Dfcu Financial Commerce Township MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in banking located at 2765 Commerce Xing, Commerce Township, MI 48390. Since our establishment in 1936, we have been dedicated to serving our community and providing financial solutions tailored to meet your needs. With a robust membership of over 241,680 individuals, we pride ourselves on being a reliable resource for personal and business banking. At Dfcu Financial, we understand the importance of accessibility and support in your financial journey. Our branch is equipped with modern services including auto loans, mortgage options, and credit cards with rewards designed to help you achieve your financial goals. With total assets exceeding $6.58 billion and deposits amounting to $724.9 million, we are committed to safeguarding your funds while offering competitive loan options totaling 87,320. While members can visit us at our branch address, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Our friendly team of 632 employees is here to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Whether you prefer in-person visits or convenient online banking through our website at dfcufinancial.com, we're here for you every step of the way. Led by CEO Ryan Goldberg and Board President James Cowper, our leadership team is passionate about enhancing your banking experience and contributing positively to the community we serve. We invite you to explore the services we offer or reach out directly at 313-336-2700 for any inquiries. Join us at Dfcu Financial today where your financial well-being is our priority!

Branch History & Mission

Welcome to Dfcu Financial, a cornerstone of the Commerce Township community since 1936. Our branch, located at 2765 Commerce Xing, Commerce Township, MI 48390, has been dedicated to serving our members with integrity and a commitment to their financial well-being for over eight decades. From our humble beginnings, we have grown tremendously. Today, we proudly serve a total membership of 241,680 individuals who rely on us for their banking needs. With total assets exceeding $6.5 billion, we are not just a credit union; we are a trusted partner in the financial journeys of our members. Our mission is clear: to provide exceptional financial services while supporting and uplifting the communities we serve. We believe that when our members thrive, so does our community. This dedication drives us to offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We strive to make banking accessible and straightforward through online and mobile banking options as well as ATM services. While members can visit us at our main branch location in Commerce Township for all their banking needs, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if you need to reach us by mail. At Dfcu Financial, we understand that accessibility is vital. That's why we offer convenient operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm and provide drive-thru banking for those on the go. Our commitment extends beyond financial transactions; we actively engage in community outreach efforts that foster relationships and promote local initiatives. As we look back on our history and forward into the future, we're excited about the digital advancements we've made while ensuring ADA compliance for all our members. We invite you to be part of our story experience the benefits of membership at Dfcu Financial today! Join us in making a positive impact in your life and in our community. For more information or to open an account, visit us online at dfcufinancial.com or call us at 313-336-2700.

Branch Location & Accessibility

Accessibility Features

At Dfcu Financial, we understand the importance of accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant ramps and spacious areas for easy navigation. Whether you're coming in for a quick transaction or to discuss your financial goals, we have made sure that our space is welcoming and easy to access.

Contact Us

Have questions? Don't hesitate to give us a call at 313-336-2700! Our friendly team is ready to help you with whatever you need. We invite you to come by our Dfcu - Commerce Twp branch today your financial journey starts here!

Nearby Landmarks

If you're new to the area or just passing through, you'll find us conveniently located near popular spots like the Commerce Township Community Library and the local parks. These landmarks make it easier for you to plan your visit.

Operating Hours

We know how busy life can be, so we've tailored our hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Whether you're dropping by during your lunch break or on a Saturday morning, we're here to assist you.

Parking & Drive-Thru Services

Parking is ample and free, ensuring that you can visit us without any hassle. For added convenience, we offer a drive-thru service where you can complete basic transactions like deposits and withdrawals without leaving your car. It's perfect for those busy days when you need to get things done quickly!

Services Offered

At Dfcu Financial, we provide a wide range of services designed with you in mind: from personal banking options like checking and savings accounts to auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We also offer online and mobile banking for those who prefer managing their finances on-the-go. While members can visit us at 2765 Commerce Xing Commerce Township Mi 48390, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Member Eligibility

At Dfcu Financial, we believe that joining our community is like stepping into a family that supports you every step of the way. To become a member, you'll find that eligibility is quite straightforward! If you live, work, or worship in the areas we serve or have a family member who is already part of our credit union, you're likely eligible to join us. This means you can take advantage of our personalized services and benefits designed with your needs in mind. We're here to help you navigate financial decisions with ease and confidence. For more detailed information about eligibility criteria, feel free to check out our dedicated page at http://www.dfcufinancial.com/services/member-perks. When you're ready to open an account, it's as easy as visiting us or checking out the account opening details at http://www.dfcufinancial.com/personal/loans/mortgages. If you have any questions, don't hesitate to reach out at (313) 336-2700 we're here for you! Come see how being part of Dfcu Financial can make a difference in your financial journey right at our branch located at 2765 Commerce Xing Commerce Township Mi 48390.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are vital. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Picture this: a customer walks into your store, makes a purchase quickly with their card, and leaves happy. That's the experience we aim to provide through our services. Located at 2765 Commerce Xing Commerce Township Mi 48390 in Commerce Township, MI, we're here to serve you. Reach out to us at (313) 336-2700 during our lobby hours (Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm) and let's discuss how we can support your business today!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored solutions that cater to the needs of entrepreneurs and small business owners. Our Business Banking services include merchant services and business loans that help you grow and manage your operations effectively.

Convenient Access

Your convenience matters to us. At Dfcu Financial, we have an ATM available for quick cash withdrawals and balance checks. Our Drive-Thru Banking allows you to complete deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when time is of the essence. Whether it's through our digital platforms or in-person services at our branch during regular hours (Mon - Fri 9 am - 5 pm; Sat 9 am - 2 pm), we're committed to making banking easier for you. Ready to explore all the ways we can help? Give us a call at (313) 336-2700 or visit us online at Dfcu - Commerce Twp to learn more about how we can support your financial journey!

Flexible Loan Options

If you're considering purchasing a new vehicle or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here for you. With competitive interest rates and personalized service, getting behind the wheel of a new car or securing a better mortgage rate has never been easier. Additionally, our Personal Loans & Debt Consolidation services allow you to simplify your finances by combining multiple debts into one manageable payment.

Personal Banking Made Easy

We understand that managing your money is essential for achieving your goals. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save for that dream vacation or build an emergency fund. Our competitive rates mean you can earn more on your savings while enjoying easy access to your funds through our Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills right from the comfort of your home.

Rewarding Credit Card Solutions

Looking to make everyday purchases while earning rewards? Our Credit Cards with Rewards program offers just that! Enjoy cashback on groceries, gas, and more all while building your credit history.

Digital & Online Banking

Real-Time Account Management

Managing your finances should be straightforward. With our digital banking tools, you can take control in real-time. Whether it's checking balances or making payments, everything is just a few taps away. Our goal at Dfcu Financial is to empower you with easy access to your financial information while ensuring it remains secure. Ready to dive into a more convenient way of banking? Explore all that our digital services offer and see how we can help simplify your financial life today!

User-Friendly Features

Our mobile application brings the bank right to your pocket. It's not just about accessing your account; it's about doing so with ease. You can also enjoy mobile payments for quick transactions on the go. Imagine being able to pay a friend back instantly or make purchases without digging out your wallet all possible with our person-to-person transfer feature. Security is at the heart of what we do. We provide electronic signature authorization to ensure that your transactions are safe and verified. You can feel confident knowing that every time you log in, you're protected by top-notch security measures.

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $13,146 in used auto loans and $2,074,000,359 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $8,666,109, we are well-equipped to meet your needs. The trust placed in us by our growing member base is shown through our 397,470 total share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 2765 Commerce Xing Commerce Township Mi 48390 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For those seeking business financing, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your business ventures. Additionally, our total credit lines amounting to $359,022,099 allow members more flexibility in managing cash flow. At Dfcu Financial, we strive to make borrowing easier for all our members. For more information about our loan offerings and how they can benefit you, please feel free to reach out at (313) 336-2700 or visit us at 2765 Commerce Xing Commerce Township Mi 48390, Commerce Township, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our dedicated team is here to assist you through the process.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle while providing peace of mind with each transaction.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We're committed to providing personalized service as you navigate this important investment. If you're considering refinancing your current mortgage, we can discuss eligibility options that might work for you.

Loan Aggregator

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans