Dfcu Financial Dearborn MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in financial growth since 1936. Located conveniently at 17600 Oakwood Blvd, Dearborn, MI 48124, we are dedicated to providing exceptional banking services tailored to our members' needs. With a strong commitment to the community and a focus on helping you achieve your financial goals, we proudly serve over 241,680 members. At Dfcu Financial, we understand that your financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business financing solutions. Our total assets stand at an impressive $6,581,152,544, reflecting our stability and reliability in managing your finances. With total deposits reaching $724,907,219, we ensure that your money is safe and accessible when you need it. Our leadership team, headed by CEO Ryan Goldberg and Board President James Cowper, is committed to fostering a welcoming environment where members can feel confident in their financial choices. We believe in transparency and pride ourselves on maintaining a net worth of $898,903,531 and total cash in hand of $12,354,450. Whether you're looking for competitive loan rates or convenient online banking options, we've got you covered. Feel free to reach out to us at 313-336-2700 or visit our website at dfcufinancial.com for more information about how we can assist you today. While members can visit us at our branch address above, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Join us at Dfcu Financial where together we can build a brighter financial future!

Branch History & Mission

A Legacy of Service

From our humble beginnings, we have remained committed to serving our community with integrity and compassion. Our journey has been marked by significant milestones, including the expansion of our services and membership base. Today, we proudly manage over $6.5 billion in assets, reflecting the trust our members place in us. As we evolved through the years, we adapted to meet the changing needs of our members. We introduced modern banking features such as online banking, mobile payments, and electronic signatures, making it easier for you to manage your finances conveniently. While technology enhances our services, our focus on personal connections remains strong.

Join Us Today!

While members can visit us at 17600 Oakwood Blvd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if necessary. We're open Monday through Friday from 9 AM to 5 PM and offer convenient ATM access and drive-thru banking for your ease. Discover how Dfcu Financial can enhance your financial journey. Reach out at 313-336-2700 or visit us online at dfcufinancial.com. Join us today and experience the benefits of being part of a supportive financial family!

Our Mission

At Dfcu Financial, our mission is simple yet powerful: to empower individuals and families through accessible financial services while fostering community growth. We believe that everyone deserves access to quality banking solutions whether it's checking accounts, auto loans, mortgages, or business services. Our commitment extends beyond just financial products. We actively engage in community outreach efforts that support local initiatives and help those in need. Our partnerships with local organizations reflect our dedication to making a positive impact right here in Dearborn.

Branch Location & Accessibility

Additional Services

For added convenience, we provide ATM access on-site and a drive-thru service for quick transactions like deposits and withdrawals. If you're looking for an easy way to manage your finances on the go, be sure to ask about our online and mobile banking services! While members can visit us at 17600 Oakwood Blvd, please remember that any official correspondence should be sent to our mailing address at PO Box 6048, Dearborn, MI 48121. We invite you to drop by or give us a call at 313-336-2700! Let us help you achieve your financial goals at Dfcu Financial where community matters.

Convenient Access

At Dfcu Financial, we understand the importance of accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. We also offer ample parking right outside the building, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We are open Monday through Friday from 9 AM to 5 PM, ready to assist you with everything from personal banking and auto loans to mortgage refinancing and business banking solutions. Whether you need help with checking accounts or want to explore our credit card options with rewards, our friendly staff is here to guide you every step of the way.

Member Eligibility

At Dfcu Financial, we believe that joining our community is about more than just banking it's about becoming part of a family that supports you every step of the way. If you're looking to become a member, you'll find that eligibility is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in our service area can join. We also embrace those with family members already part of our credit union. To explore the specific criteria and see if you qualify, check out the details at http://www.dfcufinancial.com/services/member-perks. Opening an account with us is designed to be a hassle-free experience. Whether you're interested in checking accounts, savings options, or loans, we have something for everyone. You can get started by visiting us at 17600 Oakwood Blvd Dearborn Mi 48124 or by calling us at (313) 336-2700 for any questions. For detailed information on how to open your account, take a look at http://www.dfcufinancial.com/personal/loans/mortgages. We can't wait to welcome you into the Dfcu Financial family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: your customers can pay easily, whether they're using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 17600 Oakwood Blvd Dearborn Mi 48124 in Dearborn, MI, we are dedicated to helping local businesses flourish. Let's work together to build a brighter future for your enterprise! For more information, call us at (313) 336-2700 or visit our website at https://www.dfcufinancial.com/.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our network includes ATM & Cash Withdrawal Services, giving you easy access to your funds. For those who prefer face-to-face interactions for simple transactions like deposits and withdrawals, our basic Drive-Thru Banking is available during operating hours.

Business Banking

For our business members, we offer tailored solutions through our Business Banking services. From Merchant Services that simplify payment processing to Business Loans designed for growth, we're here to support your entrepreneurial journey.

Call Us Today!

At Dfcu Financial, we're committed to providing financial solutions that make your life easier. If you have any questions or want more information about our services, please don't hesitate to call us at (313) 336-2700. We're here to help! Visit us today at our branch or explore more online at our website. Your financial journey starts here!

Credit Cards and Rewards

We also understand the importance of rewarding loyalty. That's why our Credit Cards with Rewards program allows you to earn benefits on every purchase. It's not just about spending; it's about getting rewarded for it too!

Digital Banking Features

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a click away.

Personal Banking

Our personal banking options are designed to help you manage your finances effortlessly. With Checking & Savings Accounts, you can choose the right account that suits your lifestyle, making it easy to keep track of your spending and savings. Need a vehicle? Our Auto Loans & Vehicle Financing services provide competitive rates to get you behind the wheel without breaking the bank. Are you considering buying a home? Our Mortgage Loans & Refinancing options give you access to affordable home financing. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services offer flexible terms to get you back on track.

Digital & Online Banking

Conclusion

At Dfcu Financial, we strive to provide accessible and easy-to-use banking solutions tailored for you. Our digital and online banking services are designed not just for convenience but also for peace of mind. Experience the freedom of managing your finances from anywhere with us today!

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, available at https://www.dfcufinancial.com/, you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking services ensure you have the tools you need right at your fingertips. Managing your finances is even easier with electronic statements. Enjoy the simplicity of receiving your bank statements electronically, which not only helps reduce paper clutter but also provides quicker access to your financial information. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure.

Mobile Banking on the Go

Don't forget about our mobile application! With this handy tool, you can manage your accounts directly from your smartphone. You'll love the mobile payments feature that allows you to make purchases directly from your device no wallet needed! And if you need to send money to friends or family quickly, our person-to-person transfer option makes it simple and hassle-free. We take security seriously. Our digital services are protected with advanced security measures to ensure your information stays safe while you're banking online.

Financial Strength

Growing Together

Total Share Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. This community of members is what drives us forward. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 17600 Oakwood Blvd Dearborn Mi 48124 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We ensure that every dollar counts when it comes to serving you. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to meeting your needs.

Reinvesting for Better Service

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy means we can continuously improve the services you rely on. Our lending capacity supports your financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases. Whether you're looking to buy a car or need funds for other purposes, we've got you covered.

Secure Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed to help your savings grow while keeping them secure. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure underlines our commitment to your financial well-being. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can trust that your money is in safe hands.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your next vehicle easy and accessible.

Call Us Today!

For more information about our loan offerings or to speak with one of our representatives, please call us at (313) 336-2700. We're here Monday through Friday from 9 am to 5 pm, ready to assist you with all your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at https://www.dfcufinancial.com/ for more details on our services and products!

Credit Lines and Personal Loans

We also offer robust credit line options totaling $359,022,099, giving you access to funds when you need them most. This can be particularly helpful for unexpected expenses or projects around the house. Additionally, our unsecured credit card loans amounting to $42,981,747 provide flexibility for everyday purchases while helping you build credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade, our experienced team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could help lower your monthly payments or reduce your interest rate. Our team is ready to discuss eligibility criteria and find solutions tailored just for you.

Loan Aggregator

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Service

Join Us Today!

Our Mission

Branch Location & Accessibility

Additional Services

Convenient Access

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Call Us Today!

Credit Cards and Rewards

Digital Banking Features

Personal Banking

Digital & Online Banking

Conclusion

Key Features of Our Digital Banking Services

Mobile Banking on the Go

Financial Strength

Growing Together

Operational Efficiency

Reinvesting for Better Service

Secure Savings Options

Solid Financial Foundations

Loan Offering

Auto Loans

Call Us Today!

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Why Choose LendMesh?

Join Our Community