Dfcu Financial Rochester MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in achieving financial goals right here in the heart of Rochester, MI! Established in 1936, we have proudly served our community for over 85 years, growing alongside our valued members. With a strong membership base of 241,680 and total assets exceeding $6.58 billion, we are committed to providing personalized financial solutions that fit your needs. Located at 511 N Main St, Rochester, MI 48307, our friendly team is here to assist you with everything from personal banking and auto loans to mortgage services and business financing. While members can visit us at our branch for face-to-face interactions, official correspondence should be directed to our mailing address at PO Box 6048, Dearborn, MI 48121. At Dfcu Financial, we believe that every member deserves access to the best financial products available. Our total deposits amount to an impressive $724.9 million, which reflects the trust you place in us. We also offer various loan options with a total of 87,320 loans and leases funded, showcasing our dedication to helping you finance your dreams be it a new home or that perfect vehicle. Under the leadership of CEO Ryan Goldberg and Board President James Cowper, we prioritize community engagement and member satisfaction above all else. Our dedicated staff of 632 employees is always ready to help you navigate your financial journey with ease and confidence. Whether you're looking for straightforward checking accounts or complex business loans, we invite you to explore what we have to offer. Visit our website at www.dfcufinancial.com for more information or give us a call at 313-336-2700 during our operating hours from Monday to Friday, 9 AM - 5 PM. Join us today and discover how Dfcu Financial can empower your financial future!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking services; we actively engage with local organizations and initiatives that uplift our community. By partnering with various nonprofits and schools in Rochester and surrounding areas, we aim to foster positive change and support those who need it most. As technology advances, so do we. Dfcu Financial ensures compliance with ADA standards while integrating digital innovations like e-statements and mobile payments into our services for a seamless experience. With an ATM available for your convenience and no drive-thru service at this location, we're here to serve you in ways that matter most.

Join Us

We invite you to join Dfcu Financial today! Experience firsthand how we blend exceptional financial services with a deep commitment to community support. Together, let's build a brighter financial future for you and those around you. Visit us at dfcufinancial.com or drop by our branch in Rochester we can't wait to welcome you!

Our Mission

At Dfcu Financial, our mission is simple yet powerful: to improve the lives of our members through exceptional financial services while actively supporting our local communities. We strive to offer personal banking options such as checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. We understand that access to financial resources can be life-changing. That's why we are dedicated to ensuring that everyone in our community has the tools they need to succeed financially. Whether it's through online and mobile banking or basic ATM access for withdrawals and balance checks, we make banking easier and more accessible for all. While members can visit us at 511 N Main St Rochester Mi 48307, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Our operating hours are Monday through Friday from 9 am to 5 pm, making it convenient for you to stop by or reach out via phone at 313-336-2700.

Branch Location & Accessibility

Accessibility Features

At Dfcu Financial, we prioritize accessibility for all our members. Our branch is fully ADA-compliant, ensuring that everyone can enjoy our services without barriers. You'll find ample parking right outside the entrance, with designated spots for those requiring extra assistance.

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 313-336-2700. We're excited to welcome you to our branch and help you with all your financial goals! While members can visit us at 511 N Main St for all their banking needs, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. We look forward to seeing you soon!

Operating Hours

We're here to serve you Monday through Friday from 9 AM to 5 PM. Whether you're looking to open an account, apply for a loan, or simply have questions about your finances, our friendly staff is ready to assist you during these hours.

Services Offered

While visiting us at Dfcu Financial, you'll have access to a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Dfcu Financial is like joining a close-knit family that prioritizes your financial well-being. To be eligible, you typically need to live, work, worship, or attend school in the communities we serve. This includes areas in and around Rochester. We believe everyone deserves access to friendly financial services, and that's why our membership is open to so many! For specific eligibility criteria and any updates, you can check out our detailed guide at http://www.dfcufinancial.com/services/member-perks. Opening an account with us is straightforward and welcoming. You can start this journey by visiting our website at http://www.dfcufinancial.com/personal/loans/mortgages or giving us a call at (313) 336-2700. Our team is excited to help you become part of our community at Dfcu Financial, located at 511 N Main St Rochester Mi 48307. Join us today and experience the benefits of being a member!

Business Banking & Commercial Services

Merchant Services

Imagine being able to accept payments from customers quickly and easily. Our merchant services do just that, enabling you to focus on what you do best running your business. From credit card processing to online payment options, we provide the tools you need to enhance customer experience and streamline operations. Located at 511 N Main St Rochester Mi 48307 in Rochester, MI, our team is here to assist you with personalized service and expert advice tailored to your industry. Let's work together to unlock the full potential of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For small business owners, we provide essential tools through our business banking services, including merchant services and business loans. We know how important it is to have access to reliable financial resources when running a business, which is why we're here to help you thrive.

Convenient Access & Support

At Dfcu Financial, convenience is key. You can easily withdraw cash or check your balance at our ATM available on-site. Our branch hours are designed for your busy schedule; we're open Monday through Friday from 9 AM to 5 PM. Should you need assistance outside of these hours, our digital banking features ensure that help is always just a click away. We invite you to explore all that Dfcu Financial has to offer at Dfcu - Rochester. Feel free to reach out by calling us at (313) 336-2700 if you have any questions or would like more information about how we can assist you on your financial journey. Your goals matter, and we're committed to helping you achieve them!

Credit Options

Managing debt can be challenging, but at Dfcu Financial, we offer personal loans and debt consolidation solutions that can help streamline your finances. Our friendly advisors will work with you to find the best options tailored to your situation. Plus, our credit cards with rewards let you earn while you spend perfect for everyday purchases or special treats.

Personal Banking Solutions

Our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your daily expenses while building your savings effortlessly. Imagine having easy access to your funds through our online and mobile banking services, allowing you to check balances, transfer money, and pay bills from anywhere. If you're considering purchasing a new car, our auto loans and vehicle financing make it simple. With competitive rates and flexible terms, getting behind the wheel of your dream car is just a step away. And for those looking to buy a home or refinance an existing mortgage, our mortgage loans provide the support you need to navigate this significant investment.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which puts all your banking needs in one easy-to-use app. You can make mobile payments effortlessly, whether you're shopping online or sending money to friends with our person-to-person transfer option. Plus, if you prefer going paperless, you can sign up for e-statements, making it simple to keep track of your financial activities while helping the environment. Worried about security? At Dfcu Financial, we take your safety seriously. We utilize electronic signature authorization for secure transactions and ensure that all your data is protected with top-notch encryption technology. Whether you're at home or on the go, our digital services are designed to give you real-time access and control over your finances. With just a few taps on your phone or clicks on your computer, managing your money has never been easier. Experience the freedom of banking from anywhere with Dfcu Financial today!

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, providing you with the confidence you need to achieve your goals. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as evidenced by our $13,146 in used auto loans and $2,074,000,359 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees ready to assist you with expert advice and dedicated service. Net Shares (funds available for lending and investments) amount to $8,666,109, contributing to the strength of our offerings. With a strong and growing member base that trusts us with their finances, we currently manage a total of 397,470 share and deposit accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 511 N Main St Rochester Mi 48307 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options and Resources

We also offer various refinancing options for those looking to adjust their current loan terms or consolidate debt. If you're unsure about your eligibility or want more information on how our products can work for you, please don't hesitate to reach out at (313) 336-2700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future today with Dfcu Financial! Visit us at our branch or check out our website for more details on how we can assist you: https://www.dfcufinancial.com/.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide competitive rates and personalized service to ensure you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $42,981,747 helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. Each lender's information is regularly updated to reflect current rates and terms, guaranteeing users access to accurate comparisons.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The platform's goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make decisions based on the latest information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in finding competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans