Dfcu Financial Taylor MI Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Dfcu Financial, your trusted community partner located at 22415 Wick Rd, Taylor, MI 48180. Since our establishment in 1936, we have proudly served over 241,680 members, providing reliable financial solutions tailored to meet their needs. With total assets of an impressive $6,581,152,544 and total deposits reaching $724,907,219, we are committed to ensuring the financial well-being of our members. At Dfcu Financial, we believe in the power of community and strive to make a positive impact every day. Our dedicated team of 632 employees, led by CEO Ryan Goldberg and Board President James Cowper, works tirelessly to provide top-notch services such as personal banking, auto loans, mortgages, and business banking solutions. We take pride in our ability to support local businesses with a net member business loan balance of $788,468,782. While you can visit us at our Taylor branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. With a net worth of $898,903,531 and cash in hand totaling $12,354,450, we ensure that your money is safe and secure with us. We're also equipped with modern conveniences like online banking and mobile payments to give you easy access to your finances whenever you need it. Curious about how we can help you achieve your financial goals? Don't hesitate to reach out! Give us a call at 313-336-2700 or visit our website at dfcufinancial.com. We look forward to serving you!

Branch History & Mission

Evolution of Dfcu Financial

Over the decades, Dfcu Financial has evolved alongside our community. We have embraced technological advancements while maintaining our core values: integrity, service, and community focus. From expanding our loan offerings to enhancing online banking capabilities, every step has been aimed at improving member experience. Our dedicated team works tirelessly to ensure that each member receives personalized service tailored to their unique needs. As we celebrate our rich history, we also look forward to the future. We are proud of our drive-thru banking options and ATM availability that provide convenience to busy members. Our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm are designed with your schedule in mind.

Join Us Today!

We invite you to become part of the Dfcu Financial family. Experience firsthand how our member-centric approach can benefit your financial journey. Visit us today or reach out at 313-336-2700 for any questions you might have about joining or accessing our services. Let's work together towards your financial goals!

Mission Statement

At Dfcu Financial, our mission is clear: we strive to empower our members by providing accessible financial solutions while actively supporting the communities we serve. We believe that everyone deserves the opportunity for financial wellness. Whether it's through personal banking services such as checking and savings accounts or specialized offerings like auto loans and mortgages, we aim to be there for you every step of the way. Our commitment extends beyond traditional banking; we engage in numerous community outreach programs and partnerships that help uplift those around us. By giving back to Taylor and surrounding areas, we reinforce our belief that together we can create a brighter future. While members can visit us at 22415 Wick Rd Taylor Mi 48180, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if needed.

Branch Location & Accessibility

A Call to Action

Ready to experience exceptional service? Don't hesitate! Give us a call at 313-336-2700 or stop by our branch today. We look forward to welcoming you into the Dfcu Financial family!

Convenient Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. You can visit us Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 2 PM. Whether you need help with personal banking, auto loans, or just want to chat about your financial goals, our friendly staff is ready to assist you.

Drive-Thru and ATM Services

For those who prefer quick transactions on the go, we provide a convenient drive-thru service for deposits and withdrawals. If you're in need of cash or want to check your balance, our ATM is also available for your convenience. While members can visit us at 22415 Wick Rd for all their banking needs, official correspondence should be sent to PO Box 6048 in Dearborn if needed.

Easy Access and Parking

At Dfcu Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to visit us. Plus, we have ample parking available right outside the door, so you can get in and out with ease.

Member Eligibility

Joining Dfcu Financial is like becoming part of a close-knit family, where your financial well-being is our top priority. To be eligible for membership, you generally need to live, work, worship, or attend school in the areas we serve. We welcome individuals from all walks of life, ensuring everyone has access to our supportive services. This means that if you're in the community around 22415 Wick Rd Taylor Mi 48180, we invite you to come in and see how we can help you thrive financially. For detailed eligibility criteria, feel free to check out this resource. Opening an account is a breeze! Just visit us at 22415 Wick Rd Taylor Mi 48180 or head over to our account opening page for more information on how to get started. If you have any questions or need assistance, don't hesitate to call us at (313) 336-2700. We're here to guide you every step of the way and make your journey with us as smooth as possible.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with seamless payment processing. Our merchant services make it easy for you to accept payments from customers anytime, anywhere. This means fewer hassles and more focus on what you do best serving your clients and growing your business. At Dfcu Financial, located at 22415 Wick Rd Taylor Mi 48180 in Taylor, MI, we are dedicated to being more than just a bank; we are your partners in success. Join us today and discover how our tailored solutions can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

For business owners, we offer comprehensive Business Banking services that include merchant services and business loans tailored to help your business thrive. No matter if you're starting a new venture or expanding an existing one, we're here to support your goals.

Credit Cards and Rewards

Imagine earning rewards while making everyday purchases! Our Credit Cards with Rewards program allows you to earn points on your spending, which can be redeemed for exciting perks and benefits. It's just another way we strive to provide value in your financial life.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. You can easily check balances, make transfers, pay bills, and even deposit checks right from your smartphone. Plus, with our ATM services and basic drive-thru banking for quick deposits and withdrawals, accessing your money has never been easier.

Get in Touch!

With all these services available at Dfcu - Taylor, we're committed to being more than just a financial institution; we aim to be a partner in your success. If you have questions or want more information about how we can assist you, don't hesitate to call us at (313) 336-2700. We invite you to visit us during our lobby hours: Monday through Friday from 9 am - 5 pm and Saturday from 9 am - 2 pm. Explore how Dfcu Financial can serve all of your banking needs today!

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Personal Banking solutions, including checking and savings accounts designed to fit your lifestyle. If you're planning to buy a new car or need help with transportation, our Auto Loans & Vehicle Financing options come with competitive rates that make it easier for you to get behind the wheel. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing services, which can guide you through obtaining your dream home or adjusting your current mortgage for better terms. For those unexpected expenses or consolidating debt, consider our Personal Loans & Debt Consolidation options that help simplify your payments and lower interest costs.

Digital & Online Banking

Key Features

Our online banking platform at https://www.dfcufinancial.com/ provides you with the tools you need for real-time account management. You can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, if you prefer keeping things paperless, we offer e-statements so you can review your financial statements without cluttering your mailbox. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on our mobile application, available for download now, and you're set! And if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature too.

Security Matters

Your security is our priority. We use electronic signature authorization for transactions, ensuring that your information remains protected while allowing for a convenient experience. Our platform is user-friendly, so whether you're tech-savvy or just getting started with digital banking, navigating through our services will feel effortless. At Dfcu Financial, we're committed to providing accessible banking solutions tailored to fit your lifestyle. Experience the ease of managing your finances digitally today!

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid financial foundation that supports our community in achieving their goals. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, supporting your financial goals across various sectors. Our performance reflects our operational efficiency as well; our $0 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees ready to assist you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $8,666,109. Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 22415 Wick Rd Taylor Mi 48180 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle purchase with flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions designed to meet various needs. At Dfcu Financial located at 22415 Wick Rd Taylor MI 48180, we prioritize your financial well-being. If you're interested in refinancing or want to know more about eligibility options for our loan products, don't hesitate to reach out. You can contact us at 313-336-2700 during our operating hours: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our dedicated team is ready to assist you every step of the way.

Unsecured Credit Cards

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. Enjoy rewards and benefits that suit your lifestyle while keeping your spending in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting the most accurate information available in the market.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic rates without hidden terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is based solely on what matters most: the best rates for your needs. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. With fluctuating rates, having current data at your fingertips can lead to significant savings. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of this tool in helping borrowers make better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans