Dfcu Financial Grand Rapids MI Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Dfcu Financial, your trusted community partner located at 2058 Celebration Dr NE, Grand Rapids, MI 49525. Since our establishment in 1936, we have been dedicated to serving our members with a range of financial services designed to meet their unique needs. With a growing membership of over 241,680 individuals, we pride ourselves on being a cornerstone of the community and a reliable resource for financial well-being. At Dfcu Financial, we understand that banking is about more than just numbers. It's about building relationships and providing support to help you achieve your financial goals. Our total assets amount to an impressive $6,581,152,544, reflecting our commitment to stability and growth. We are here to assist you with everything from personal banking and auto loans to mortgages and business financing. Our leadership team, including CEO Ryan Goldberg and Board President James Cowper, is dedicated to ensuring that each member receives personalized attention and support. Whether you're looking for information on our services or need assistance with your accounts, our friendly staff is ready to help. You can reach us at 313-336-2700 during our lobby hours, Monday through Friday from 9 AM to 5 PM. While members can visit us at our branch location in Grand Rapids, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Join us today and discover the difference that a member-focused credit union can make in your life. For more information about our services or to open an account online, please visit Dfcu Financial's website. We look forward to helping you navigate your financial journey!

Branch History & Mission

At Dfcu Financial, we take pride in our rich history and the strong ties we've built within the Grand Rapids community. Established in 1936, our branch has grown and evolved alongside our members, providing a range of financial services that meet their needs. With a commitment to community support, we have reached an impressive total membership of over 241,000 individuals. Our branch is conveniently located at 2058 Celebration Dr NE, Grand Rapids, MI 49525, a vibrant area where neighbors come together. The welcoming atmosphere of our branch reflects our mission: to empower individuals and families to achieve their financial goals while fostering a sense of belonging. Over the years, Dfcu Financial has achieved significant milestones. With total assets now standing at $6,581,152,544, we continue to grow and provide reliable services. Our dedication to innovation has led us to adopt digital advancements that make banking easier for everyone. We offer online and mobile banking solutions that allow members to manage their accounts anytime, anywhere. Our mission extends beyond just financial services; we believe in making a positive impact on the community. Through various partnerships and outreach programs, we strive to support local initiatives and assist those in need. Our commitment to ADA compliance ensures that all members can access our services comfortably. While members can visit us at our main location on Celebration Dr, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if needed. We are open Monday through Friday from 9 AM to 5 PM and proudly offer drive-thru banking as well as ATM services for added convenience. We invite you to join Dfcu Financial today. Experience firsthand how we can help you achieve your financial dreams while being part of a caring community focused on growth and support. Reach out to us at 313-336-2700 or visit our website at dfcufinancial.com for more information on how you can become a member and benefit from our wide array of services.

Branch Location & Accessibility

Convenient Features

At Dfcu Financial, we prioritize your comfort and accessibility. Our branch features ample parking for members, along with ADA-compliant facilities to ensure everyone can visit us easily. For those on the go, we offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for when you need cash fast!

Get in Touch

If you have any questions before your visit or want to know more about what we offer such as personal banking options like checking accounts and auto loans don't hesitate to give us a call at 313-336-2700. While members can visit us at 2058 Celebration Dr Ne for their banking needs, official correspondence should be sent to PO Box 6048 in Dearborn, MI. We invite you to stop by and see how Dfcu Financial can make banking easier for you!

Operating Hours

We understand that your time is valuable. That's why our friendly staff is here to assist you from Monday to Friday, between 9 AM and 5 PM. Whether you want to open an account, apply for a loan, or simply ask questions about our services, we're ready to help during these hours.

Member Eligibility

Becoming a member of Dfcu Financial feels like joining a close-knit family where your financial well-being is our top priority. If you're interested in becoming part of this supportive community, you'll be pleased to know that eligibility is open to a wide range of individuals. Whether you're a resident of Kent County or work for an eligible employer, there's likely a spot for you here at Dfcu Financial. To find out more about the specific criteria and discover if you qualify, check out our detailed information at http://www.dfcufinancial.com/services/member-perks. Once you've confirmed your eligibility, opening an account is simple and straightforward! You can start your journey with us by visiting the account opening page at http://www.dfcufinancial.com/personal/loans/mortgages. If you have any questions or need assistance, don't hesitate to reach out to us at (313) 336-2700. We're here to help you every step of the way as you take advantage of the benefits and services we offer at Dfcu Financial, located conveniently at 2058 Celebration Dr Ne Grand Rapids Mi 49525. Welcome aboard!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine simplifying payment processing for your customers while enhancing your cash flow. Our merchant services provide practical tools that allow businesses to accept various payment methods seamlessly. This means fewer headaches and more time focused on what you do best running your business. Located at 2058 Celebration Dr Ne Grand Rapids Mi 49525 in Grand Rapids, MI, our team is ready to partner with you on your journey towards success. For inquiries or to learn more about how we can assist your business, call us at (313) 336-2700 or visit us online at Dfcu - Celebration.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Cash Access Made Simple

With our ATM services and basic drive-thru banking options, accessing cash has never been easier. Need to make a quick deposit or withdrawal? Our drive-thru service is perfect for busy days when time is tight. At Dfcu Financial, we're committed to supporting our members' financial journeys with comprehensive services designed around their lives. For more information about how we can assist you or to get started today, feel free to reach out at (313) 336-2700 or visit us online at Dfcu - Celebration. Your financial well-being is just a conversation away!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your finances anytime, anywhere. From checking balances to making transfers or paying bills, everything is just a click away.

Flexible Personal Loans

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services that provide quick access to cash when you need it most. Whether it's for medical bills, home repairs, or consolidating existing debt, we've got your back.

Homeownership Support

Thinking about buying a home? Our mortgage loans and refinancing options can make your dream of homeownership a reality. We guide you through every step of the process, ensuring you understand all your options and can make informed decisions.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having a checking account that offers convenience and flexibility, allowing you to manage your day-to-day expenses effortlessly. With competitive rates and no hidden fees, saving money has never been easier.

Rewarding Credit Card Options

Our credit cards come with rewards that can turn everyday purchases into exciting opportunities for savings or travel. Imagine earning points on groceries or gas rewards that can help you plan your next adventure.

Vehicle Financing Solutions

If you're in the market for a new car or need financing for a used vehicle, our auto loans and vehicle financing services can help you drive away with confidence. Picture yourself behind the wheel of your dream car while enjoying affordable monthly payments tailored to fit your budget.

Digital & Online Banking

At Dfcu Financial, we understand that life can be busy, and managing your finances shouldn't add to that stress. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, all at your fingertips. With our 24/7 online banking services, available at https://www.dfcufinancial.com/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with the option for electronic signature authorization, signing documents has never been easier or more secure. For those who prefer going paperless, we offer e-statements that allow you to keep track of your financial activity without cluttering your mailbox. This feature not only saves trees but also gives you instant access to your statements whenever you need them. Our mobile application adds another layer of convenience. You can manage your accounts right from your smartphone! Whether it's making person-to-person transfers or utilizing mobile payments for quick transactions at stores, we've got you covered. And if you're always on the go, our mobile payment feature ensures that you can make purchases quickly and securely. We believe that banking should be as easy as possible. That's why we prioritize user-friendly features that help you manage your finances in real time. With all these tools at your disposal, you'll have the freedom to handle your banking needs whenever and wherever it suits you best. Experience the ease of digital banking with Dfcu Financial today!

Financial Strength

A Trusted Partner for Your Future

Net Shares (Funds available for lending and investments): $8,666,109. Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 2058 Celebration Dr Ne Grand Rapids Mi 49525 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community development shines through our lending capacity; with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you find a plan that fits your budget.

Credit Lines and Unsecured Credit Cards

Managing finances can be tricky, which is why we also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. Additionally, our credit lines provide a safety net for unexpected expenses or planned purchases. For those looking for business opportunities, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your business. At Dfcu Financial, we are dedicated to helping our members succeed financially. If you're interested in learning more about any of our loan products or exploring eligibility options, feel free to reach out at (313) 336-2700 or visit us during our operating hours from Monday to Friday, 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here with us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We pride ourselves on guiding you through the mortgage process with clear information and support.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to transparency means that users can trust the information they receive when making decisions about loans.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans