Dfcu Financial Canton MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in financial growth and community development! Located at 1477 N Canton Center Rd, Canton, MI 48187, our branch has been serving members since 1936. Over the years, we have built a strong foundation, now boasting a vibrant membership of 241,680 individuals and families who trust us for their financial needs. At Dfcu Financial, we believe in creating lasting relationships with our members. With total assets exceeding $6.58 billion, we are committed to providing you with personalized services that cater to your unique financial goals. Whether you're looking for auto loans, mortgages, or simply a safe place to deposit your savings with total deposits of $724,907,219 we've got you covered. Our leadership team is dedicated to ensuring that every member feels valued. Led by our CEO Ryan Goldberg and Board President James Cowper, our team of 632 employees is here to assist you with any questions or needs you may have. You can reach us at 313-336-2700 during our convenient operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. While members can visit us at our Canton location, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Join us at Dfcu Financial as we work together towards a brighter financial future! Visit our website at dfcufinancial.com or call us today to learn more about how we can help you thrive.

Branch History & Mission

Welcome to the heart of community banking! Since its opening in 1936, Dfcu Financial has been a pillar of support for residents in Canton, MI. Our branch, located at 1477 N Canton Center Rd, has witnessed significant growth and change over the decades while remaining committed to our mission: to provide exceptional financial services that empower our members and uplift our community. Over the years, Dfcu Financial has evolved into a trusted financial partner for more than 241,680 members. With total assets exceeding $6.5 billion, we have expanded our offerings from basic savings accounts to a comprehensive range of financial solutions including auto loans, mortgages, and business banking services. Our dedication to member service drives us to continuously improve and innovate. Today, we proudly offer digital banking options alongside traditional services, ensuring that all members can access their finances conveniently and securely. Our mission extends beyond providing financial products; it's about fostering community spirit and supporting local initiatives. We believe in giving back, whether through partnerships with local organizations or by sponsoring events that enrich the lives of those around us. Our commitment to accessibility is also reflected in our facilities, which are designed to be ADA compliant for the comfort of all our members. While members can visit us at 1477 N Canton Center Rd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Our branch operates Monday through Friday from 9 am to 5 pm and on Saturday from 9 am to 2 pm. We also feature convenient ATM services and drive-thru banking for quick transactions. As we look ahead, we invite you to join us on this journey of growth and community connection. Experience firsthand how Dfcu Financial can make a difference in your financial life. Together, let's build a brighter future! If you're interested in becoming a member or learning more about our services, don't hesitate to reach out at 313-336-2700 or visit us online at dfcufinancial.com. Join us today and be part of something special!

Branch Location & Accessibility

Convenient Access

Parking at our branch is ample and accessible for all members. We prioritize your convenience with ADA-compliant features, including ramps for easy access. If you prefer to bank from your car, we also offer drive-thru services for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 1477 N Canton Center Rd, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121.

Friendly Operating Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 2 PM. Our dedicated team is always ready to assist you with anything from opening a new account to discussing loan options.

Get in Touch!

Have questions or want to learn more? Don't hesitate to give us a call at 313-336-2700 or drop by during our business hours. We look forward to welcoming you to Dfcu Financial in Canton where community meets convenience!

Services Just for You

At Dfcu Financial, we provide a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Plus, our ATM services are available around the clock, ensuring you have access to your funds whenever you need them.

Member Eligibility

Becoming a member of Dfcu Financial means joining a welcoming community that's dedicated to your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We value inclusivity and strive to make banking accessible for everyone. To learn more about specific eligibility criteria, you can check out the details at http://www.dfcufinancial.com/services/member-perks. Once you're ready to take that exciting step towards membership, opening an account is straightforward and convenient just visit us online at http://www.dfcufinancial.com/personal/loans/mortgages or give us a call at (313) 336-2700. Our friendly team is here to help you every step of the way as you start enjoying all the benefits that come with being part of the Dfcu Financial family at our branch located at 1477 N Canton Center Rd Canton Mi 48187.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having the tools to accept payments effortlessly, manage cash flow efficiently, and enhance customer experiences all at your fingertips. Our merchant services are designed for real-world application, allowing you to focus on what you do best: running your business. Located at 1477 N Canton Center Rd Canton Mi 48187 in Canton, MI, we invite you to explore how Dfcu Financial can empower your business today. Reach out at (313) 336-2700 or visit us online for more information!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. We believe that supporting local businesses strengthens our community, so let us help you grow your venture!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits. Enjoy cash back or points on your spending while maintaining control over your finances.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking solutions that allow you to manage your accounts from anywhere. Access ATM and cash withdrawal services easily through our network of ATMs. With features like person-to-person payments, e-statements, and mobile payments, banking has never been easier.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but have busy schedules, we offer basic drive-thru banking for quick deposits and withdrawals. Plus, our ATMs are available for balance checks and cash withdrawals when you need them most. At Dfcu Financial, we are committed to meeting the diverse needs of our members with exceptional service and support. Explore how we can help you today by visiting us at 1477 N Canton Center Rd Canton Mi 48187 or calling us at (313) 336-2700. Join us in achieving your financial dreams!

Loans and Debt Solutions

We recognize that life can throw curveballs, which is why we provide personal loans and debt consolidation options. Whether you need extra funds for unexpected expenses or want to simplify your monthly payments, we have solutions tailored just for you.

Personal Banking

Our personal banking options are designed with you in mind. Open a checking or savings account that fits your lifestyle, making it easy to manage your day-to-day finances. You can also take advantage of our auto loans and vehicle financing options, which make getting behind the wheel more affordable than ever. If you're considering buying a home, our mortgage loans and refinancing solutions offer competitive rates to make the process smooth and straightforward.

Digital & Online Banking

Key Features

Our online banking service operates 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you'll have real-time access to your account information. Plus, with our mobile application, banking is even more convenient just download it and manage your finances right from your smartphone! Security is a top priority for us. We provide electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter an eco-friendly choice! Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy to send funds directly from your account. Plus, with mobile payments available, you can make purchases with just a tap of your phone. At Dfcu Financial, we strive to provide services that are not only accessible but also tailored to fit your lifestyle. Explore all that digital banking has to offer today!

Financial Strength

Growing Together

Total Share Accounts at 397,470 reflect our strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $8,666,109, demonstrating our ability to support your needs while maintaining a healthy balance sheet. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 1477 N Canton Center Rd Canton Mi 48187 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member Savings Security

We prioritize your savings by securing them through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member deposits allows us to provide you with better benefits than traditional banks can offer.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication ensures that your money not only stays safe but also grows over time.

Solid Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors with $13,146 in used auto loans and $2,074,000,359 in total loans and leases. We are here to help you achieve everything from buying a new car to managing larger expenses.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to offering solutions tailored to your needs.

Credit Lines

If you're looking for flexibility in managing your finances, our credit lines totaling $359,022,099 provide quick access to funds when you need them most. This feature ensures that you can cover any unexpected costs without disrupting your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand all your options and can choose the best path forward.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options, we can assist with that as well. Refinancing can lead to lower monthly payments and better interest rates, making it an attractive choice for many borrowers. To explore our full range of loan offerings and find out how we can assist you further, please don't hesitate to reach out. You can contact us at (313) 336-2700, or visit us at our branch located at 1477 N Canton Center Rd Canton Mi 48187 in Canton, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or finance unexpected expenses without needing collateral.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users seeking loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans