Dfcu Financial Lansing MI Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Dfcu Financial at 7525 W Saginaw Hwy, Lansing, MI 48917, where we've been serving our community since 1936. With a proud history of over 80 years, we are dedicated to providing financial solutions that empower our members and enhance their lives. As of today, we proudly support a growing membership base of 241,680 individuals who trust us with their financial needs. At Dfcu Financial, we understand the importance of accessibility and support. Our branch is equipped with a drive-thru service and an ATM for your convenience, ensuring that banking with us fits smoothly into your busy life. For any official correspondence, please send it to our mailing address at PO Box 6048, Dearborn, MI 48121. We take pride in our robust financial standing with total assets reaching an impressive $6,581,152,544. Our commitment to our members is evident in our total deposits of $724,907,219, ensuring that your hard-earned money is safe and accessible when you need it. We also offer a variety of loans over 87,320 loans and leases that cater to personal and business financing needs alike. Led by CEO Ryan Goldberg and Board President James Cowper, our team of 632 employees is here to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts or seeking business banking solutions including merchant services and business loans, we have tailored products just for you. We encourage you to visit us in person or reach out via phone at 313-336-2700 during our operating hours from Monday to Friday (9 AM - 5 PM) and Saturday (9 AM - 1:30 PM). Explore more about what we offer on our website at dfcufinancial.com, where you can access online banking services or learn about becoming a member. Join us at Dfcu Financial where your financial well-being is our top priority!

Branch History & Mission

A Legacy of Growth

Located at 7525 W Saginaw Hwy, Lansing, MI 48917, Dfcu Financial has seen remarkable growth since its inception. Starting with a handful of members and limited resources, we have expanded our offerings significantly. Today, our total assets amount to an impressive $6,581,152,544. This growth reflects not just our success but also the trust that our members place in us every day. We understand that financial needs can vary widely; therefore, we offer a diverse range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our drive-thru service and ATM availability ensure that you can access your funds conveniently whenever you need them.

Community Commitment

At Dfcu Financial, we take pride in being part of the Lansing community. Our partnerships with local organizations enable us to give back effectively and make a positive impact on those around us. Whether it's hosting educational workshops or supporting charitable events, we strive to be more than just a bank; we want to be a pillar of support for everyone we serve.

Join Us Today!

As we continue our journey forward, we invite you to become part of the Dfcu Financial family. Experience firsthand how our member-centric approach can help you achieve your financial goals while contributing positively to our community. Visit us today or explore more about what we offer at our website. Together, let's build a brighter future!

Mission-Driven Service

Our mission is clear: We aim to empower individuals and families by providing financial services that promote economic well-being. We believe in not just meeting the financial needs of our members but also enriching their lives through community engagement and support. Our efforts extend beyond traditional banking; we actively participate in local initiatives that uplift our neighborhoods and foster a sense of belonging. While members can visit us at 7525 W Saginaw Hwy Lansing Mi 48917, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Our dedicated team is available Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1:30 pm to assist you with any inquiries or financial planning.

Branch Location & Accessibility

ATM Availability

For added convenience, we also have an ATM on-site that allows you to perform essential banking tasks such as cash withdrawals and balance inquiries at any time. While members can visit us at 7525 W Saginaw Hwy for all their banking needs, please note that official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. We invite you to come by or give us a call at 313-336-2700. Let Dfcu Financial help you achieve your financial goals today!

Nearby Landmarks and Accessibility

Nestled in Eaton County, our location is just a short drive from local favorites like the Lansing Mall and the scenic Grand River. We pride ourselves on being easily accessible, with ample parking available for all members. Our branch is ADA-compliant, featuring ramps and other accessibility options to ensure everyone can visit us comfortably.

Operating Hours and Services

At Dfcu Financial, we're here when you need us! Our lobby hours are Monday through Friday from 9 AM to 5 PM, and we also welcome you on Saturdays from 9 AM to 1:30 PM. During these hours, our dedicated staff offers a variety of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and more. If you're in a hurry, take advantage of our drive-thru banking for quick transactions like deposits and withdrawals.

Member Eligibility

At Dfcu Financial, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you live, work, or worship in the community we serve, you are likely eligible to join us! We welcome individuals from various backgrounds, and our goal is to make banking accessible and beneficial for everyone. By becoming a member, you'll enjoy a range of advantages, including competitive rates on loans and savings accounts, personalized service, and access to community-focused resources. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.dfcufinancial.com/services/member-perks. It's straightforward and easy to follow! When you're ready to take the next step, opening an account with us is simple; just visit http://www.dfcufinancial.com/personal/loans/mortgages or give us a call at (313) 336-2700. Our friendly team at 7525 W Saginaw Hwy Lansing Mi 48917 is here to support you through every step of your membership journey!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. Imagine being able to take that leap forward, whether it's launching a new product line or hiring additional staff.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, you can still access the funds needed to fuel your business ambitions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Our services go beyond just loans; we also offer merchant services designed to make transactions easier and more efficient for your customers. Explore how Dfcu Financial, located at 7525 W Saginaw Hwy Lansing Mi 48917 in Lansing, MI, can be your partner in success. Contact us today at (313) 336-2700 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We understand how vital it is for businesses to have reliable banking solutions that support growth and efficiency.

Convenient Access Options

For those who prefer face-to-face interactions, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. And if you're on the go, take advantage of our Basic ATM Access for quick withdrawals and balance checks. At Dfcu Financial, we're here to make banking as easy and accessible as possible. For any questions or assistance, feel free to reach out at (313) 336-2700 during our operating hours: Mon - Fri 9 am - 5 pm & Sat 9 am - 1:30 pm. If you're ready to take control of your financial future or want more information about any of our services, visit us online at Dfcu - Delta today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. You can transfer funds, pay bills, and even access e-statements right from your smartphone or computer. Our ATM and Cash Withdrawal Services ensure that you have easy access to your money whenever you need it.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Whether you're looking to open a Checking or Savings Account, we've got options that fit your lifestyle. Need a new car? Consider our Auto Loans and Vehicle Financing that offer competitive rates and flexible terms. If homeownership is on your horizon, explore our Mortgage Loans and Refinancing options ideal for first-time buyers or those looking to update their current mortgage. Sometimes life throws unexpected expenses your way, which is where our Personal Loans and Debt Consolidation come into play. These can provide the relief you need without breaking the bank. Plus, don't forget about our Credit Cards with Rewards, perfect for earning points on everyday purchases.

Digital & Online Banking

Experience Banking Made Easy

With all these features combined, managing your accounts becomes straightforward and efficient. At Dfcu Financial, we aim to provide a banking experience that fits seamlessly into your life. Sign up today and discover how our digital and online banking services can empower you to take control of your finances!

Key Services for Your Convenience

Our 24/7 online banking services allow you to access your accounts whenever you need to, day or night. Whether you're checking your balance, making transfers, or paying bills, you can do it all from the comfort of your home or on the go. Our mobile application makes this even simpler, letting you manage your finances right from your smartphone. Need to send money quickly? Our person-to-person transfer feature lets you send funds instantly to friends and family with just a few taps. Plus, with our mobile payments option, you can pay for goods and services without needing cash or cards perfect for busy lifestyles!

Stay Secure and In Control

Security is a top priority at Dfcu Financial. We use advanced encryption methods to keep your personal information safe while you're online. You can also take advantage of our electronic signature authorization, which simplifies document signing securely from anywhere. For those who prefer paperless options, we offer e-statements, giving you easy access to your account statements without the clutter of physical mail. This not only helps the environment but also ensures that your financial information is always at your fingertips.

Financial Strength

A Commitment to Community

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This allows us to invest in our community while keeping your best interests at heart.

Building Trust Through Membership Growth

We take pride in managing 397,470 share and deposit accounts, demonstrating a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $8,666,109, enhancing our capacity to serve you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 7525 W Saginaw Hwy Lansing Mi 48917 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. To support these operations effectively, we have a dedicated team of 520 full-time employees and 112 part-time employees ready to assist you with any inquiries or needs.

Our Strong Financial Position

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinventing Member Services

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment supports our ability to offer various lending products like the $13,146 in used auto loans and a total of $2,074,000,359 in loans and leases designed to meet your financial goals.

Secure Savings for Our Members

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. We focus on our members' needs, prioritizing their benefits over traditional banking practices.

Loan Offering

Additional Information

We also have options for refinancing existing loans, making it easier for you to adjust to changing financial circumstances. If you're interested in learning more about eligibility and refinancing options, please visit our eligibility page. Whether you're ready to apply or just want more information about our loan offerings, feel free to contact us at (313) 336-2700 or visit us at our branch located at 7525 W Saginaw Hwy Lansing Mi 48917 in Lansing, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you with all your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans, helping our members hit the road with confidence. Our flexible terms make it easy for you to find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your ventures. We are committed to supporting local businesses with competitive lending options.

Credit Card Loans

Managing day-to-day expenses can be a challenge, which is why we offer flexible terms on unsecured credit card loans. With a total of $42,981,747 in loans, our credit cards can help you effectively manage your finances while enjoying rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508. We aim to simplify the process of buying or refinancing your home, providing guidance every step of the way.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures that its loan comparisons are accurate and fair. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive legitimate offers without hidden agendas.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans