Dfcu Financial Dearborn MI Credit Union | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Dfcu Financial, where your financial needs meet our commitment to community and service. Located at 400 Town Center Dr, Dearborn, MI 48126, we have proudly served our members since 1936. With a robust membership of 241,680, we strive to create lasting relationships built on trust and reliability. At Dfcu Financial, we understand that banking is more than just transactions; it's about supporting you through every stage of life. Our total assets exceed a remarkable $6.58 billion, showcasing our strength and stability in the financial sector. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions designed with you in mind. Our dedicated team of 632 employees is here to assist you with personalized service tailored to your unique needs. Under the leadership of CEO Ryan Goldberg and Board President James Cowper, we remain committed to providing exceptional financial products that empower our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Whether you're looking for competitive rates on loans or seeking advice on managing your finances, Dfcu Financial is here for you. With total deposits reaching $724.9 million and a net worth of $898.9 million, we are well-equipped to help you achieve your financial goals. Plus, with access to online and mobile banking, managing your accounts has never been easier. We invite you to call us at 313-336-2700 during our operating hours Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM to learn more about how we can assist you. Discover the difference with Dfcu Financial today!

Branch History & Mission

Welcome to Dfcu Financial, where our journey began in 1936 in the heart of Dearborn, MI. Over the decades, we have grown from a small financial institution into a vibrant community credit union, proudly serving over 241,680 members. Our commitment to providing exceptional financial services has allowed us to accumulate total assets of more than $6.5 billion, a testament to our stability and reliability. Located at 400 Town Center Dr, Dearborn, MI 48126, we are easily accessible to our members. Our branch is nestled near local landmarks that make it a central part of the community, and we invite you to visit us during our operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 2 PM. For those who prefer digital banking solutions, we offer online and mobile banking services, making it easy for you to manage your finances anytime, anywhere. Our mission at Dfcu Financial is simple yet powerful: we strive to empower our members by providing tailored financial products and services that enhance their lives while fostering strong community connections. We believe that banking should be personal and that everyone deserves access to affordable financial resources. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. While members can visit us at 400 Town Center Dr, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if needed. As part of our dedication to serving all individuals in our community, we ensure our branch is ADA compliant and equipped with features like drive-thru banking for your convenience. In addition to traditional banking services, Dfcu Financial actively engages in community outreach efforts. We partner with local organizations and initiatives aimed at improving financial literacy and supporting those in need within Dearborn. Our goal is not only to provide excellent financial services but also to give back to the communities that support us. As we look towards the future, we remain focused on advancing our technology offerings while maintaining that personal touch that sets us apart from other financial institutions. Whether you're looking for help with your first mortgage or seeking advice on retirement planning, our dedicated staff is here for you every step of the way. Join us today at Dfcu Financial! Experience the difference of a credit union that truly cares about its members and the community. To learn more about membership benefits or open an account online, visit our website or give us a call at 313-336-2700. We can't wait to welcome you into our family!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch offers ADA-compliant features including ramps and designated parking spaces to ensure everyone can access our services without any hassle. Plus, our drive-thru banking service allows for quick and easy transactions without leaving your vehicle.

Contact Us

Have questions or need assistance? Don't hesitate to call us at 313-336-2700. Our friendly team is ready to help you navigate your banking experience with ease. We invite you to visit us today and discover how Dfcu Financial can support your financial journey!

Operating Hours

At Dfcu Financial, we understand that life can get busy. That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. This gives you plenty of options to fit your banking needs into your schedule.

Services Offered

We're proud to provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone here. Need cash? Our branch features an ATM for easy withdrawals and balance checks whenever you need them.

Member Eligibility

At Dfcu Financial, we believe that becoming a member is like joining a family where everyone supports each other. If you're interested in being part of our community, you'll be pleased to know that eligibility is quite inclusive. Anyone who lives, works, worships, or goes to school in the areas we serve can become a member. This means you don't have to jump through hoops just bring your passion for community and a desire for better financial solutions! As a member of Dfcu Financial, you'll enjoy a variety of benefits, from competitive loan rates to personalized service tailored to your needs. Plus, opening an account is straightforward and welcoming; just head over to our account opening page for all the details. If you have questions, feel free to reach out at (313) 336-2700. For more specific eligibility criteria, check out our resource at this link. We can't wait to welcome you to Dfcu Financial, located at 400 Town Center Dr Dearborn Mi 48126!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

We also recognize the importance of efficient payment solutions. Our merchant services provide businesses with seamless transaction processing, allowing you to focus on what matters most your customers. Imagine a small café that quickly processes payments through our systems, leading to happier customers and increased sales. Whether you're just starting or looking to expand, Dfcu Financial at 400 Town Center Dr Dearborn Mi 48126 in Dearborn, MI is here to support your business journey. Connect with us today at (313) 336-2700 to explore how we can assist you!

Comprehensive List Of Services

Additional Services

For those who prefer in-person transactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. And if you're ever unsure about something or need assistance, don't hesitate to call us at (313) 336-2700 our friendly staff is here to help during operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. At Dfcu Financial, we strive not just to be your bank but also your partner in financial success. Explore all that we offer by visiting us online at Dfcu Financial or stop by our branch today! Your financial well-being starts here; let us help you navigate it with ease.

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. This support helps entrepreneurs thrive and manage their finances effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Dfcu Financial provides robust online and mobile banking options. You can easily access your accounts anytime, anywhere whether it's checking your balance, transferring funds, or making payments with just a few taps on your smartphone. Our ATM network ensures that cash withdrawal services are always within reach.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We work with you to find a solution that fits your needs. Plus, our credit cards come with rewards, helping you earn while you spend. Whether it's for daily purchases or special treats, our credit options give you the flexibility you need.

Personal Banking

Our personal banking options include checking and savings accounts that make it easy to manage your money. For those looking to drive away in a new vehicle, we offer competitive auto loans and vehicle financing solutions tailored to fit your budget. If you're considering homeownership or refinancing your current mortgage, our mortgage loans provide flexible terms and expert guidance every step of the way.

Digital & Online Banking

Accessibility & Ease of Use

Managing your money shouldn't be complicated. At Dfcu Financial, we prioritize making banking accessible for everyone. With our intuitive interface and easy navigation, you'll find everything you need without any hassle. Enjoy real-time account management that keeps you in control of your financial health. In today's fast-paced world, having the ability to bank anytime and anywhere is essential. Join us at Dfcu Financial for a seamless digital banking experience that offers convenience without compromising security!

Key Features

Our online banking platform is not only user-friendly but also equipped with advanced security features to keep your information safe. You can enjoy the convenience of e-statements, which means no more paper clutter and instant access to your account statements right from your device. Plus, with electronic signature authorization available, signing documents is a breeze no need for printed papers or visits to the branch. For those on the go, our mobile application allows you to manage your finances effortlessly. Need to make a quick payment? Our mobile payments feature lets you pay friends and businesses directly from your phone. And if you ever need to send money to someone else, our person-to-person transfer service makes it simple and quick.

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments): $8,666,109. Total Share and Deposit Accounts: 397,470, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 400 Town Center Dr Dearborn Mi 48126 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and help you secure financing that fits your budget.

Credit Lines and Unsecured Loans

For those looking to manage everyday expenses or tackle larger purchases, we also have credit lines available totaling $359,022,099. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. These products are designed to give you access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide personalized service to help you understand your options, so you can make informed decisions about your future.

Support for Business Owners

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting our local entrepreneurs. Our knowledgeable staff at Dfcu Financial, located at 400 Town Center Dr Dearborn Mi 48126, is available to answer your questions and guide you through our loan offerings. You can reach us at (313) 336-2700, and we're open Monday through Friday from 9 am to 5 pm, and Saturday from 9 am to 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at https://www.dfcufinancial.com/ for more information on how we can assist you with your borrowing needs today!

Loan Aggregator

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Dfcu Financial