Dfcu Financial Grand Rapids MI Credit Union | Low Mortgage Rates & Business Banking

Introduction

At Dfcu Financial, we believe in the power of community and the importance of trust. Located at 641 44th St SE, Grand Rapids, MI 49548, our branch has been serving members since 1936 with a commitment to enhancing their financial well-being. As a proud member of the local landscape, we are dedicated to fostering strong relationships while providing exceptional financial services. With over 241,680 members and total assets reaching an impressive $6,581,152,544, our growth reflects the trust placed in us by our community. We offer a range of services, including personal banking, auto loans, mortgages, and business financing. Our total deposits stand at $724,907,219, ensuring that we have the resources to meet your financial needs. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to our mailing address at PO Box 6048, Dearborn, MI 48121. Our dedicated team of 632 employees, led by CEO Ryan Goldberg and Board President James Cowper, is here to support you every step of the way. At Dfcu Financial, we pride ourselves on being more than just a credit union; we are your partner in achieving financial success. Whether you're looking for a new vehicle loan or need help with personal savings strategies, our friendly staff is ready to assist you. Feel free to reach out to us at 313-336-2700 or visit our website at Dfcu Financial for more information. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Welcome to Dfcu Financial in Grand Rapids, MI, where our rich legacy began back in 1936. Over the decades, we have proudly served our community with a commitment to providing exceptional financial services and supporting local initiatives. Today, as part of a broader vision, we are honored to have a membership base of 241,680 individuals who trust us with their financial needs. Located at 641 44th St SE, our branch stands as a beacon for personalized banking. We are conveniently situated near popular local landmarks, making it easy for you to visit us. Whether you're coming by for our ATM services or utilizing our drive-thru banking, we strive to make every visit efficient and welcoming. Our mission is simple yet profound: to empower our members by offering accessible financial solutions while fostering community growth. This means more than just loans and accounts; it's about building relationships and supporting local businesses and families. We focus on delivering personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards that truly benefit our members. While you can reach us at the branch address mentioned above, please note that official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if necessary. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1:30 PM. At Dfcu Financial, we embrace modern banking by offering online and mobile services that make managing your finances easier than ever. Our commitment extends beyond just transactions; we actively participate in community outreach programs and form partnerships that enrich the lives of those around us. We invite you to experience the benefits of membership at Dfcu Financial. Join us today and take part in a community-focused financial institution dedicated to helping you achieve your goals! For more information or assistance, feel free to contact us at 313-336-2700. We look forward to welcoming you into our family!

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance, don't hesitate to call us at 313-336-2700. Our friendly staff is ready to help you navigate all your banking needs. We invite you to come by Dfcu Financial today and discover how we can support your financial journey!

Convenient Access and Parking

Parking is readily available, so you can stop by without any hassle. We also prioritize accessibility with features that ensure everyone can visit us comfortably. Whether you are coming in for a quick transaction or need assistance with your financial goals, our team is here to help.

Operating Hours Tailored for You

We understand that life can get busy, which is why our lobby hours are designed to fit into your schedule. We're open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1:30 PM. These hours allow you to visit us at a time that works best for you.

Services Designed with You in Mind

At Dfcu Financial, we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. If you're in need of quick cash withdrawals or balance checks, our ATM services are conveniently available as well. Plus, enjoy the ease of drive-thru banking for simple transactions. While members can visit us at our branch location, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Member Eligibility

Joining the Dfcu Financial community is more than just opening an account; it's about becoming part of a supportive family dedicated to your financial well-being. To become a member, you'll need to meet some simple eligibility criteria that help us ensure our services are tailored for those we serve. Generally, individuals who live, work, or worship in the Grand Rapids area are welcome to join us. We also extend membership to family members of existing members, creating a network of trust and support. For a detailed look at these criteria, feel free to visit our resource page at http://www.dfcufinancial.com/services/member-perks. Opening your account with us is an easy process! You can get started by visiting our website or giving us a call at (313) 336-2700. We're here to assist you with everything you need, whether it's finding the right account or answering any questions you may have. At Dfcu Financial, we pride ourselves on offering personalized banking solutions designed to empower our members. Join us today and experience the advantages of being part of something special right here in Grand Rapids at 641 44Th St Se Grand Rapids Mi 49548!

Business Banking & Commercial Services

At Dfcu Financial, we understand that every business has unique needs and dreams. That's why we offer tailored business banking solutions to help your company thrive. Whether you're a small startup or an established company, our commercial loans can fuel your ambitions. Imagine expanding your operations or launching a new product line. With our support, businesses in Grand Rapids, MI have made those dreams a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions so you can focus on what you do best running your business. From payment processing to cash flow management, we provide the tools you need to enhance your operations. Explore how Dfcu Financial at 641 44Th St Se Grand Rapids Mi 49548 can be your partner in success today! For more information, call us at (313) 336-2700.

Comprehensive List Of Services

Business Solutions Tailored for You

For entrepreneurs and business owners, Dfcu Financial offers specialized business banking services. From merchant services that facilitate smooth transactions to business loans designed to help you grow, we aim to support local businesses every step of the way.

Convenient Access Anytime

Accessing your accounts has never been easier with our digital banking features. Use our mobile app for quick payments or person-to-person transfers without any hassle. If you prefer face-to-face interaction, visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1:30 PM or utilize our drive-thru service for quick deposits and withdrawals.

Financing Your Dreams

When it comes to financing big purchases, we have several loan options available. If you're considering buying a car, our auto loans provide competitive rates and flexible terms to fit your budget. For those looking to invest in a home, our mortgage loans and refinancing options can help make that dream a reality. Additionally, personal loans for debt consolidation or unexpected expenses are also available because we believe that everyone deserves the chance to achieve their goals without financial stress.

Get Started Today!

We invite you to explore all the services offered at Dfcu - Kentwood. Our friendly staff is ready to assist you with any questions or guidance you may need along the way. Call us at (313) 336-2700 or visit our website at https://www.dfcufinancial.com/ for more information on how we can support your financial journey. Join us today and experience the personalized service that sets us apart!

Personal Banking Made Simple

We understand that managing your finances can be overwhelming, which is why our personal banking options are tailored to simplify your experience. Our checking and savings accounts offer flexibility and convenience, making it easier for you to manage your daily transactions. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, transfer money, or pay bills anytime and anywhere.

Rewarding Credit Options

Our credit cards come with rewards that give back for every dollar spent. Whether you're using it for everyday purchases or special occasions, enjoy benefits like cashback or travel rewards that enhance your spending power.

Digital & Online Banking

Accessibility & Security

At Dfcu Financial, we prioritize security as much as convenience. Our online banking system uses advanced encryption technology to keep your information safe while giving you real-time access to your accounts. You can rest easy knowing that you're in control of your finances with tools that are both secure and easy to navigate. With all these options at your fingertips, managing your money has never been easier or more accessible. Join us at Dfcu Financial today and experience the freedom of digital banking!

Key Features

One of the standout features is our mobile application, which puts banking right in your pocket. With this app, you can make person-to-person transfers easily, so sending money to friends or family is just a tap away. Plus, if you're tired of paperwork, you'll appreciate our electronic signature authorization, making it quick and hassle-free to sign documents securely. For those who prefer going paperless, we offer e-statements, allowing you to view your statements anytime without the clutter. If you're out shopping, take advantage of our mobile payments feature for swift and secure transactions directly from your smartphone.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 397,470, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $8,666,109, further reinforcing our position as a reliable partner for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 641 44Th St Se Grand Rapids Mi 49548 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency shines through our $0, which reflects our operational effectiveness. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $13,146 in used auto loans and $2,074,000,359 in total loans and leases to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive in our community. At Dfcu Financial, we're committed to making your lending experience as smooth as possible. For those considering refinancing, we have options that may work for you, ensuring you're getting the best possible terms for your situation. For any questions or to learn more about how our loan offerings can benefit you, feel free to reach out at (313) 336-2700 or visit us at 641 44Th St Se Grand Rapids Mi 49548 in Grand Rapids, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for flexible borrowing options, we provide credit lines totaling $359,022,099 and unsecured credit card loans with a total of $42,981,747 available. These products are designed to help you manage your finances effectively while giving you access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We guide you through the process so you can make informed decisions about your home financing.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers, allowing for a trustworthy comparison experience.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans