if you're unsure about your eligibility; it's easy to find out more! You can check the detailed criteria on our website at . Opening an account with us is straightforward and designed for everyone. Simply visit our online account opening page at https://online.diamondlakesfcu.org/auth/enrollment, or give us a call at (501) 525-6530 if you have any questions we're here to help! Our friendly team at 115 E Grand Ave Hot Springs Ar 71901 is excited to assist you on your journey toward better financial health with personalized services tailored just for you. We can't wait to welcome you as part of our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine this: your store is bustling with customers, but managing payments slows you down. That's where our merchant services come in. We offer reliable payment processing solutions that help you accept various payment methods effortlessly. This means less time worrying about transactions and more time focusing on what matters growing your business. Located at 115 E Grand Ave Hot Springs Ar 71901, Hot Springs, AR 71901, we're ready to partner with you on your journey to success. Reach out to us at (501) 525-6530 to learn how our business banking services can empower you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Diamond Lakes offers business banking solutions that include merchant services and business loans. We understand how important it is for local businesses to thrive, which is why we're committed to helping you secure the funding you need to succeed.

Convenient Banking Features

To make banking as convenient as possible, we also provide access to ATM services and basic drive-thru banking for quick deposits and withdrawals. Our shared branch transactions allow members of partner credit unions to conduct basic deposits and withdrawals seamlessly. At Diamond Lakes, we're not just about traditional banking; we embrace technology too! With features like online banking and mobile apps available at your fingertips, managing your finances has never been easier. Whether you're calling us at 501-525-6530 or visiting us during lobby hours Monday, Tuesday, Thursday from 8:00 AM to 4:15 PM, Wednesday from 9:00 AM to 4:15 PM, or Friday from 8:00 AM to 5:00 PM you'll find a friendly team ready to assist you. In conclusion, if you're looking for comprehensive financial services in Hot Springs that prioritize convenience and member satisfaction, look no further than Diamond Lakes. We invite you to visit us today or explore our website at diamondlakesfcu.org to learn more about how we can serve you better!

Credit Options Tailored for You

If you're dealing with debt or need extra cash for personal expenses, our personal loans can help ease financial burdens. You can also take advantage of our credit cards with rewards that give you something back every time you make a purchase.

Personal Banking Solutions

We offer various personal banking options that cater to both new savers and seasoned investors. Our checking and savings accounts come with features that make managing your money easier than ever. Imagine having instant access to your funds through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. When it comes to financing, we provide competitive rates on auto loans and vehicle financing. Picture yourself driving off in your new car without breaking the bank! Additionally, our mortgage loans and refinancing options are tailored to fit your budget, whether you're buying your first home or looking to lower your monthly payments.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring ease of use. Our online banking tools come equipped with advanced security measures to protect your personal information. Whether you're using our mobile app or accessing your account through a computer, you can rest assured that your data is safe with us. In short, Diamond Lakes makes banking straightforward and accessible. With real-time account management features at your fingertips, you can focus on what matters most while we handle the details. Join us today and experience the convenience of digital banking tailored just for you!

Key Features

Our online banking platform is user-friendly and packed with features that help you stay in control of your finances. You can easily access e-statements, which means no more waiting for paper statements to arrive in the mail everything is just a click away. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. Need to send money to a friend? Our person-to-person transfer service allows you to send funds quickly and easily, making it simple to split bills or pay back loans without hassle. While mobile payments are not currently offered, our robust mobile application lets you check balances, transfer funds, and manage your account from anywhere.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond Lakes is your trusted partner. Visit us at 115 E Grand Ave Hot Springs Ar 71901 or call (501) 525-6530 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $2,705,653 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $846,591 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our community is reflected in our total share accounts of 13,111, showcasing a strong and growing member base that trusts us with their finances.

Reinvestment for Better Services

With $14,549,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we have $1,254 in used auto loans and $52,200,415 in total loans and leases. This capacity supports our members' financial goals across various sectors.

Solid Foundation

With a net worth of $16,703,541, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,468,667 in used vehicle loans and $6,013,085 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options can make it easier for you to drive away in the car you want.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $991,673 in unsecured credit card loans helping members manage their finances effectively, this option allows you the freedom to handle unexpected expenses or make purchases without immediate cash.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we do not have Junior Lien 1-4 Family Residential Properties loans available; however, if you're considering a future mortgage with us, feel free to reach out for more information on upcoming opportunities.

Other Financing Options

In addition to auto and credit card loans, we provide personal loans and debt consolidation services to help you better manage your financial obligations. Our total credit lines stand at $8,500,000, which can be utilized for various purposes including home improvement projects or emergencies. If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to contact us at 501-525-6530. Our friendly team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Diamond Lakes, we aim to provide transparent and accessible financial solutions tailored for every member's needs. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking to secure the best rates available, compare real-time loan offers today at LendMesh and find the best options for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Diamond Lakes