Dfcu Financial Dearborn MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in financial growth and community support, located at 21551 Oakwood Blvd, Dearborn, MI 48124. Established in 1936, we have proudly served our members for over eight decades, fostering a strong sense of community and commitment to financial well-being. With a total membership of 241,680, we focus on providing personalized services that meet the unique needs of each member. At Dfcu Financial, we understand the importance of sound financial decisions. That's why we manage total assets of over $6.58 billion, ensuring that your savings are secure and your loans are well-supported. Our robust offerings include everything from checking and savings accounts to auto loans and mortgages, designed to help you navigate life's financial journey with ease. We invite you to explore our website at dfcufinancial.com for more information on how we can assist you. For official correspondence, please use our mailing address: PO Box 6048, Dearborn, MI 48121. Led by our dedicated CEO Ryan Goldberg and Board President James Cowper, our team of 632 employees is here to ensure you receive exceptional service every time you visit or call us at 313-336-2700. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members and community! Whether you're looking to open an account or need assistance with loans, we're ready to help you achieve your financial goals.

Branch History & Mission

A Commitment to Innovation

As technology evolves, so do we. At Dfcu Financial, you can count on features like mobile payments and online banking services that make managing your finances easier than ever. Whether you're visiting us for lobby hours Monday through Friday from 9 am - 5 pm or Saturday from 9 am - 2 pm, or using our drive-thru service for quick transactions, we're here for you.

Join Us!

If you're looking for a credit union that values its members and community as much as you do, consider joining Dfcu Financial today! Experience firsthand how we can help you meet your financial needs while supporting your local community. Contact us at 313-336-2700 or visit our website to learn more about membership benefits!

Our Journey

Located at 21551 Oakwood Blvd, Dearborn, MI 48124, our branch has seen many changes throughout the years, reflecting both the evolution of banking and the needs of our community. As we expanded our services, we remained focused on building strong relationships with our members. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at 21551 Oakwood Blvd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Our Mission

Our mission is clear: to enhance the financial well-being of our members while giving back to the community. We believe in making banking accessible for everyone whether through traditional banking methods or modern conveniences like online and mobile banking. We are also committed to ensuring that all members can access our services comfortably by adhering to ADA compliance standards. We take pride in being more than just a financial institution. Through partnerships with local organizations and community outreach efforts, we strive to make a positive impact in Dearborn and surrounding areas. This community-focused approach is what sets us apart.

Branch Location & Accessibility

Accessibility Features

At Dfcu Financial, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces for easy access. We strive to ensure that everyone can enjoy our services without any barriers.

Connect with Us

Have questions or want more information? Don't hesitate to give us a call at 313-336-2700. We look forward to welcoming you into our Dfcu Financial family!

Nearby Landmarks

Located just a short drive from the bustling Fairlane Town Center and near the scenic Ford Woods Park, our branch is perfectly situated for residents in the area. You can find ample parking right outside our doors, making it simple to stop by whenever you need assistance.

Operating Hours

We know how busy life can be! That's why we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. These hours are designed with your convenience in mind so that you can visit us when it works best for you.

Services Offered

In addition to our friendly staff ready to assist you with checking and savings accounts, we also provide a variety of loan options including auto loans and mortgages. Need to withdraw cash? We have an ATM on-site for your convenience. Plus, take advantage of our drive-thru service for quick deposits and withdrawals! While members can visit us at 21551 Oakwood Blvd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Member Eligibility

Joining the Dfcu Financial family is an exciting step toward better financial well-being, and we're thrilled to welcome you! To become a member, you just need to meet a few simple eligibility requirements. Generally, anyone who lives, works, or worships in our community can join us. This means that whether you're a long-time resident or new to the area, there's a good chance you qualify for membership. Being part of Dfcu Financial not only connects you to a supportive community but also opens the door to fantastic financial services like low-interest loans and high-yield savings accounts. If you're ready to take the leap, check out more detailed eligibility criteria at http://www.dfcufinancial.com/services/member-perks. You can also find easy account opening information at http://www.dfcufinancial.com/personal/loans/mortgages. For any questions or assistance, feel free to reach out to us at (313) 336-2700. We can't wait to help you start your journey with us at our branch located at 21551 Oakwood Blvd Dearborn Mi 48124!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Imagine a local coffee shop owner looking to expand their space or a tech startup needing capital for the next big project. Our commercial loans provide the necessary financial boost to make those dreams a reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to focus on what you do best running your business. From point-of-sale systems to online payment solutions, we ensure you have the tools needed for seamless transactions. Located at 21551 Oakwood Blvd Dearborn Mi 48124 in Dearborn, MI, we're here to support your business every step of the way. Connect with us today at (313) 336-2700 and explore how we can help your enterprise reach its full potential!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options help make your dream vehicle a reality. With competitive rates and flexible terms, we ensure that financing is simple and straightforward. Imagine driving off the lot in your new car without the stress of complicated loans.

Business Banking Services

For our business members, we provide robust Business Banking solutions, including Merchant Services & Business Loans. These services are designed to help small businesses thrive by providing the necessary financial support they need.

Credit Cards with Rewards

At Dfcu Financial, we also offer Credit Cards with Rewards, perfect for those who want to earn while they spend. Whether it's cash back or travel points, our rewards program allows you to enjoy perks just by using your card for everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services make accessing funds quick and easy. Plus, with basic drive-thru banking available for deposits and withdrawals, we're here to serve you efficiently. Your financial journey matters to us, and that's why at Dfcu Financial, we're dedicated to providing comprehensive services tailored to meet your unique needs. If you're ready to explore these options further or have any questions, don't hesitate to reach out! Call us at (313) 336-2700 or visit us at Dfcu - Oakwood Beech today!

Mortgage Loans and Refinancing

For those ready to purchase their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are tailored just for you. We understand that buying a home is one of the biggest decisions you'll ever make. Our friendly staff will guide you through every step, making the process less daunting.

Personal Banking Solutions

Whether you are looking to manage your day-to-day expenses or save for future goals, our personal banking options have you covered. We offer Checking & Savings Accounts that make it easy for you to keep track of your finances. You can set up automatic transfers to grow your savings effortlessly.

Personal Loans and Debt Consolidation

If you're looking to consolidate debt or need a little extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options can be a lifesaver. Picture yourself simplifying your payments into one manageable monthly installment making it easier to stay on top of your finances.

Digital & Online Banking

Key Services at Your Fingertips

With online banking available at https://www.dfcufinancial.com/, you can check your balance, pay bills, and transfer money without stepping foot in a branch. Whether you're at home or on the go, our 24/7 online banking services ensure that you have control over your finances right when you need it. Our mobile application makes banking even simpler. You can download it to enjoy features like mobile payments, person-to-person transfers, and more. Need to send money to a friend? Just use our person-to-person transfer option it's quick and hassle-free! Plus, with electronic signature authorization, signing documents is straightforward and secure.

Stay Informed and Secure

We believe in keeping you informed about your account activity, which is why we offer e-statements for easy access to your financial information. This not only helps reduce paper clutter but also allows you to review your statements anytime from the comfort of your device. Your security is our priority. We take measures to protect your personal information so that you can bank with confidence. Our systems are designed to keep your data safe while ensuring that you have a smooth experience. In summary, Dfcu Financial provides all the tools you need for effective financial management. From managing daily transactions to keeping track of spending through e-statements, everything is designed with your convenience in mind. Experience the ease of banking digitally with us today!

Financial Strength

Commitment to Innovation and Support

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, supporting members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $8,666,109, demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 21551 Oakwood Blvd Dearborn Mi 48124 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe in reinvesting our earnings back into the community to foster growth for everyone.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also working towards your future goals.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We make the process straightforward and stress-free, whether you're purchasing a brand-new vehicle or a reliable used one.

Commercial Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We support local businesses by offering tailored financing solutions that suit various needs. At Dfcu Financial, our goal is to empower you through every step of your financial journey. If you're considering refinancing or exploring eligibility options for any of our products, feel free to reach out. You can contact us at (313) 336-2700, and our dedicated team will assist you in finding the best loan solution for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 21551 Oakwood Blvd Dearborn Mi 48124, Dearborn, MI MI, or check out our website for more information on all of our services!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines amounting to $359,022,099 provide an excellent resource for managing unforeseen expenses or making larger purchases. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We strive to empower our members with the knowledge they need to make informed decisions about their home financing options.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving users confidence in their loan choices.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect available options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily find the best deals tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness of LendMesh in helping people secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans