Dfcu Financial Lansing MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dfcu Financial, your trusted partner in financial wellness since 1936. Located at 4510 S Pennsylvania Ave, Lansing, MI 48910, we take pride in serving our vibrant community with a range of financial services tailored to meet your needs. With a total membership of 241,680 and assets exceeding $6.58 billion, we are committed to supporting you on your financial journey. At Dfcu Financial, we understand that banking is not just about transactions; it's about building relationships and making a positive impact in the lives of our members. Our dedicated team of 632 employees is here to provide personalized service that you can rely on. Whether you're looking for checking accounts, auto loans, or mortgages, we've got you covered with over 87,320 loans issued to help our members achieve their goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Under the leadership of our CEO, Ryan Goldberg, and Board President James Cowper, we continuously strive for excellence and innovation in all that we do. Our mission is clear: to empower our members with the financial tools they need while fostering a sense of community. With total deposits reaching $724.9 million and a net worth of $898.9 million, we ensure that your funds are secure and growing. We also maintain a robust cash reserve of $12.35 million to support our operations and member services effectively. We invite you to explore how Dfcu Financial can assist you today! Feel free to call us at 313-336-2700 or visit our website at dfcufinancial.com for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement and Innovations

Over the years, we have embraced technological advancements to enhance our services for all members. With features like online banking, mobile payments, and e-statements available to everyone, managing finances has never been easier or more convenient. We are proud to be ADA compliant so that everyone can access our facilities without barriers. Our drive-thru service allows for quick transactions while maintaining the personal touch that sets us apart. For those who prefer self-service options, our ATMs are readily available for cash withdrawals and balance inquiries. While members can visit us at 4510 S Pennsylvania Ave, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Join Us Today!

As we continue this journey together, we invite you to become part of the Dfcu Financial family. Experience firsthand how we prioritize your needs and work towards your financial well-being. Let's build a brighter future together visit us today or call us at 313-336-2700 to learn more about how you can benefit from being a member of Dfcu Financial!

Our Mission

Our mission at Dfcu Financial is simple yet impactful: to provide exceptional financial services while nurturing and uplifting the communities we serve. We believe that everyone deserves access to the tools they need for financial success. This commitment drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We understand that banking is more than just transactions; it's about building relationships. Our dedicated team works tirelessly to ensure that each member receives personalized service tailored to their unique financial goals. In addition to our core offerings, we also focus on community outreach initiatives that foster growth and development in Lansing.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch features ADA-compliant ramps and ample parking spaces to ensure ease of access for all members. Plus, our drive-thru service allows you to handle your transactions without leaving your car, making it easier than ever to bank on the go.

Connect With Us

Ready to experience convenient banking? Visit us today or give us a call at 313-336-2700. The Dfcu Financial team is eager to help you achieve your financial goals with personalized service right in the heart of Lansing!

Operating Hours

Our friendly staff is ready to assist you during convenient hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1:30 PM. We know life can get busy, so we aim to accommodate your schedule when you need us most.

Services Offered

At Dfcu Financial, we offer a wide range of services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash in a hurry? Our ATM is available right here at the branch for quick withdrawals and balance checks. While members can visit us at 4510 S Pennsylvania Ave for all their banking needs, official correspondence should be sent to PO Box 6048 in Dearborn, MI 48121.

Member Eligibility

Welcome to the wonderful world of Dfcu Financial, where becoming a member feels like joining a caring family! If you're looking to experience personalized financial services and support, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the vibrant communities surrounding our branch at 4510 S Pennsylvania Ave Lansing Mi 48910. This means whether you're a long-time resident or new to the area, there's a place for you here. For those interested in more specific eligibility criteria or details about membership perks, feel free to explore our comprehensive resource at http://www.dfcufinancial.com/services/member-perks. Joining Dfcu Financial is straightforward and welcoming. Simply visit us, call us at (313) 336-2700, or check out our easy online account opening process available at http://www.dfcufinancial.com/personal/loans/mortgages. We are excited to help you get started on your journey with us and enjoy all the benefits of being part of our community-focused credit union!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine a busy Saturday morning at your local cafe. A line of customers waits, eager for their coffee. With our merchant services, you can accept payments quickly and securely, ensuring that every customer leaves satisfied. Whether it's credit card processing or mobile payments, we help streamline your operations so you can focus on what matters most your customers. Partner with us today at Dfcu Financial, and let's take your business to new heights! For more information, call us at (313) 336-2700 or visit our website at https://www.dfcufinancial.com/.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer a comprehensive suite of Business Banking solutions. From Merchant Services that streamline transactions to Business Loans designed to fuel your growth, we're here to support your entrepreneurial journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere! With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Plus, our ATM & Cash Withdrawal Services ensure that you can access your funds quickly and safely whenever needed.

Drive-Thru and ATM Services

For those who prefer face-to-face interaction for simple transactions, our Basic Drive-Thru Banking allows for deposits, withdrawals, and other straightforward services without leaving your car. If you're on the go, our Basic ATM Access lets you withdraw cash or check balances at any time. At Dfcu Financial, we understand that each member's needs are unique. Our friendly staff is always ready to answer questions and guide you through all available services. Ready to take the next step? Visit us at 4510 S Pennsylvania Ave Lansing Mi 48910 or give us a call at (313) 336-2700. We look forward to welcoming you as part of the Dfcu - South Lansing family!

Loans and Credit Options

If you find yourself needing extra cash for unexpected expenses or planning a major purchase, our Personal Loans & Debt Consolidation services provide flexible terms tailored just for you. Plus, don't forget about our Credit Cards with Rewards that not only give you purchasing power but also earn you benefits with every swipe.

Personal Banking Solutions

When it comes to personal banking, we have you covered. You can open a Checking or Savings Account that fits your lifestyle, allowing you to manage your finances with ease. For those thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. Maybe you're considering buying a home? Our Mortgage Loans & Refinancing services offer competitive rates to help make your dream home a reality.

Digital & Online Banking

Key Services

Our online platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application is there for you, providing all the features you need right at your fingertips. You can also enjoy the ease of mobile payments, making it simple to pay for purchases without needing cash or cards. For those who like to keep things paperless, we offer e-statements that let you track your financial activity while reducing clutter. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that quickly and easily. You can manage your finances in real time, ensuring you're always aware of your spending and saving habits. With our commitment to security, rest assured that your personal information is protected with advanced encryption technologies. This way, you can enjoy the convenience of online banking without worrying about safety. Join us at Dfcu Financial and experience the freedom of digital banking. Visit us today at https://www.dfcufinancial.com/ to learn more about how we can help simplify your financial life!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Dedicated Team for You

We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our priority.

Growing Together

Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. This growth allows us to serve you better each day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 4510 S Pennsylvania Ave Lansing Mi 48910 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand that your trust is earned through consistent performance.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance ensures that we can keep delivering exceptional value to all who choose to bank with us.

Secure Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member-centric offerings sets us apart from traditional banks.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $13,146 in used auto loans and $2,074,000,359 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We're dedicated to providing the funds you need for life's important purchases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in making everyday purchases while keeping your budget intact.

Credit Lines and Commercial Loans

If you're looking for additional financial flexibility, our total credit lines amounting to $359,022,099 can be an excellent option for managing cash flow or unexpected expenses. For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your business effectively. No matter what loan product you choose, we're here to guide you through the process. If you're interested in refinancing or checking eligibility options, please visit us online or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Dfcu Financial today and take the first step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our mortgage team is dedicated to finding the right solution for you.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent, allowing users to trust the information provided.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect market offerings. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, helping users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans