Diablo Valley Concord CA Credit Union | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Diablo Valley Credit Union, your trusted partner in financial wellness since 1961. Located at 1051 Detroit Ave Ste A, Concord, CA 94518, our branch is dedicated to supporting our members with personalized banking solutions that fit their needs. With a strong commitment to our community and over 2,300 members, we pride ourselves on being more than just a credit union; we're a family. At Diablo Valley, we manage a robust portfolio of assets totaling $41,849,053 and offer loans and leases amounting to 897. Our financial health is reflected in our net worth of $4,234,959 and total deposits of $5,243,614. We understand that each member's journey is unique, which is why we provide diverse services from personal banking accounts to auto loans and business financing options. Led by CEO John Pamer and Board President Randall King, our dedicated team of 9 employees is here to ensure you receive the best service possible. Whether you're looking for straightforward savings options or more complex financial products, we are ready to assist you every step of the way. While members can visit us at our Concord location for all their banking needs, official correspondence should be directed to our mailing address: 1051 Detroit Ave Ste A, Concord, CA 94518-2457. Feel free to reach out at (925) 771-5600 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Join us today at Diablo Valley Credit Union! Explore your financial possibilities by visiting our website at diablovalleyfcu.org or call us for more information. Let's work together toward your financial success!

Branch History & Mission

Community Engagement

We believe in giving back to the community that has supported us throughout the years. Our outreach efforts include partnerships with local organizations and initiatives that focus on enhancing the quality of life in Concord. We understand the importance of being there for our members during challenging times and are dedicated to providing assistance wherever possible. While members can visit us at 1051 Detroit Ave Ste A Concord Ca 94518, official correspondence should be sent to 1051 Detroit Ave Ste A, Concord, CA 94518-2457.

Join Us

We invite you to experience the benefits of becoming a member of Diablo Valley. Whether you're looking for personalized financial advice or simply need reliable banking services, we're here for you every step of the way. Explore our offerings today by visiting our website at Diablo Valley FCU or give us a call at (925) 771-5600. Together, let's build a brighter financial future!

Our Mission

At Diablo Valley, our mission extends beyond traditional banking. We strive to support our members by offering personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We aim to create an environment where everyone feels welcome and valued. As part of our commitment to accessibility and convenience, we offer online and mobile banking services, ensuring you can manage your finances anytime and anywhere. With ATM availability and shared service centers nearby, we make it easy for you to conduct your banking efficiently.

Branch Location & Accessibility

Welcome to Diablo Valley, your trusted credit union located at 1051 Detroit Ave Ste A in Concord, CA. Our branch is conveniently situated near local landmarks like the scenic Todos Santos Plaza and just a short drive from major thoroughfares, making it easy for you to stop by whether you're running errands or enjoying a day out. At Diablo Valley, we understand that accessibility is key. Our branch is designed with your needs in mind, featuring ADA-compliant entrances and ample parking options. Whether you're visiting us for personal banking services or to explore our loan options, you can count on a welcoming atmosphere. We're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 4 PM, ensuring that you have plenty of time to take care of your banking needs. Unfortunately, we are closed on Sundays. If you need assistance outside of these hours, don't hesitate to give us a call at 925-771-5600. Our friendly staff is always ready to help! Additionally, we offer ATM services for your convenience, so you can access your funds anytime. Although we do not have drive-thru service available, our team is here to provide personalized service inside the branch. Plus, if you're a member of another credit union that participates in shared services, you can easily complete basic transactions like deposits and withdrawals right here. While members can visit us at our main location for all their banking needs, please note that official correspondence should be sent to our mailing address: 1051 Detroit Ave Ste A, Concord, CA 94518-2457. We invite you to come by and discover how Diablo Valley can support your financial journey!

Member Eligibility

At Diablo Valley, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is simple and open to anyone who lives, works, or worships in the area surrounding our branch at 1051 Detroit Ave Ste A Concord Ca 94518. We also welcome family members of existing members, so you can share the benefits of membership with those you care about. To get started on your journey with us, just visit our eligibility page for all the details: https://diablovalleyfcu.org/secure-forms/secure-online-membership-application/. You'll find that joining is not only easy but also comes with fantastic advantages like competitive rates on loans and savings accounts, personalized service, and access to a range of financial products designed to help you thrive. If you're ready to take the next step, opening an account is straightforward! You can find all the information you need by visiting our account opening page at http://diablovalleyfcu.org/secure-forms/secure-online-loan-application/. If you have any questions along the way, don't hesitate to reach out! Give us a call at (925) 771-5600, and our friendly team will be more than happy to assist you. Welcome to Diablo Valley, where your financial journey begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or open a new location without the financial strain. With our competitive rates and terms, you can focus on what matters most growing your business.

Merchant Services

In addition to our loan offerings, we provide merchant services that simplify payment processing. This means you can accept various payment methods easily, enhancing customer satisfaction and boosting sales. Imagine a busy Saturday where every transaction goes smoothly because of our reliable services. Located at 1051 Detroit Ave Ste A Concord Ca 94518 in Concord, CA, we're dedicated to helping local businesses thrive. For inquiries or to learn more about how we can assist your business, give us a call at (925) 771-5600. Let's work together to create the future you've envisioned for your company!

Comprehensive List Of Services

ATM & Shared Branch Services

Need cash? With our ATM services available at multiple locations, withdrawing cash is quick and easy. Additionally, if you're part of another credit union within our network, basic shared branch transactions like deposits and withdrawals are also available. We encourage you to reach out to us with any questions or inquiries. You can give us a call at (925) 771-5600 or visit us during our operating hours: 9 AM to 5 PM Monday through Friday and 9 AM to 4 PM on Saturdays. At Diablo Valley, we believe that financial empowerment starts with understanding your options. Explore all the ways we can assist you by visiting us at Concord today!

Business Banking Solutions

For those who run their own businesses, we understand the importance of solid banking support. That's why Diablo Valley offers comprehensive business banking services including merchant services and business loans tailored to help your venture grow.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've made online and mobile banking available for all our members. You can check balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your home or on-the-go through our mobile app.

Credit Cards with Rewards

Who doesn't love earning rewards while spending? Our credit cards come with benefits that let you earn points on every purchase. This means that whether you're buying groceries or booking a vacation, you're getting something back.

Personal Banking Made Easy

When it comes to managing your money, having the right tools is essential. At Diablo Valley, we offer various personal banking options tailored just for you. Our checking and savings accounts allow you to keep your finances organized while earning interest on your deposits. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options that make purchasing a car simpler and more affordable. Thinking about buying a home? We provide mortgage loans and refinancing options designed to fit your financial situation. Plus, if you need extra cash for other expenses, our personal loans can help consolidate debt or cover unexpected costs.

Digital & Online Banking

At Diablo Valley, we understand that convenience and security are vital in today's fast-paced world. Our digital and online banking services are designed to make managing your finances easier than ever, all while keeping your information safe. With our 24/7 online banking services available at https://diablovalleyfcu.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our platform is user-friendly and intuitive, ensuring that you can complete your banking tasks with ease. You can also enjoy the benefits of e-statements, which provide a secure way to view your account statements without the clutter of paper. For those who prefer banking on the go, our mobile application is just what you need. It offers a convenient mobile payments feature, allowing you to make purchases directly from your phone. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. We prioritize your security by offering robust features for account protection. Although we currently do not support electronic signature authorization, rest assured that our systems are built with security in mind. With the ability to manage your accounts in real-time and access essential services like e-statements and mobile payments, Diablo Valley ensures that your banking experience is both accessible and efficient. Join us today and discover how easy it is to stay connected with your finances!

Financial Strength

Growing Member Base

Total Share Accounts stand at 4,643, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diablo Valley is your trusted partner. Visit us at 1051 Detroit Ave Ste A Concord Ca 94518 or call (925) 771-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $3,319,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive, with $57 in used auto loans and $20,406,488 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $6,425,091 in share certificates and $6,537,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $4,234,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $718,812 in used vehicle loans and $840,265 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make driving off in your dream car more attainable than ever.

Credit Lines and Unsecured Loans

For those seeking financial flexibility, we offer credit lines totaling $3,500,000. Additionally, our flexible terms on unsecured credit card loans have resulted in a total of $856,435 in loans helping members manage their finances effectively. This means you can handle unexpected expenses or consolidate debt without added stress. At Diablo Valley, we also recognize that life changes can prompt the need for refinancing options. If you're looking to adjust your current loans for better terms or lower payments, we can discuss eligibility and options available to you. To learn more about our loan products or discuss which options may be best for you, please reach out at 925-771-5600. Our team is ready to assist you during our operating hours: 9 AM to 5 PM Monday through Friday and 9 AM to 4 PM on Saturdays. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1051 Detroit Ave Ste A, Concord, CA 94518 or explore our website for more information about how we can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,994,849, make buying or refinancing simple. We aim to support our members through every step of the home-buying process, ensuring you find a solution that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means that users receive fair and transparent offers tailored to their needs.

Diablo Valley