Dfcu Financial Livonia MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Dfcu Financial, we believe that your financial journey should be as smooth as possible. Located at 37373 7 Mile Rd, Livonia, MI 48152, our branch is dedicated to providing personalized services tailored to the needs of our members. Since opening our doors in 1936, we've been committed to fostering a sense of community and trust among our 241,680 members. As a credit union, we pride ourselves on being member-focused. Our total assets stand at an impressive $6,581,152,544, with total deposits of $724,907,219 and a net worth of $898,903,531. This strong financial foundation allows us to offer competitive loan options currently holding 87,320 loans and leases to help you achieve your dreams, whether it's buying a home or financing a vehicle. While members can visit us at our Livonia branch for face-to-face assistance and utilize our ATM and drive-thru services, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Under the leadership of CEO Ryan Goldberg and Board President James Cowper, our dedicated team of 632 employees works tirelessly to ensure that every member receives the best possible service. We understand that banking can sometimes feel overwhelming; that's why we're here to guide you every step of the way. We invite you to explore all that Dfcu Financial has to offer. Whether you're looking for personal banking solutions like checking accounts or loans or business banking options we are here for you. Don't hesitate to reach out by calling us at 313-336-2700 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Let's work together towards your financial success! Visit us online at dfcufinancial.com for more information about our services and how we can support your financial goals.

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's world. That's why we offer convenient ATM services and drive-thru banking for quick transactions. Our branch is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM, ensuring that you can access our services when you need them most. While members can visit us at our Livonia location for all their banking needs, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if it differs from our branch address. As technology evolves, so do we. Our digital advancements include online banking services that allow you to manage your finances anytime and anywhere. Features like mobile payments and e-statements make your banking experience seamless and efficient.

Join Us

Whether you're looking for personal banking solutions or seeking ways to grow your business financially, Dfcu Financial is here for you. Join us today and discover how we can help you achieve your financial goals while being part of a community-focused organization. Experience the difference that comes from a credit union committed not only to your financial success but also to making Livonia a better place for everyone. Visit us or call at 313-336-2700 to learn more about what we can do together!

Our Mission

At Dfcu Financial, our mission is clear: to empower our members through exceptional financial services while making a positive impact in the communities we serve. We believe that banking should be more than just transactions; it should foster relationships built on trust and support. We are dedicated to offering personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards tailored to fit various lifestyles. In addition to these offerings, we actively engage with local organizations and initiatives that uplift the Livonia community. Our partnerships allow us to participate in outreach programs aimed at enhancing education and financial literacy among residents.

Branch Location & Accessibility

Welcome to Dfcu Financial, your trusted credit union located conveniently at 37373 7 Mile Rd in Livonia, MI. Nestled near the bustling intersection with easy access to nearby landmarks, our branch is designed to be a welcoming space for all your banking needs. Whether you're stopping by for a quick transaction or seeking guidance on a mortgage, we're here to assist you. At Dfcu - Livonia, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ample parking to ensure everyone can enjoy our services comfortably. Plus, with our drive-thru banking option available, you can take care of deposits and withdrawals without ever leaving your car. If you need to send us any official correspondence, feel free to mail it to PO Box 6048, Dearborn, MI 48121. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM, making it easy for you to visit us during the week or on the weekend. You can also reach us at 313-336-2700 for any questions or assistance you may need. And don't forget about our ATM services! With an ATM conveniently located right here at our branch, accessing your funds has never been easier. Come visit Dfcu Financial today we look forward to helping you achieve your financial goals!

Member Eligibility

At Dfcu Financial, we believe that everyone deserves the opportunity to be part of a supportive and community-focused family. Becoming a member is not just about opening an account; it's about joining a network that prioritizes your financial well-being. To qualify for membership, you'll need to meet certain criteria, which typically include living, working, or worshipping in specific areas, or being related to someone who is already a member. If you're curious about your eligibility, we invite you to check out more details at http://www.dfcufinancial.com/services/member-perks. Joining us is straightforward! Once you confirm your eligibility, you can start the account opening process easily online. For more information on how to get started, visit http://www.dfcufinancial.com/personal/loans/mortgages or give us a call at (313) 336-2700. We're located at 37373 7 Mile Rd Livonia Mi 48152, and our friendly team is here to help you every step of the way. Welcome to Dfcu Financial we can't wait for you to join our community!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Imagine running your business smoothly with payment solutions that fit your needs. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're processing payments online or in-person, we provide reliable tools to enhance customer satisfaction. Located at 37373 7 Mile Rd Livonia Mi 48152 in Livonia, MI, our dedicated team is ready to partner with you on your journey. Contact us at (313) 336-2700 to explore how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners in our community, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We understand how crucial it is for businesses to have access to reliable banking solutions that can support growth and operations.

Convenient Access

Accessing your account has never been easier with our ATM & Cash Withdrawal Services, available at various locations for quick cash needs. For those who prefer face-to-face interactions, our basic drive-thru banking allows for deposits and withdrawals without leaving your vehicle. We also provide basic ATM access for balance checks and simple transactions so that you can manage your money on the go.

Financial Support When You Need It

Life can throw unexpected challenges your way, but our Personal Loans & Debt Consolidation services are here to assist when those times arise. Whether it's an emergency expense or simply wanting to simplify payments, we're ready to help find the right solution for you. And if you're looking for a credit card that rewards your spending habits, consider our Credit Cards with Rewards program. Earn points on every purchase and enjoy the benefits that come with being a member of Dfcu Financial.

Get Started Today!

At Dfcu Financial, we pride ourselves on making banking accessible and convenient for everyone in our community. If you're ready to take control of your financial future or just want more information about any of our services, give us a call at (313) 336-2700 or visit us at our branch located at 37373 7 Mile Rd Livonia Mi 48152. Let us help you navigate through life's financial journey with confidence!

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking options have got you covered. Whether you're looking for a reliable Checking or Savings Account, we offer choices that fit your lifestyle. Imagine having easy access to your funds through our intuitive Online & Mobile Banking platforms, allowing you to check balances, make transfers, or pay bills right from your phone. Need a vehicle? Our Auto Loans & Vehicle Financing options can help turn your dream car into a reality. With competitive rates and flexible terms, financing your next vehicle is straightforward and stress-free. If you're considering buying a home, explore our Mortgage Loans & Refinancing solutions tailored to meet your needs. We guide you through the process, helping you secure the best rates available.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Whether you're using our mobile application or accessing our website, you'll find everything user-friendly and straightforward. Plus, with features like electronic signature authorization, you can sign documents securely without needing to visit a branch. We also offer e-statements that provide an eco-friendly way to manage your account statements. You can receive them directly in your inbox instead of waiting for them in the mail, which is not only convenient but also helps you keep your records organized. If you're someone who enjoys shopping on the go, our mobile payments feature lets you make purchases right from your phone. With person-to-person transfers available as well, sending money to friends or family has never been easier no cash needed!

Security and Accessibility

Your security is our top priority. Our digital banking tools are equipped with robust security measures to protect your personal information. You can bank with confidence knowing that we take every step to keep your data safe. Accessibility is key for us at Dfcu Financial. Our online services ensure that whether you're at home or out and about, managing your finances is just a tap away. Join us today and experience the freedom of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $13,146 in used auto loans and $2,074,000,359 in total loans and leases.

Growing Trust

Total Share Accounts stand strong at 397,470, showing a robust and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $8,666,109, highlighting our commitment to supporting your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 37373 7 Mile Rd Livonia Mi 48152 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Operating Efficiency

Our operational efficiency is reflected by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Services

Our commitment extends beyond just offering loans. We provide various financial services that include personal banking accounts and online banking features for ease of access. You can reach us at 313-336-2700 during our operating hours: Mon - Fri from 9 am - 5 pm and Sat from 9 am - 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at Dfcu Financial for more information on how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide financing options that suit different budgets and credit situations.

Business Solutions

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We are here to support local businesses with tailored financing solutions that align with their growth strategies.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We also offer refinancing solutions to help you adjust your mortgage terms as your financial situation changes.

Unsecured Credit Card Loans

We know that managing finances can sometimes require extra flexibility. That's why we also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their expenses effectively. Our credit cards come with rewards and benefits designed to enhance your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison is grounded in verified information, allowing you to trust the data you see.

Dfcu Financial