Dfcu Financial Grand Rapids MI Credit Union | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Dfcu Financial, your trusted partner for financial services in Grand Rapids, MI. Established in 1936, we have proudly served our community for over 85 years, building strong relationships with our 241,680 members. Located at 1030 4 Mile Rd NW, we offer a variety of services designed to meet your personal and business banking needs. At Dfcu Financial, we believe that every member deserves the best. Our commitment to excellence is reflected in our impressive financial standing, with total assets amounting to a remarkable $6,581,152,544 and total deposits reaching $724,907,219. We understand the importance of trust, which is why our net worth stands at $898,903,531, ensuring your money is secure with us. Our dedicated team of 632 employees, led by CEO Ryan Goldberg and Board President James Cowper, works tirelessly to provide you with exceptional service. Whether you're looking for auto loans over 87,320 loans issued or innovative online banking options, we are here to help you every step of the way. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Join us today and experience a credit union that values community impact and member satisfaction. Feel free to reach out by calling us at 313-336-2700 or visit our website at Dfcu Financial for more information on how we can assist you!

Branch History & Mission

Community Engagement

At the heart of Dfcu Financial lies a deep commitment to community engagement. We regularly partner with local organizations to support initiatives that uplift those around us. From financial literacy programs to charity events, we strive to make a positive impact right here in Grand Rapids. While members can visit us at 1030 4 Mile Rd Nw Grand Rapids Mi 49544, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if you need assistance beyond branch visits. We invite you to experience the benefits of being part of Dfcu Financial. Join us today and let's build a brighter financial future together! For more information or to become a member, call us at (313) 336-2700 or visit our website at Dfcu Financial.

Our Mission

Our mission at Dfcu Financial is straightforward yet powerful: to empower our members by providing exceptional financial services while actively supporting our community. We believe that when our members succeed, we all succeed. This philosophy drives us to offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We also understand the importance of staying connected in today's fast-paced world. That's why we've embraced digital advancements like online banking and mobile payments to make managing your finances easier than ever. Plus, with our ADA-compliant facilities and dedicated drive-thru banking service, we're committed to making sure everyone can access our services comfortably.

Branch Location & Accessibility

Convenient Access

At Dfcu Financial, we understand how important it is for our members to access their finances easily. That's why our branch features ample parking spaces and is designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can visit us without hassle. Plus, with our drive-thru banking option, you can complete basic transactions like deposits and withdrawals from the comfort of your vehicle.

Operating Hours

We know that life can get busy, so we've tailored our operating hours for your convenience. You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 1:30 PM. Whether you're stopping by during lunch or on the weekend, we're here to help you manage your personal banking needs.

Services Offered

At Dfcu Financial, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that can help you achieve your financial goals. Our ATM is also available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 1030 4 Mile Rd Nw Grand Rapids Mi 49544, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. For any questions or additional assistance, don't hesitate to give us a call at (313) 336-2700.

Visit Us Today!

We invite you to stop by Dfcu Financial Walker for all your banking needs! Whether you're looking for guidance on loans or simply want to learn more about our services, our friendly team is here for you. We look forward to serving you soon!

Member Eligibility

At Dfcu Financial, we believe that becoming a member means joining a caring community that's dedicated to your financial well-being. If you're looking to join us at our Grand Rapids location at 1030 4 Mile Rd Nw Grand Rapids Mi 49544, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in our local area. We welcome individuals and families alike, so whether you're starting out on your financial journey or looking for ways to enhance your current situation, we're here for you. To learn more about the specific eligibility criteria and ensure you meet all requirements, feel free to visit our detailed guide at http://www.dfcufinancial.com/services/member-perks. Opening an account with us is simple and straightforward. You can easily start the process online by visiting http://www.dfcufinancial.com/personal/loans/mortgages or by giving us a call at (313) 336-2700. Our friendly staff are ready to assist you with any questions you might have, making your transition into membership as smooth as possible. Join us today and take advantage of all the benefits that come with being part of the Dfcu Financial family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Imagine securing a loan that allows you to purchase new equipment, hire additional staff, or expand your services all designed to boost your bottom line. Our experienced team is ready to work closely with you to customize a plan that fits your specific goals.

Merchant Services That Make Sense

In addition to our loans, we provide essential merchant services that streamline your daily operations. Whether it's processing payments swiftly or managing transactions effortlessly, our services are tailored for real-world applications. Picture this: you're at a busy trade show, and with our mobile payment solutions, you can accept payments on the spot keeping your cash flow steady while impressing customers with convenient options. Located at 1030 4 Mile Rd Nw Grand Rapids Mi 49544 in Grand Rapids, MI, we're dedicated to empowering local businesses through personalized financial solutions. Contact us today at (313) 336-2700 and take the next step towards achieving your business dreams!

Comprehensive List Of Services

Additional Services

At Dfcu Financial, we also pride ourselves on offering essential services such as ATM access for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions. This means whether you're in a rush or just prefer face-to-face interaction, we've got you covered. If you have any questions about our services or want to explore how we can assist you further, please don't hesitate to call us at 313-336-2700. Our friendly staff is ready to help! We invite you to visit us at our Grand Rapids location or check out our website at www.dfcufinancial.com for more information on how we can support your financial journey. Your future starts here with Dfcu Financial!

Business Banking Solutions

Running a business is no small feat, and having the right financial partner can make all the difference. At Dfcu Financial, we offer comprehensive business banking services, including merchant services and business loans tailored to help you grow. Our team is committed to understanding your unique challenges and providing solutions that work for you.

Convenient Access through Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've made banking easier than ever with our online and mobile banking features. You can manage your accounts from anywhere at any time whether it's checking your balance, transferring funds, or paying bills. Our mobile app also supports mobile payments and allows for quick transactions right from your phone.

Personal Banking Services

We understand that managing your finances can be challenging. That's why we offer various personal banking services that cater to different lifestyles. With our checking and savings accounts, you can easily manage your money while earning interest on your savings. If you're planning to buy a car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those considering homeownership, our mortgage loans and refinancing solutions provide flexible terms that fit your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can be a lifeline during tough times. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

E-Statements and Electronic Signatures

Say goodbye to paper clutter! We offer e-statements for those who prefer a more environmentally friendly option. You can easily view and download your statements whenever you need them. For added convenience, our electronic signature authorization feature allows you to sign documents digitally, making transactions quicker and hassle-free.

Mobile Banking at Your Fingertips

For those always on the go, our mobile application ensures that banking is right in your pocket. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a tap away. You can even use mobile payments for quick transactions at stores or online no need for cash or cards! With these user-friendly tools, managing your money has never been easier. At Dfcu Financial, we're committed to providing accessible and straightforward banking solutions tailored to meet your needs. Experience the freedom of real-time account management today!

Financial Strength

Commitment to Growth

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,666,109. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 1030 4 Mile Rd Nw Grand Rapids Mi 49544 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to afford your next vehicle, whether it's new or pre-owned.

Conclusion

Whether you're considering an auto loan or exploring mortgage options, our dedicated team at Dfcu Financial is ready to assist you. Reach out today at (313) 336-2700 or visit us at 1030 4 Mile Rd Nw Grand Rapids Mi 49544 in Grand Rapids, MI for personalized assistance tailored to your needs. We're here to help you take control of your financial future!

Credit Lines and Unsecured Credit Cards

For those seeking more flexibility, we offer credit lines totaling $359,022,099. This option can be a great way to manage cash flow and cover unexpected expenses without breaking the bank. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We're committed to finding solutions that fit your unique financial situation, and our experienced team is here to guide you through the process.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures fair and transparent offers, giving users confidence in the accuracy of their comparisons.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans