Dfcu Financial Clinton Township MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in financial growth and community support, located at 17280 Hall Road, Clinton Township, MI 48038. Established in 1936, we have proudly served over 241,680 members with a commitment to providing personalized banking solutions that empower individuals and businesses alike. Our branch is not just about numbers; it's about building relationships and fostering trust within our community. At Dfcu Financial, we understand that financial decisions can be overwhelming. That's why we're here to guide you every step of the way. With total assets exceeding $6.5 billion and deposits amounting to $724,907,219, our strength lies in our ability to provide secure and reliable banking services tailored to your needs. Whether you're looking for auto loans where we've helped fund 87,320 loans or a new mortgage, our experienced team is dedicated to helping you achieve your financial goals. Our CEO, Ryan Goldberg, along with Board President James Cowper, leads a talented team of 632 employees who are passionate about making a positive impact in Clinton Township and beyond. We take pride in our values of integrity, respect, and service excellence, which are reflected in everything we do. While members can visit us at our branch location for all their banking needs from checking accounts to business loans official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Ready to take control of your finances? Don't hesitate to reach out! Give us a call at 313-336-2700 or explore our services online at dfcufinancial.com. Join us today and experience the difference that dedicated service can make!

Branch History & Mission

Join Us!

As we look towards the future, we invite you to become part of our growing family at Dfcu Financial. Whether you're looking for a new checking account, need assistance with loans, or want to explore investment opportunities, we're here for you. Experience the difference of a credit union that truly cares about its members. Contact us at 313-336-2700 or visit us during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm to learn more about how we can support your financial journey!

Our Journey

Since our founding, we have experienced significant milestones that shaped who we are today. With total assets now exceeding $6.5 billion, we've expanded our services to meet the evolving needs of our members. We are committed to providing a wide range of financial products including personal banking, auto loans, mortgages, and business banking services. Each step in our journey reflects our dedication to offering competitive rates and personalized service. Our physical presence includes not just a welcoming lobby but also convenient features like drive-thru banking and ATM availability for quick transactions. While you can visit us at our branch location for all your banking needs, official correspondence can be directed to PO Box 6048 in Dearborn if necessary.

Our Mission

Dfcu Financial's mission is clear: we aim to empower our members through accessible financial solutions while fostering strong community ties. We believe that financial success is built on trust and support. That's why we focus on understanding individual member needs and providing tailored solutions that help them achieve their goals. We go beyond traditional banking by actively engaging in community outreach initiatives and partnerships that uplift those around us. Our commitment to ADA compliance ensures that all individuals can access our services comfortably and efficiently.

Branch Location & Accessibility

Get in Touch!

Feel free to reach out to us at 313-336-2700 for any inquiries or further information about our services. We look forward to seeing you soon at Dfcu Financial where your financial future is our priority!

Operating Hours

We are here for you Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 2 PM. Whether you need to make a deposit, discuss loans, or simply ask questions about your account, our friendly staff is ready to assist you during these hours.

Services Offered

At Dfcu Financial, we provide a range of services designed with your financial well-being in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is always available for cash withdrawals and balance checks when you need them.

Visiting Us

When you visit our branch, you'll experience a warm and welcoming environment. We offer ample parking and are proud to provide accessibility features that ensure everyone can visit us comfortably. If you're planning on driving by, you'll be pleased to know we have a drive-thru option available for quick transactions. While members can visit us at 17280 Hall Road, official correspondence should be sent to PO Box 6048 in Dearborn if needed.

Member Eligibility

At Dfcu Financial, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're interested in becoming a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. This means you can easily step into a world of financial opportunities tailored just for you! We offer an array of services designed to meet your needs, from personal banking and auto loans to credit cards with rewards. To kickstart your membership journey at Dfcu Financial, simply visit us at our welcoming location: 17280 Hall Road Clinton Township Mi 48038. You can also give us a call at (313) 336-2700 if you have any questions or need assistance. For detailed information on eligibility requirements, check out our website at http://www.dfcufinancial.com/services/member-perks. Ready to open your account? It's easy! Just head over to http://www.dfcufinancial.com/personal/loans/mortgages and follow the simple steps to become part of something special today!

Business Banking & Commercial Services

Lending Solutions for Every Business Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments easily from customers, whether they're shopping online or in-store. Our solutions ensure you have the tools needed to manage transactions smoothly and efficiently. Located at 17280 Hall Road Clinton Township Mi 48038 in Clinton Township, MI, we're here for all your business banking needs. Call us at (313) 336-2700 or visit us during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm to learn how we can help your business grow!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATMs are available for quick withdrawals and balance checks whenever you need them. Plus, our drive-thru service ensures that even simple transactions can be completed without leaving your car perfect for busy days! At Dfcu Financial, we believe in making banking accessible and convenient for everyone in Clinton Township. Visit us today at 17280 Hall Road Clinton Township Mi 48038 or check out our website at https://www.dfcufinancial.com/ for more details about how we can serve you better. We're excited to partner with you on your financial journey!

Auto Loans and Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options are straightforward and flexible. We help you get behind the wheel without the stress of complicated terms or high rates. Imagine driving off the lot with confidence, knowing you've secured the best deal possible.

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans tailored specifically for small businesses. You can focus on growing your enterprise while we take care of the banking side.

Credit Cards with Rewards

For those who enjoy earning while they spend, our credit cards come with rewards that can enhance your shopping experience. Enjoy cashback on purchases, travel rewards, and more all while managing your finances easily online or through our mobile app.

Mortgage Loans and Refinancing

If homeownership is on your mind, our mortgage loans can help make it a reality. We guide you through every step of the process, whether you're purchasing your first home or refinancing an existing loan to lower your monthly payments. Our mortgage specialists are just a phone call away at (313) 336-2700 to answer any questions you might have.

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is crucial. Our online and mobile banking services allow you to check balances, transfer funds, and pay bills from anywhere. With features like person-to-person payments and e-statements, managing your money has never been easier.

Personal Banking

When it comes to personal banking, we understand that every member's situation is different. That's why we offer tailored solutions including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts are designed for convenience and growth.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you're never alone. Whether it's for home repairs or consolidating debt, we offer competitive rates and flexible terms to help you regain control of your finances.

Digital & Online Banking

Key Services

Our online banking platform, which you can access at https://www.dfcufinancial.com/, provides you with 24/7 services. This means that whether it's early morning or late at night, you can check your balance, pay bills, and transfer money without having to step foot in a branch. Plus, our user-friendly interface ensures that navigating through your accounts is straightforward and stress-free. For added convenience, we offer electronic signature authorization. This feature allows you to sign documents digitally, making transactions quicker and eliminating the need for paper forms. If you prefer going paperless, you'll be pleased to know that e-statements are available as well, allowing you to view your account statements online securely.

Mobile Banking Features

Don't forget about our mobile application! It brings all the power of online banking right to your fingertips. You can even make mobile payments directly from your device perfect for those quick purchases when you're on the go. Want to send money to friends or family? Our person-to-person transfer feature makes it easy and fast. With all these tools at your disposal, managing your finances has never been easier or more secure. Whether you're checking balances or making payments, Dfcu Financial ensures you have everything you need right in the palm of your hand. Experience the freedom of banking on your terms today!

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when you entrust us with your finances, you expect reliability and strength. That's why we are proud to share our financial health metrics, which reflect our commitment to serving you well. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further reflected by our $877,104,376 in undivided earnings, which we reinvest into innovative banking tools and enhanced security measures to serve you better. With $13,146 in used auto loans and $2,074,000,359 in total loans and leases, our lending capacity supports your financial goals across various sectors. Even with challenges in the economy, our operational efficiency shines through with a net income of $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees who are dedicated to serving you with knowledge and commitment. Our net shares available for lending stand at $8,666,109, while the total number of share accounts reflects trust from our community with 397,470 accounts opened by members like you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 17280 Hall Road Clinton Township Mi 48038 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans, helping our members get on the road with confidence. Whether you're buying a brand-new model or a reliable used vehicle, our financing options are tailored to fit your budget.

Credit Lines and Business Loans

For those needing additional flexibility, our credit lines provide easy access to funds without the hassle. With a total of $359,022,099 available in credit lines, you can handle unexpected expenses with ease. Additionally, if you're a business owner, our outstanding commercial loans totaling $705,336,826 provide the capital needed for growth and expansion. If you're considering refinancing any of your existing loans or want to explore eligibility options for any of our products, we encourage you to reach out. Our knowledgeable team is here to help you find the best solutions tailored to your needs. To learn more about our loan offerings or to speak with one of our representatives, feel free to contact us at (313) 336-2700 or visit us at our branch located at 17280 Hall Road Clinton Township Mi 48038 in Clinton Township, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We guide you through every step of the process, making it easier to secure a home loan that works for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. Enjoy the convenience and security that comes with having access to funds when you need them most.

Loan Aggregator

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans