Dfcu Financial Wyoming MI Credit Union | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Dfcu Financial, your trusted partner in financial services since 1936. Located at 1509 36Th St SW, Wyoming, MI 49509, we are dedicated to serving our community and helping you achieve your financial goals. With a robust membership of 241,680, we pride ourselves on being more than just a credit union; we're a supportive community that empowers you with the tools and resources needed for financial success. At Dfcu Financial, we have built a solid foundation with total assets of over $6.58 billion and total deposits reaching $724.9 million. Our commitment to our members is reflected in our financial strength, evidenced by a net worth of $898.9 million and cash in hand amounting to $12.4 million. We understand that every member's needs are unique, which is why we offer a variety of services including personal banking, auto loans, mortgages, business loans, and more. While members can visit us at our Wyoming branch, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Our friendly team, led by CEO Ryan Goldberg and Board President James Cowper, is here to provide you with personalized service that makes banking easy and accessible. Whether you're looking to finance your next vehicle or open a new savings account, our experienced staff is ready to assist you from Monday to Friday from 9 AM to 5 PM, with drive-thru services available on Saturdays from 9 AM to 1:30 PM. Join us at Dfcu Financial today! Visit our website at dfcufinancial.com or call us at 313-336-2700 for more information on how we can help you thrive financially. Your journey towards better financial health starts here!

Branch History & Mission

At Dfcu Financial, our roots run deep in the community of Wyoming, MI. Established in 1936, we have grown from a small local financial institution into a trusted partner for over 241,000 members. Our branch, located at 1509 36th St SW, has been a beacon of support and service for nearly nine decades. As we reflect on our journey, we are proud of how far we've come and excited about the future we continue to build with our members. Our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We understand that financial decisions can be daunting, which is why we strive to make banking accessible and straightforward. From personal banking options such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we offer products tailored to meet the diverse needs of our members. While members can visit us at 1509 36Th St Sw Wyoming Mi 49509, official correspondence should be sent to PO Box 6048 in Dearborn, MI. We invite you to experience our welcoming environment and customer-centric services during our operating hours: Monday through Friday from 9 am to 5 pm, and Saturday from 9 am to 1:30 pm (Drive-thru only). At Dfcu Financial, we recognize the importance of embracing technology for a seamless banking experience. Our digital advancements include online banking, mobile payments, e-statements, and electronic signature authentication ensuring you can manage your finances anytime and anywhere. We also take pride in being ADA compliant so that all members feel welcome at our branch. Community outreach remains a cornerstone of our mission. We actively participate in local initiatives and partnerships that promote financial literacy and empowerment. By collaborating with local organizations, we aim to uplift our community while enhancing the overall well-being of our members. With total assets exceeding $6.5 billion, Dfcu Financial stands strong as a stable institution ready to support your financial journey. Whether you're looking to open a new account or seeking advice on loans or mortgages, our experienced team is here for you every step of the way. Join us at Dfcu Financial and discover how we can help you achieve your financial goals while making a positive impact in your community. Together, let's build a brighter future!

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to call us at 313-336-2700! Our friendly staff is ready to assist you with anything you need. We invite you to stop by Dfcu Financial today we look forward to serving you!

Nearby Landmarks and Accessibility

Situated close to popular local spots, like the bustling Wyoming Mall and beautiful parks, our branch is more than just a place to bank it's part of the community. We provide ample parking and are fully ADA compliant, ensuring that everyone can enjoy easy access to our services. While members can visit us at 1509 36Th St SW, official correspondence should be sent to PO Box 6048 in Dearborn if needed. We want to make sure you have all the information you need for a smooth experience.

Operating Hours and Services

At Dfcu Financial, we understand that your time is valuable. That's why we offer lobby hours from Monday through Friday from 9 AM to 5 PM. For those who prefer using drive-thru banking, we're here for you on Saturdays from 9 AM to 1:30 PM. You can easily take care of deposits, withdrawals, and simple transactions without leaving your car! Our branch features an ATM for quick cash withdrawals and balance checks, plus a variety of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Whatever your financial needs may be, we're here to help!

Member Eligibility

Joining the community at Dfcu Financial is not just about opening a bank account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you'll find that eligibility is welcoming and straightforward. If you live, work, or worship in the areas surrounding 1509 36Th St Sw Wyoming Mi 49509, you may qualify for membership. This means that whether you're a long-time resident or new to the community, there's a place for you here. Plus, once you're a member, you'll have access to a wide range of benefits designed to enhance your financial journey, from competitive loan rates to personalized service. Getting started is easy! You can learn more about the eligibility criteria by visiting this link, where you'll find all the details you need. When you're ready to open an account, simply check out our account opening information at this page. If you have any questions along the way, feel free to give us a call at (313) 336-2700 we're here to help!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services are designed to simplify transactions so you can focus on what really matters growing your business. Imagine processing payments easily at your storefront or online, providing a seamless experience for your customers while keeping your operations running smoothly. Located conveniently at 1509 36Th St Sw Wyoming Mi 49509, Wyoming, MI, we invite you to discover how our business banking solutions can support your entrepreneurial journey. Reach out at (313) 336-2700 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase new equipment, expand your facilities, or manage cash flow, our loan options can help you achieve your goals.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we are committed to supporting local businesses in achieving their goals.

Convenient Access Anytime, Anywhere

At Dfcu Financial, convenience is key. Our branch features an ATM for cash withdrawals and basic transactions, along with a drive-thru service for quick deposits and withdrawals without leaving your car. Whether it's early morning or late evening, managing your finances has never been easier. Our dedicated staff is available during regular hours Monday through Friday from 9 am to 5 pm, and Saturday from 9 am to 1:30 pm (drive-thru only) to assist with any questions or concerns you may have. Feel free to reach us at (313) 336-2700 for immediate assistance. As you explore all we have to offer, remember that at Dfcu Financial, we're more than just a credit union; we're your financial partner committed to helping you succeed. For more information about our services, visit us at http://www.dfcufinancial.com. Let's take this journey together!

Credit Options for Every Need

We also offer personal loans and debt consolidation solutions designed to help you manage unexpected expenses or reduce existing debts effectively. Coupled with our rewarding credit cards, which come with attractive rewards programs, you can enjoy both convenience and benefits when making purchases.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options are here to help you every step of the way. We work with you to find the right loan that matches your financial situation, ensuring you can turn that house into a home. Our knowledgeable staff will guide you through the application process, so you can focus on what really matters making memories in your new space.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services such as checking and savings accounts tailored to fit your lifestyle. Imagine having a reliable place to save for that dream vacation or simply manage your day-to-day expenses with ease. With our user-friendly online and mobile banking, accessing your accounts and making transactions is just a few taps away. You can even set up alerts and track your spending right from your smartphone! For those looking to make a significant purchase or consolidate debt, our auto loans and vehicle financing options provide flexible terms that suit your budget. Picture yourself driving off in a new car without the stress of complicated paperwork our team makes the process straightforward and hassle-free.

Digital & Online Banking

Accessibility and Ease of Use

At Dfcu Financial, we believe in making banking accessible for everyone. Our user-friendly interface means that even those who aren't tech-savvy can navigate their accounts with ease. Real-time account management ensures you're always updated on your finances without any hassle. In summary, Dfcu Financial combines convenience and security in our digital and online banking services so that you can focus on what matters most your life. Visit us today at https://www.dfcufinancial.com/ to explore all the ways we can help simplify your banking experience!

Key Features

One of the standout features is our mobile application, which allows you to bank from the palm of your hand. Need to make a quick payment? Our mobile payments feature lets you do that effortlessly. Plus, with person-to-person transfers, sending money to friends or family is fast and straightforward. We also prioritize security with electronic signature authorization, giving you peace of mind when signing documents digitally. And if you're looking for paperless options, our e-statements are a great choice easy to access and environmentally friendly.

Financial Strength

Commitment to Innovation

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means that when you choose Dfcu Financial, you choose an institution that continuously seeks to improve your banking experience. Our lending capacity supports members' financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases. Whether you're looking to buy a car or expand your business, we have the resources to assist you.

Growing Member Base

Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission of providing exceptional service while maintaining a secure financial environment for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 1509 36Th St Sw Wyoming Mi 49509 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Your investments with us are not just numbers; they represent our dedication to helping you achieve your financial goals. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that a well-managed credit union directly translates into better service for you. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to provide personalized service tailored to meet your needs.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to safeguarding your savings while providing you with quality services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of capital strength is crucial for our ability to respond to your needs as a member.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $22,240,405 in used vehicle loans and $6,815,935 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a new ride or a dependable used vehicle, we have options tailored for you.

Business Loans

For business owners looking for growth opportunities, we offer outstanding commercial loans totaling $705,336,826. This capital can be crucial for expanding your business operations or investing in new projects. We recognize that financial situations vary greatly among our members. For those interested in refinancing options or understanding eligibility requirements for our loan products, please visit our website at Dfcu Financial or contact us directly. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what financial journey you're on, Dfcu Financial is here to provide the support and resources you need. Visit us today and discover how we can help you achieve your financial goals!

Credit Lines

For those who prefer more flexibility in their borrowing options, we have credit lines available totaling $359,022,099. This allows you to borrow as needed while maintaining control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently offer Junior Lien 1-4 Family Residential Property loans totaling $255,921,508. These loans come with competitive rates and flexible terms to help you secure your dream home or refinance your existing mortgage.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $42,981,747 in loans available to our members, managing your finances has never been easier. Our credit cards come with various benefits that suit your spending habits while allowing you to build your credit score responsibly.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps you navigate your options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that you are making decisions based on trustworthy information. Additionally, LendMesh features No Sponsored Listings; lenders are not prioritized based on paid promotions, which means you will see unbiased results every time you search for loans. The platform also provides Real-Time Rate Comparisons, offering up-to-date loan rates from multiple institutions to help you make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans