Dfcu Financial Garden City MI Credit Union | Quick Personal Loans & ATM Services

Introduction

Welcome to Dfcu Financial, your trusted credit union located at 7075 Merriman Rd, Garden City, MI 48135. Established in 1936, we have been dedicated to serving our community for over 85 years. With a proud membership of 241,680 individuals, we are committed to offering personalized financial services that meet the unique needs of our members. At Dfcu Financial, our total assets amount to an impressive $6,581,152,544, demonstrating our strength and reliability. Our members can take comfort knowing that their deposits total $724,907,219, backed by a solid net worth of $898,903,531. We also maintain $12,354,450 in cash on hand, ensuring we are well-prepared to support your financial endeavors. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We believe in providing tools and services that empower our members to achieve their financial goals. Our leadership team is here to guide you: CEO Ryan Goldberg and Board President James Cowper are passionate about fostering a supportive environment for all. While you can visit us at our branch in Garden City for face-to-face service during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm official correspondence can be sent to our mailing address at PO Box 6048, Dearborn, MI 48121 if different from your visit. Join us as we continue to grow together in our community! If you have any questions or wish to explore how we can help you financially, please call us at 313-336-2700 or visit our website at Dfcu Financial. We look forward to being part of your financial journey!

Branch History & Mission

At Dfcu Financial, we are proud of our rich history and unwavering commitment to serving the community. Since opening our doors in 1936, right here in Garden City, MI, we have grown alongside our members and adapted to meet their needs. Our branch at 7075 Merriman Rd has become a cornerstone for financial services in the area, with a membership that has expanded to over 241,680 individuals. Our mission is clear: we aim to provide exceptional financial services while fostering community growth and support. We believe that banking should be about more than just transactions; it should empower people and enhance lives. This dedication drives us to offer a wide range of products including personal banking, auto loans, mortgages, credit cards, and business services tailored for our members' diverse needs. While members can visit us at 7075 Merriman Rd Garden City Mi 48135, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. We ensure accessibility for all with features like ADA-compliant facilities and drive-thru banking options for convenience. Over the decades, Dfcu Financial has not only focused on member services but has also engaged actively in community outreach. Our partnerships with local organizations reflect our commitment to making a positive impact beyond the financial realm. We understand that when our community thrives, so do we. In today's digital world, we have embraced advancements that make banking easier for everyone. With online banking capabilities and mobile applications available for our members, managing finances has never been simpler. Whether you need quick access to your accounts or want to apply for loans online, we're here to help every step of the way. As we look towards the future, we remain steadfast in our mission to support and uplift our community through responsible lending practices and financial education initiatives. With total assets exceeding $6.5 billion, Dfcu Financial is well-positioned to continue serving its members effectively. Join us at Dfcu Financial experience the difference that comes from being part of a credit union dedicated not just to your finances but also your future! If you're ready to take the next step towards better financial health or want to learn more about what we offer, visit us or call us at (313) 336-2700 today!

Branch Location & Accessibility

Convenient Access and Amenities

At Dfcu Financial, we prioritize your comfort and accessibility. Our branch features ample parking space, including ADA-compliant ramps to ensure everyone can visit us with ease. Whether you prefer to come inside or use our drive-thru service, we have options tailored for your convenience. You can quickly handle deposits, withdrawals, and simple transactions without leaving your car! While members can visit us at 7075 Merriman Rd Garden City Mi 48135, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours designed to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or on the weekend, we're here for you!

Reach Out Today!

We're excited to help you with your financial journey! For any questions or if you'd like more information about our services, feel free to give us a call at (313) 336-2700. Stop by soon we look forward to welcoming you at Dfcu Financial!

Services Offered

At Dfcu Financial, we provide a wide range of banking services to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the benefits of online and mobile banking for added convenience. If you need cash quickly, our ATM is available for easy access to your funds.

Member Eligibility

Joining the Dfcu Financial community is a wonderful step towards enhancing your financial journey, and we're excited to welcome you! To become a member of our branch located at 7075 Merriman Rd, Garden City, MI 48135, you just need to meet some simple eligibility criteria. If you live, work, or worship in Wayne County or have a family member who is already a member, you're in! Being part of Dfcu Financial means enjoying not only exceptional service but also access to a range of financial products tailored to your needs. The process to open an account is straightforward and friendly. You can learn more about the specifics of membership eligibility by visiting our website at http://www.dfcufinancial.com/services/member-perks. If you're ready to get started or have questions, feel free to give us a call at 313-336-2700. We're here for you Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. Let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services make it easy for you to accept payments seamlessly, whether it's in-store or online. This convenience allows you to focus on what matters most serving your customers and growing your business. Located at 7075 Merriman Rd Garden City Mi 48135 in Garden City, MI, our dedicated team is ready to assist you with tailored financial solutions that fit your goals. Reach out today at (313) 336-2700 and discover how we can help your business succeed!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking solutions will help you manage your company's finances efficiently. From merchant services that simplify transactions to business loans designed for growth, we are committed to supporting local businesses.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Dfcu Financial offers robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. With our ATM services available for cash withdrawals and balance checks, banking on-the-go has never been easier.

Home Financing Made Easy

For those considering purchasing a home or refinancing an existing mortgage, Dfcu Financial offers mortgage loans tailored to your unique situation. Our team is ready to walk you through the process and answer any questions you might have along the way.

In-Person Support

For those who prefer face-to-face interactions, our branch also features basic drive-thru banking options for quick deposits and withdrawals. Our friendly staff is always ready to assist you during lobby hours: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. We invite you to explore all that Dfcu Financial has to offer by visiting us at 7075 Merriman Rd Garden City Mi 48135 or calling us at (313) 336-2700. Let us help you achieve your financial goals today! For more information about our services or to get started with an account, visit our website at Dfcu - Garden City.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save, our personal banking options have you covered. We provide checking and savings accounts designed to fit various lifestyles, making it easy for you to manage your finances. If you're thinking about buying a new car, our auto loans and vehicle financing options offer competitive rates that can help make your dream vehicle a reality.

Personal Loans & Credit Options

Life can throw unexpected expenses at us, which is why we also provide personal loans and debt consolidation services. With flexible terms and fair rates, we strive to help lighten your financial load. Additionally, our credit cards come with rewards programs that can benefit you while making everyday purchases.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and packed with features that cater to your needs. You can enjoy the benefits of e-statements, allowing you to go paperless while keeping your financial documents secure and organized. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. Need to send money quickly? Our person-to-person transfer feature lets you send funds to family or friends instantly without the hassle of cash or checks. If you're on the go, our mobile application puts all these services right at your fingertips. You can also make mobile payments easily, whether you're shopping in-store or online.

Security and Accessibility

We prioritize your safety with robust security measures so you can bank confidently from the comfort of your home or while traveling. Our online banking services not only provide real-time account management but also ensure that your personal information remains protected. With Dfcu Financial, managing your finances is straightforward and efficient. Whether it's accessing your accounts through our mobile app or utilizing our comprehensive online banking tools, we're here to support you every step of the way. Join us today and experience the ease of modern banking!

Financial Strength

Committed Team Ready to Assist You

Our commitment extends beyond numbers; we take pride in having 520 full-time employees and 112 part-time employees who ensure our branches are always ready to serve you with a knowledgeable and committed team. We understand that personalized service is key to your satisfaction.

Members’ Savings Are Secure

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases.

Solid Financial Health

With a net worth of $898,903,531, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Us with Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 7075 Merriman Rd Garden City Mi 48135 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For business owners seeking growth opportunities, our outstanding commercial loans total $705,336,826, providing the capital needed to expand operations and invest in new ventures. We also provide various credit lines with total amounts reaching $359,022,099, making it easier for you to access funds when you need them. If you're interested in refinancing any existing loans or want to learn more about eligibility options available through Dfcu Financial, please don't hesitate to reach out. Our team is here to help guide you through the process and find the best solutions tailored just for you. For more information about our loan offerings or if you have any questions, feel free to contact us at (313) 336-2700 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Take control of your financial future today with Dfcu Financial!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options that can fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508. This is an excellent opportunity for those ready to invest in their future by owning a home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging without the right tools. We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that you receive fair and transparent offers tailored to your circumstances.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans