Dfcu Financial Novi MI Credit Union | Best Auto Loans & Mobile Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in financial growth and community support. Located at 39570 W 10 Mile Rd, Novi, MI 48375, we have been serving our members since 1936 with a commitment to excellence and personalized service. With a strong membership base of over 241,680 individuals, we pride ourselves on being more than just a credit union; we are a community hub where financial dreams take shape. At Dfcu Financial, our assets total an impressive $6,581,152,544, showcasing our stability and reliability. We offer a range of services designed to meet your needs from personal banking to business loans ensuring that you have access to the resources necessary for success. With total deposits reaching $724,907,219, our members can feel secure knowing their finances are in good hands. Our leadership team is dedicated to fostering a friendly environment that prioritizes your needs. Led by CEO Ryan Goldberg and Board President James Cowper, we are here to guide you through every step of your financial journey. While members can visit us at our branch location, official correspondence should be sent to: PO Box 6048, Dearborn, MI 48121. Whether you're looking for competitive loan rates or exceptional customer service, we're here for you. Feel free to reach out at 313-336-2700 or explore our website at Dfcu Financial for more information about how we can help you achieve your financial goals. Join us today and experience the difference that comes with being part of the Dfcu family!

Branch History & Mission

Welcome to Dfcu Financial, a credit union that has been a cornerstone of the Novi community since its opening in 1936. With a rich history spanning over 85 years, we have grown alongside our members, evolving to meet their financial needs while staying true to our mission of fostering financial wellness and community support. Located at 39570 W 10 Mile Rd, Novi, MI 48375, our branch serves as a welcoming space where members can access a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to the community is reflected not only in the services we offer but also in the relationships we build with our members. We take pride in having grown our membership to over 241,680 individuals who trust us with their financial journeys. At Dfcu Financial, we believe that everyone deserves access to quality financial services. Our mission is clear: to provide affordable financial solutions while supporting the communities we serve. This mission drives us to continually innovate and improve our offerings. We have embraced digital advancements such as online banking and mobile payments, ensuring our members have convenient access to their accounts anywhere they go. We also maintain ADA compliance, making sure that all individuals can benefit from our services. Over the years, we have prioritized community outreach through partnerships with local organizations and initiatives designed to uplift and empower those around us. Whether it's offering financial education workshops or participating in local events, we are dedicated to making a positive impact. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm please note that official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if it differs from your visits here. With total assets exceeding $6.58 billion, we are well-equipped to help you achieve your financial goals. Enjoy easy access to ATMs and drive-thru banking for your convenience. Our experienced team is always ready to assist you with personalized service tailored to your unique situation. Join us at Dfcu Financial today! Experience the difference that comes from being part of a community-focused credit union where your financial success matters most. Visit our website at dfcufinancial.com or call us at 313-336-2700 for more information on how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Services

At Dfcu Financial, we strive to provide a welcoming environment for all members. Our branch features accessible parking and is ADA compliant, ensuring that everyone can enjoy our services without hassle. We offer both drive-thru banking and ATM access, so you can manage your accounts quickly and conveniently. Whether you need to make deposits or withdrawals, our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. If you prefer to handle your banking online, we also provide robust online and mobile banking options. This means you can check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Stay Connected

Feel free to reach out at 313-336-2700 if you have any questions about our services or need assistance before visiting us. While you can come see us at our physical location for any banking needs, please note that official correspondence should be sent to our mailing address at PO Box 6048, Dearborn, MI 48121. We invite you to visit Dfcu Financial today! Experience firsthand how we can help with personal banking, auto loans, mortgages, and much more. Your financial journey matters to us let's take the next step together!

Member Eligibility

At Dfcu Financial, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to unlock a world of personalized financial services, you're in the right place! To become a member, you just need to meet some simple eligibility requirements that focus on making banking accessible for everyone. Generally, if you live, work, or worship in our local community, you're likely eligible to join us. We encourage you to check out the detailed criteria at http://www.dfcufinancial.com/services/member-perks for the most accurate information. Once you're ready to take this exciting step, opening your account is straightforward. Our friendly team is here to help you through the process whether it's for a checking account, auto loan, or any other service. Feel free to give us a call at (313) 336-2700 if you have questions or need assistance. We can't wait to welcome you into the Dfcu Financial community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Imagine seamlessly accepting payments from your customers, whether they prefer credit cards, debit cards, or mobile payments. This not only enhances customer satisfaction but also streamlines your operations. Visit us at 39570 W 10 Mile Rd Novi Mi 48375 or call us at (313) 336-2700 to learn how our business banking services can empower your entrepreneurial journey!

Comprehensive List Of Services

Credit Cards and Business Banking

Our Credit Cards with Rewards allow you to earn benefits while making everyday purchases. This means every swipe can bring you closer to exciting rewards, making it easier for you to enjoy life's little pleasures. For small business owners, we offer comprehensive Business Banking services, including Merchant Services and Business Loans. We understand the unique challenges of running a business and are here to support your financial journey every step of the way.

Digital Convenience

In today's world, convenience is key. That's why we provide robust Online & Mobile Banking options. You can manage your accounts from anywhere whether it's checking balances on the go or transferring funds with a few taps on your phone. Our services include ATM access for cash withdrawals and balance checks at your convenience. For those who prefer in-person banking, we also have Basic Drive-Thru Banking available for deposits and withdrawals. It's about making banking work around your schedule.

Get Started Today!

We invite you to visit us at Dfcu Financial located at 39570 W 10 Mile Rd Novi Mi 48375 in Novi, MI. If you have questions or want to learn more about how we can help with your financial needs, don't hesitate to call us at (313) 336-2700. Our friendly staff is ready to assist you! Explore all the ways we can support you by visiting our website: Dfcu - Novi. Your journey towards financial well-being starts here!

Personal Banking Solutions

For those looking to manage their personal finances, we offer a variety of Checking & Savings Accounts that cater to different lifestyles. Our accounts come with features that help you save more effectively while giving you easy access to your funds. Imagine having an account that not only keeps your money safe but also rewards you for saving! If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it simple. With competitive rates and flexible terms, you can drive away in your dream car without the stress of complicated financing. When it comes to home ownership, our Mortgage Loans & Refinancing services provide the support you need whether you're buying your first home or refinancing an existing mortgage. We'll guide you through each step, making the process as smooth as possible. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help consolidate your debt into manageable payments. It's all about helping you regain control over your finances.

Digital & Online Banking

Key Features

Explore the benefits of online banking by visiting https://www.dfcufinancial.com/. You can access e-statements to keep track of your finances effortlessly; gone are the days of paper clutter! Plus, our electronic signature authorization simplifies the process when you need to sign documents no more printing or scanning required. If you're always on the go, our mobile application brings banking right to your fingertips. With features like mobile payments and person-to-person transfers, sharing money with friends or paying for services has never been easier. Simply link your accounts and make transactions in seconds.

Security & Accessibility

Security is at the forefront of our digital banking services. We utilize advanced encryption technology to protect your information, ensuring that your data stays safe while you enjoy easy access to your accounts. Plus, with our mobile payments feature, you can make secure purchases directly from your phone without worrying about carrying cash or cards. Whether you're at home or out and about, Dfcu Financial offers a comprehensive suite of tools to help you manage your finances efficiently. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $877,104,376 in undivided earnings that allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $13,146 in used auto loans and $2,074,000,359 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

Our strength is reflected in our growing member base. With a total of 397,470 share accounts, it's clear that many trust us with their finances. Net Shares available for lending and investments stand at $8,666,109, which further emphasizes our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 39570 W 10 Mile Rd Novi Mi 48375 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Even amidst challenges, our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Your savings are in good hands with us. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the perfect fit for your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help streamline the process to potentially lower your payments.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer financing solutions that cater specifically to your needs. At Dfcu Financial, located at 39570 W 10 Mile Rd Novi Mi 48375 in Novi, MI, we're dedicated to serving our community with integrity and excellence. If you're interested in learning more about our loan products or eligibility requirements, please don't hesitate to call us at (313) 336-2700 during our operating hours: Mon - Fri 9 am - 5 pm & Sat 9 am - 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you in reaching your financial objectives today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We guide you through each step of the mortgage process to ensure that you feel confident in your decision. If you're already a homeowner and are exploring refinancing options, we're here to discuss how we can help you save money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans