Dfcu Financial Madison Hts MI Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted credit union located at 600 E 14 Mile Rd, Madison Hts, MI 48071. Since our establishment in 1936, we have proudly served over 241,680 members, providing a solid foundation for their financial journeys. With total assets exceeding $6.58 billion and deposits around $724.9 million, we are dedicated to fostering a supportive community where members can thrive financially. At Dfcu Financial, we understand that each member's needs are unique. That's why we offer a range of services tailored to fit your lifestyle, from personal banking options like checking and savings accounts to specialized loans for vehicles and mortgages. Our commitment to you is reflected in our impressive net worth of $898.9 million and our robust loan portfolio, which includes over 87,000 loans and leases. While you can visit us at our Madison Heights branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 6048, Dearborn, MI 48121. Our team, led by CEO Ryan Goldberg and Board President James Cowper, is here to ensure that your experience with us is nothing short of exceptional. With a dedicated staff of 632 employees, we strive to provide personalized service that makes banking simple and accessible. We invite you to join our growing family at Dfcu Financial where your financial well-being is our top priority! For any inquiries or assistance, feel free to call us at 313-336-2700 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Explore more about what we offer by visiting our website at dfcufinancial.com. We look forward to serving you!

Branch History & Mission

Join Us

At Dfcu Financial, we're excited about what lies ahead and invite you to be part of our story. Join us today and experience firsthand how our dedicated team is ready to assist you on your financial journey. Together, let's build a stronger future!

Modern Services

In today's fast-paced world, we recognize the need for convenient banking solutions. That's why we offer features like online and mobile banking, along with ATM access and drive-thru services for those on the go. Our branch is ADA compliant and designed with customer comfort in mind. While members can visit us at 600 E 14 Mile Rd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. For any inquiries or assistance, feel free to reach out at 313-336-2700 during our operating hours: Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM.

Our Mission

Our mission at Dfcu Financial is clear: we strive to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to reliable banking options that can help them achieve their goals. Whether it's securing an auto loan, refinancing a mortgage, or managing day-to-day expenses through checking and savings accounts, we are dedicated to serving your needs. We understand the importance of not just providing services but also giving back to the community. Our partnerships with local organizations reflect our commitment to supporting initiatives that uplift those around us. We take pride in being more than just a financial institution; we aim to be a partner in our members' journeys toward financial wellness.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to reach out! You can call us at 313-336-2700. We invite you to visit our Madison Heights branch soon and experience the member-focused service that Dfcu Financial is known for. Your financial goals are important to us, and we're excited to help you achieve them!

Nearby Landmarks and Parking

Our branch is close to several local landmarks, making it easy to combine your visit with other errands. There's ample parking available right outside the door, and we take pride in ensuring that our facilities are ADA compliant. This means everyone can enter without hassle, whether you're using a wheelchair or have any mobility concerns.

Operating Hours and Services

We're here for you during the week from Monday to Friday, with lobby hours from 9 AM to 5 PM. Need some weekend banking? We're open on Saturdays too from 9 AM to 2 PM! Our friendly staff is ready to assist you with everything from personal banking services like checking and savings accounts to auto loans and mortgages. We also offer credit cards with rewards and business banking services. For those quick transactions, we have both drive-thru banking and an ATM available for your convenience. You can make deposits, withdrawals, or just check your balance without stepping inside!

Member Eligibility

At Dfcu Financial, we're excited to welcome you into our community of members who enjoy personalized financial services and a supportive environment. Becoming a member is simple and open to anyone who lives, works, or worships in the area. If you're looking for a place that truly cares about your financial well-being, you'll find it here. Whether you're interested in checking and savings accounts, auto loans, or credit cards with rewards, our diverse range of offerings is designed to meet your needs. To learn more about eligibility and see if you qualify, feel free to check out the details on our website at http://www.dfcufinancial.com/services/member-perks. If you're ready to take the next step and open an account, the process is straightforward! You can find all the information you need on how to get started by visiting http://www.dfcufinancial.com/personal/loans/mortgages. Should you have any questions or need assistance, don't hesitate to call us at (313) 336-2700. We're here for you!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide essential merchant services that streamline payment processing for your business. Imagine being able to accept payments easily from your customers while managing your cash flow effectively. Our services ensure that transactions are smooth, so you can focus on what matters most growing your business. Located at 600 E 14 Mile Rd Madison Hts Mi 48071 in Madison Hts, MI, our team is ready to assist you with personalized solutions tailored to your needs. Reach out today at (313) 336-2700 to explore how we can partner with you on your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our ATM and basic drive-thru banking services allow easy deposits, withdrawals, and simple transactions without the need for an appointment. Just swing by during our lobby hours from Monday to Friday 9 am - 5 pm, or Saturday from 9 am - 2 pm. If you're ready to explore all that Dfcu Financial has to offer or if you have any questions about how we can assist you further, don't hesitate to give us a call at (313) 336-2700. Your financial wellness is our priority! Visit us today at Dfcu - Madison Heights, where community meets convenience and care!

Business Banking Services

For entrepreneurs and business owners, we offer robust solutions through our business banking services. From merchant services to business loans, we empower local businesses to thrive in today's economy. Let us partner with you on your journey toward success.

Convenient Digital Banking

We recognize the need for flexibility in managing your finances, which is why our online and mobile banking features are designed with your lifestyle in mind. Access your accounts anytime, anywhere, pay bills at your convenience, or transfer funds with just a few taps on your phone. Our secure platform ensures peace of mind while you bank on-the-go.

Credit Cards & Rewards

At Dfcu Financial, we also believe in rewarding our members. Our credit cards with rewards give you more value for your spending, whether you're shopping for groceries or planning a getaway. It's not just about transactions; it's about making every dollar work harder for you.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking services have got you covered. We offer checking and savings accounts that cater to different lifestyles and preferences. Imagine easily managing your daily expenses while saving for that dream vacation or a new car. With our auto loans and vehicle financing, you can drive away in the vehicle you've always wanted without breaking the bank. For those thinking about home ownership, our mortgage loans and refinancing options can make the process simple and affordable. We know how important it is to find the right loan that fits your budget, and our experts are ready to guide you through every step. If you're facing debt challenges, our personal loans for debt consolidation can provide a fresh start.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, everything is at your fingertips. Our mobile application makes banking on the go even easier, allowing you to perform transactions quickly from your smartphone. We also offer e-statements, which means you'll receive your account statements electronically. This not only saves paper but also gives you instant access to your financial records whenever you need them. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. If you're looking for ways to send money easily, our person-to-person transfers feature allows you to send funds directly to friends and family without any hassle. And if you're out shopping, our mobile payments feature lets you make purchases quickly using just your phone no wallet needed!

Security and Accessibility

Your security is our top priority. We employ advanced measures to protect your information and ensure that your online banking experience is safe. Navigating our digital services is straightforward, making it easy for everyone from tech-savvy users to those new to online banking to feel comfortable managing their accounts. In today's fast-paced world, having reliable access to your finances is essential. At Dfcu Financial, we strive to provide an accessible, easy-to-use banking experience that empowers you to take control of your financial life with confidence. Explore all these features today by visiting us at https://www.dfcufinancial.com/!

Financial Strength

Commitment to Growth

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, we support our members' financial goals across various sectors. Our financial operations reflect efficiency as seen through our $0 figure. This allows us to continue offering competitive loan rates and solid financial products tailored for your needs. We also take pride in having 520 full-time employees and 112 part-time employees ready to assist you with knowledge and dedication.

Growing Member Base

We currently manage a total of 397,470 accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $8,666,109, highlighting our commitment to ensuring every dollar serves you best. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 600 E 14 Mile Rd Madison Hts Mi 48071 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, our competitive rates and flexible terms make it simple and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing business, we're here to support your ambitions. At Dfcu Financial, we prioritize transparency and member satisfaction in all our financial offerings. If you're interested in learning more about eligibility for any of these products or if refinancing might be right for you, please don't hesitate to reach out. You can contact us at (313) 336-2700, visit us at our branch located at 600 E 14 Mile Rd Madison Hts Mi 48071, or explore our services online at https://www.dfcufinancial.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We offer various mortgage products tailored to fit your budget and lifestyle. If you're considering refinancing an existing mortgage, we also have options available to help reduce your monthly payments or access equity in your home.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans, which total $42,981,747. These cards provide flexible terms and rewards that can help you make the most out of your purchases while keeping track of your finances effectively.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you receive reflects the most current rates and terms available in the market.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find hidden fees or misleading information here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows you to focus solely on what matters: getting the best loan for your needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly. No more guesswork or outdated information just clear choices at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these illustrate how LendMesh empowers individuals to take control of their financial future through reliable information. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans