Dfcu Financial Detroit MI Credit Union | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Dfcu Financial, your trusted partner in financial well-being, located at 4830 Cass Ave, Detroit, MI 48201. Since our establishment in 1936, we have proudly served over 241,680 members, helping them achieve their financial goals with personalized services and a community-focused approach. At Dfcu Financial, we understand that each member's journey is unique. That's why we offer a variety of products tailored to meet diverse needs, from checking and savings accounts to auto loans and mortgage financing. With total assets exceeding $6.58 billion and total deposits of $724,907,219, our solid financial foundation ensures that we can support you every step of the way. Under the leadership of our dedicated CEO, Ryan Goldberg, and Board President, James Cowper, our team of 632 employees is committed to providing exceptional service. We pride ourselves on being more than just a credit union; we are a community partner invested in your success. Our commitment is reflected in our robust loan portfolio of 87,320 loans and our net worth of $898,903,531, which signifies our strength and reliability. While members can visit us at our branch location for personal assistance or to explore our services, official correspondence should be directed to our mailing address: PO Box 6048, Dearborn, MI 48121. Join us today and discover how Dfcu Financial can help you navigate your financial future with confidence! For more information or to speak with one of our friendly representatives, give us a call at 313-336-2700. We look forward to serving you!

Branch History & Mission

Community Engagement

We pride ourselves on being more than just a credit union; we are an integral part of the Detroit community. Through partnerships and outreach programs, we strive to make a positive impact on local initiatives and support those in need. Whether it's offering educational workshops or sponsoring community events, we are committed to enhancing the lives of those around us.

Join Us Today!

We invite you to experience the benefits of being part of the Dfcu Financial family. With tailored services ranging from personal banking options to business solutions, there's something for everyone. Explore how you can join us today and take control of your financial future! For inquiries or assistance, feel free to reach us at (313) 336-2700 or visit our website at Dfcu Financial. Together, let's build a brighter tomorrow!

Mission Statement

At Dfcu Financial, our mission is clear: we are dedicated to providing exceptional financial services while actively supporting and uplifting our community. We believe that everyone deserves access to quality banking options that empower them financially. Our focus extends beyond just transactions; it includes fostering relationships and building trust with every member who walks through our doors. While members can visit us at 4830 Cass Ave Detroit Mi 48201, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if necessary. Our operating hours from Monday to Friday, 9 AM to 5 PM, are designed with your busy schedule in mind.

Our Journey

From our humble beginnings, Dfcu Financial has evolved into a trusted financial partner for over 241,680 members. With total assets reaching an impressive $6,581,152,544, we have become a pillar of support in the community. Our history is marked by significant milestones, including various expansions and enhancements to our services that cater to the unique needs of our members. Our team works tirelessly to ensure that each member feels valued and understood. We have embraced modern technology while maintaining a personal touch, ensuring accessibility through online banking and mobile services. Our ATM availability provides further convenience, allowing members to access funds whenever they need them.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with ADA compliance in mind, ensuring that everyone can easily navigate our space. Ample parking is available right outside the building, making it easy for you to pop in for your banking needs.

Call to Action

We invite you to stop by our Detroit Midtown branch today! Experience firsthand how we can assist with your financial journey. Whether you're looking to open an account or explore loan options, our dedicated team is here for you. Visit us soon!

Operating Hours

Visit us Monday through Friday from 9 AM to 5 PM. We strive to accommodate your schedule and provide the best service possible during these hours. If you need assistance but can't make it during the day, feel free to give us a call at 313-336-2700; we're always happy to help.

Services Offered

At Dfcu Financial, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy convenient ATM access for quick withdrawals and balance checks whenever you need them.

Member Eligibility

At Dfcu Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be welcoming and inclusive. Typically, anyone who lives, works, or worships in the communities around us can qualify for membership. This means that whether you're from Detroit or nearby areas, you have a place with us! For full details on specific eligibility criteria, feel free to check out our website at http://www.dfcufinancial.com/services/member-perks. Becoming a member at Dfcu Financial opens the door to a range of financial products tailored just for you, including personal loans, mortgages, and credit cards with great rewards. The process is simple and friendly just visit us at our branch located at 4830 Cass Ave Detroit Mi 48201, or give us a call at (313) 336-2700 for any questions you might have. We're here to help you every step of the way as you take this exciting step toward financial empowerment. Want to learn more about how to open an account? Check out the details here: http://www.dfcufinancial.com/personal/loans/mortgages.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that simplifies payments, allowing you to focus on what you do best running your business. Our merchant services make it easy for you to accept payments securely and efficiently. This means faster transactions and happier customers, whether you're in retail, hospitality, or any other industry. Located at 4830 Cass Ave Detroit Mi 48201 in Detroit, MI, we're dedicated to helping local businesses thrive. Reach out today at (313) 336-2700 to discover how we can support your financial goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. We understand that buying a car can be overwhelming, which is why our experienced staff is here to guide you through the process. You can apply online and get pre-approved quickly, ensuring you can shop with confidence.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored for growth. We understand the unique challenges businesses face, so we provide resources that can help drive success.

Convenient Access

We know that banking should be easy and accessible. That's why at Dfcu Financial, we offer ATM services for quick cash withdrawals and balance checks without any hassle. Whether you're on-the-go or prefer visiting us in person during our operating hours from Monday to Friday, 9 AM to 5 PM, we're here for you. In summary, Dfcu Financial offers comprehensive financial solutions designed with your needs in mind. From personal banking services like checking accounts and auto loans to robust offerings for businesses, we're ready to support you every step of the way. For more information or assistance, don't hesitate to contact us at (313) 336-2700 or visit our website at Dfcu - Detroit-midtown. Your financial journey starts here!

Credit Cards with Rewards

Make everyday purchases rewarding with our Credit Cards with Rewards program. Enjoy benefits such as cash back or travel points while using your card for regular expenses like groceries or gas. Our credit cards are designed not only for convenience but also to give back to you.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are designed to help you navigate these important decisions. With personalized service and expert advice, we'll assist you in finding the right loan product that fits your budget and long-term plans.

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking services that include checking and savings accounts tailored to fit different lifestyles. Whether you need a simple account for regular transactions or a savings account with higher interest rates, we have options to suit your needs. Imagine easily transferring funds between accounts right from your phone our Online & Mobile Banking makes this possible, giving you access anytime and anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here to help. Whether it's for an emergency repair or consolidating high-interest debts into one manageable payment, we offer solutions that cater to your specific situation.

Digital & Online Banking

Key Features

With features like electronic signature authorization and e-statements, you can complete important transactions quickly and securely without stepping foot in a branch. We also offer mobile payments and a dedicated mobile application, making it even easier to make purchases or send money on the go. You can effortlessly manage person-to-person transfers too, allowing you to send money to friends or family instantly.

Security You Can Trust

Your safety is our top priority. Our online banking services are equipped with robust security measures to keep your information safe. Plus, with user-friendly tools at your fingertips, you'll find navigating your accounts a breeze. Whether you're checking your balance while waiting in line or transferring funds between accounts during your lunch break, our digital banking options provide you with real-time account management that fits into your busy lifestyle. Join us at Dfcu Financial today and experience how our digital and online banking services can simplify your financial life!

Financial Strength

Commitment to Service

Our financial success is reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

We have cultivated a robust community trust with 397,470 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $8,666,109, demonstrating our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 4830 Cass Ave Detroit Mi 48201 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Reinvestment for Your Benefit

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide financing options that suit different budgets and preferences, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our dedicated team is here to support you every step of the way. At Dfcu Financial, we believe in empowering our members through financial education and personalized service. If you're interested in exploring refinancing or eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (313) 336-2700 during our operating hours from Monday to Friday, 9 AM to 5 PM. For more detailed information about each loan product or to begin your application process today, visit us at https://www.dfcufinancial.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power while keeping your spending in check. Additionally, if you're looking for personal loans for debt consolidation or other financial needs, we have options available to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, we offer competitive rates and flexible terms to help you secure your dream home.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the information you receive is reliable and up-to-date. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing you to compare loans without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. You can see where you stand in the market and choose the best option for your financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh can be in navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans