Dfcu Financial Lansing MI Credit Union | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Dfcu Financial, where we believe that strong financial partnerships build strong communities. Located at 1700 Lake Lansing Rd, Lansing, MI 48912, our branch has been serving the needs of our members since 1936. With a commitment to personalized service and community involvement, we proudly support over 241,680 members in their financial journeys. At Dfcu Financial, we understand that each member's needs are unique. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets amount to an impressive $6,581,152,544, which reflects our stability and dedication to providing you with the best financial products available. With $724,907,219 in deposits and a robust net worth of $898,903,531, we are equipped to help you achieve your financial goals. Whether you're looking to secure a loan or save for the future, our experienced team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Feel free to reach out to us at (313) 336-2700 during our operating hours from Monday to Friday between 9 AM and 5 PM. Led by CEO Ryan Goldberg and Board President James Cowper, our dedicated staff of 632 employees is committed to ensuring your banking experience is smooth and rewarding. We invite you to explore what makes Dfcu Financial special visit us or check out our website at dfcufinancial.com today!

Branch History & Mission

At Dfcu Financial, we take pride in our rich history and commitment to serving the Lansing community. Established in 1936, our branch has grown from a small credit union into a trusted financial institution with a membership of over 241,680 individuals. Located at 1700 Lake Lansing Rd, Lansing, MI 48912, we are nestled in a vibrant area that reflects the spirit of our community. Throughout the years, Dfcu Financial has made significant strides in providing not just financial services but also community support. We have built strong relationships with local organizations and initiatives aimed at enhancing the lives of our members and neighbors. Our mission is clear: to empower our members by offering accessible financial products while fostering a sense of belonging and security within our community. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. This ensures that all communications are handled efficiently while maintaining our focus on member service. Our total assets stand impressively at $6,581,152,544, reflecting our stability and capability to meet the diverse needs of our members. With operating hours from Monday to Friday, 9 am to 5 pm, we strive to accommodate everyone's schedules. Plus, with drive-thru banking and ATM availability at your convenience, accessing your funds has never been easier. As technology advances, so do we. Dfcu Financial prioritizes digital accessibility and customer-centric initiatives such as mobile payments and online banking services. We believe in providing innovative solutions while ensuring that all facilities comply with ADA standards for inclusivity. We understand that being part of a community means giving back. Our outreach programs focus on financial literacy and supporting local events that uplift our neighborhoods. These partnerships reflect our dedication to making a positive impact beyond banking. If you're looking for a financial partner that understands your needs and values your contribution to the community, we invite you to join Dfcu Financial today. Experience the benefits of being part of a credit union that truly cares about its members' success and well-being. Visit us or reach out at 313-336-2700; we're here for you!

Branch Location & Accessibility

A Welcoming Environment

At Dfcu Financial, we prioritize accessibility. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. Whether you need assistance or have questions about our services, don't hesitate to reach out! While members can visit us at 1700 Lake Lansing Rd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Call Us Today

We invite you to stop by and explore all that Dfcu Financial has to offer from personal banking solutions like checking accounts and auto loans to business banking services tailored just for you. Have questions? Give us a call at 313-336-2700; we'd love to hear from you! Come experience the difference of community-focused banking today!

Convenient Access

Our location offers ample parking, making it easy for you to visit us anytime during our operating hours from Monday to Friday, 9 AM to 5 PM. Whether you're stopping by for a quick transaction or to discuss your financial goals, our friendly staff is here to help. If you prefer to bank on the go, take advantage of our ATM services available right at the branch. And if you're in a hurry, our drive-thru banking option is perfect for quick deposits and withdrawals.

Member Eligibility

At Dfcu Financial, we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to join us at our branch located at 1700 Lake Lansing Rd Lansing Mi 48912, we'd love to welcome you! Becoming a member is straightforward and inclusive, as we aim to serve individuals and families who meet certain criteria. Generally, eligibility includes living, working, or attending school in our service area, among other friendly requirements. For more specific details, feel free to check out the comprehensive list of eligibility criteria available at http://www.dfcufinancial.com/services/member-perks. Once you know you're eligible, opening an account is just as easy! You can explore all the benefits of membership like personalized financial services and community involvement by visiting us online at http://www.dfcufinancial.com/personal/loans/mortgages or giving us a call at (313) 336-2700. We're here to help you every step of the way and can't wait for you to join our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer essential merchant services that make day-to-day operations smoother. Imagine being able to accept payments easily, manage cash flow better, and focus on what you do best running your business. Our solutions are here to streamline your financial transactions, allowing you to spend less time on paperwork and more time serving your customers. If you're ready to take the next step in your business journey, visit us at 1700 Lake Lansing Rd Lansing Mi 48912 in Lansing, MI, or call us at (313) 336-2700. Let's work together to make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances is crucial for success. That's why we offer business banking solutions including merchant services and business loans tailored to help you grow your enterprise. Our team is committed to helping local businesses thrive by providing personalized service and flexible options.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only offer competitive rates but also allow you to earn points on your everyday purchases. It's an excellent way to get more out of your spending while building credit at the same time.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. Access your accounts anytime from anywhere, whether you need to make deposits, check balances, or transfer funds between accounts. Our ATM services further ensure that you have easy access to your cash whenever you need it.

Drive-Thru Services

If you're in a hurry or prefer face-to-face interaction without leaving your vehicle, take advantage of our drive-thru banking services for simple transactions like deposits and withdrawals. At Dfcu Financial, we are proud to be part of your community and committed to serving all your financial needs. We invite you to explore how we can support you in reaching your financial goals today! For more information on any of our services or to get started, please visit our website at Dfcu - Lake Lansing or call us at (313) 336-2700. We look forward to helping you achieve financial success!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to make managing your money easy and convenient. Open a checking or savings account with us to enjoy features like online banking and mobile payments, allowing you to track your finances on the go. If you're looking for financing options, our auto loans and vehicle financing solutions can help get you behind the wheel of your dream car without breaking the bank. For those considering homeownership, our mortgage loans and refinancing options are tailored to fit different budgets and lifestyles. Whether you're buying your first home or looking to refinance an existing loan, we have the tools and expertise to guide you through the process. Additionally, if you find yourself needing a little extra cash, our personal loans and debt consolidation services can provide support during life's unexpected moments.

Digital & Online Banking

24/7 Access

With 24/7 online banking services available at Dfcu Financial, you have the freedom to manage your finances on your schedule. Whether it's day or night, our platform is always ready for you. In short, Dfcu Financial provides everything you need for efficient and secure banking right at your fingertips. Join us today and experience how easy managing your finances can be!

E-Statements and Security

Say goodbye to paper clutter! With our e-statements feature, you can receive your bank statements electronically. Not only does this help the environment, but it also gives you instant access to your financial information. Plus, we prioritize your security with electronic signature authorization, ensuring that your transactions are safe and verified.

Mobile Banking Made Easy

In today's fast-paced world, mobile access is crucial. That's why we offer a mobile application that allows you to bank right from your smartphone. Want to make payments quickly? Our mobile payments feature lets you do just that! You can even send money directly to friends and family with our person-to-person transfer service no more fumbling for cash or checks.

Financial Strength

A Growing Member Base

We currently have a thriving community with 397,470 total share accounts. This growing member base reflects the trust you place in us to manage your finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 1700 Lake Lansing Rd Lansing Mi 48912 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Investment in Growth

Our commitment to our members is further reflected in our $877,104,376 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $13,146 in used auto loans and $2,074,000,359 in total loans and leases, we are well-positioned to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency shines through with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $898,903,531, we demonstrate robust financial stability that allows us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 illustrates our solid capital foundation, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your enterprise. Whether you are starting a new venture or looking to enhance an existing one, our team can work with you to find the best financing solutions. If you're considering refinancing your current loans or exploring eligibility options, we're here to assist you every step of the way. Our friendly staff at 1700 Lake Lansing Rd Lansing Mi 48912 in Lansing, MI are ready to answer any questions you may have. If you're ready to take the next step toward achieving your financial dreams, give us a call at (313) 336-2700 or visit us online at https://www.dfcufinancial.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that fits your needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with the vehicle you want.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer credit lines with a total of $359,022,099 available. These lines can help you manage unexpected expenses or make larger purchases without stress. If you're interested in unsecured credit cards, we have flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We know how important home is, and our team is here to guide you through each step of the process.

Loan Aggregator

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans