Dfcu Financial Brighton MI Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Dfcu Financial, we believe in building strong connections with our members and the community. Located at 9956 E Grand River Ave, Brighton, MI 48116, our branch has been serving its members since 1936, providing a solid foundation of trust and reliability. With over 241,680 satisfied members, we take pride in being a cornerstone of financial support in the Brighton area. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Our commitment to you is reflected in our impressive financial standing. With total assets exceeding $6.58 billion and total deposits reaching $724.91 million, we are dedicated to ensuring your financial security and success. Additionally, our net worth stands at an impressive $898.90 million, showcasing our stability and commitment to our members. Led by CEO Ryan Goldberg and Board President James Cowper, our team of 632 employees is here to assist you with everything from personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions. We are proud to offer a range of services that cater to your individual needs while fostering growth within our community. With over 87,320 loans processed, we're dedicated to helping you achieve your financial goals. Whether you're looking for a new vehicle or considering refinancing your home, we're here for you every step of the way. Ready to experience the Dfcu Financial difference? Call us today at 313-336-2700 or visit our website at www.dfcufinancial.com for more information about how we can help you thrive financially!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join the Dfcu Financial family. Experience firsthand how we can help you reach your financial aspirations while being an integral part of a thriving community. Visit us during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm or give us a call at 313-336-2700 for more information about becoming a member today! Together, let's build a brighter financial future!

Our Mission

At Dfcu Financial, our mission is simple yet profound: to improve the financial well-being of our members while fostering strong community ties. We believe that everyone deserves access to affordable financial solutions that empower them to achieve their goals. From personal banking services like checking and savings accounts to auto loans and mortgages, we aim to be there for you every step of the way. We also recognize the importance of community involvement. Our outreach programs focus on supporting local initiatives that uplift and strengthen Brighton and its surrounding areas. Whether it's through partnerships with schools or sponsoring community events, we are dedicated to making a positive impact where it matters most. In addition to traditional banking services, Dfcu Financial embraces technology to enhance your banking experience. Our digital platforms offer online banking, mobile payments, and e-statements, ensuring that you can manage your finances effortlessly from anywhere. We pride ourselves on being ADA compliant, making sure all members can access our services comfortably. While members can visit us at 9956 E Grand River Ave, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121 if needed.

Branch Location & Accessibility

Welcome to Dfcu Financial, your friendly neighborhood credit union located at 9956 E Grand River Ave in the vibrant city of Brighton, MI! We are conveniently situated near local favorites like the Brighton District Library and the scenic Mill Pond Park, making it easy for you to stop by while enjoying a day out. At our branch, we prioritize your convenience and accessibility. You'll find ample parking available, with ADA-compliant features to ensure everyone can access our services without hassle. If you prefer to bank from the comfort of your vehicle, take advantage of our drive-thru banking option, which allows for quick deposits and withdrawals. While our lobby hours are designed to fit your busy schedule open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM our ATM is available 24/7 for those late-night cash needs. Whether you're looking to open a new account or inquire about personal loans, our dedicated team is here to assist you. For any official correspondence, please use our mailing address: PO Box 6048, Dearborn, MI 48121. Have questions? Feel free to give us a call at 313-336-2700. We can't wait to welcome you to Dfcu Financial in Brighton!

Member Eligibility

At Dfcu Financial, we believe that joining our community is not just about banking; it's about becoming part of a family that truly cares. Becoming a member is simple and welcoming, especially for those who live, work, or worship in the Brighton area. You can check out the detailed eligibility criteria at http://www.dfcufinancial.com/services/member-perks, but in short, if you meet our local residency requirements or are related to an existing member, you're likely already qualified to join us! Enjoy access to a variety of benefits designed to support your financial journey, from competitive loan rates to personalized service. Ready to take the next step? Opening an account with us is straightforward and can be done easily online. You can find all the details you need for account opening at http://www.dfcufinancial.com/personal/loans/mortgages. If you have any questions or need assistance, feel free to give us a call at (313) 336-2700. We're here to help you every step of the way as you embark on this exciting journey with Dfcu Financial!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we provide essential merchant services tailored for your daily operations. Whether you're processing payments at a busy retail location or managing invoices online, our solutions make transactions easy. This allows you to focus more on what you do best running your business. If you're located near us at 9956 E Grand River Ave Brighton Mi 48116 in Brighton, MI, we're just a call away at (313) 336-2700. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources you need when you're ready to take on a new project or expand your operations. That's what our loans can offer you flexibility and confidence.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM and cash withdrawal services ensure that accessing your funds is straightforward. With ATMs available throughout the area and basic drive-thru banking for quick transactions like deposits and withdrawals, we've got you covered. At Dfcu Financial, we're not just about transactions; we're about building relationships with our members. If you're ready to take charge of your financial future or have any questions about our services, don't hesitate to reach out! Call us at (313) 336-2700 or visit us at 9956 E Grand River Ave Brighton Mi 48116 in Brighton, MI. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable to drive off in your dream vehicle. With competitive rates and flexible terms, you can choose the loan that best fits your budget. Imagine cruising down the highway in a car you love without worrying about high monthly payments!

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services, including merchant services and business loans. We understand the unique challenges faced by businesses today and are committed to helping you succeed by providing resources tailored specifically for you.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards program offers fantastic benefits. From cash back on everyday spending to points for travel, these cards are designed to give you more value with every swipe.

Mortgage Loans & Refinancing

If you're looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are tailored just for you. We guide you through the process with personalized service and expert advice, ensuring you find the best mortgage solution that meets your needs. Owning a home is a significant milestone, and we're here to make it as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your finances from anywhere. Check balances, transfer money, pay bills, and even deposit checks right from your smartphone or computer making banking easier than ever before.

Personal Banking

We understand that managing personal finances can be overwhelming at times. That's why we offer Personal Banking services, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or just need a reliable place for your paycheck, our accounts come with no hidden fees and easy access through online and mobile banking.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation options come into play. Whether you need funds for medical bills or want to consolidate debt into one manageable payment, we provide flexible solutions to help ease financial stress.

Digital & Online Banking

Additional Features

Want to make payments quickly? Our mobile payments feature allows you to pay friends or family with ease through person-to-person transfers. No cash? No problem! Just use your phone for fast transactions. With 24/7 online banking services available at Dfcu Financial, you can rest assured that managing your finances is just a click away day or night. Everything is designed for accessibility and ease-of-use so you can focus on what matters most in life. Experience the convenience of modern banking with us at Dfcu Financial today!

Key Services

Our online banking platform allows you to manage your accounts effortlessly. You can check balances, transfer funds, and pay bills with just a few clicks by visiting https://www.dfcufinancial.com/. Enjoy the peace of mind that comes with knowing your information is secure while taking advantage of features like electronic signature authorization yes, we make it easy for you to sign documents electronically! For those who prefer a paperless approach, our e-statements are available too. You can keep track of your finances without the clutter of physical documents. Plus, if you're always on the move, our mobile application provides full access to all your banking needs right from your smartphone.

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, especially in today's ever-changing economic environment. That's why we are proud to share our robust financial position with you. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, we're here to support your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $0, allowing us to continually offer competitive loan rates and solid financial products tailored to meet your needs. We also take pride in having 520 full-time employees and 112 part-time employees who are dedicated to serving you with expertise and care. Our net shares available for lending and investments amount to $8,666,109, ensuring that we have the resources necessary to help our community thrive. With a total of 397,470 share accounts, it's clear that many trust us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 9956 E Grand River Ave Brighton Mi 48116 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned option, we have flexible terms that suit your budget.

Credit Lines

For those needing extra flexibility in their budgeting or unexpected expenses, our total credit lines amounting to $359,022,099 are here for you. This option can help cover short-term financial needs without the hassle of applying for multiple loans. For business owners looking for expansion opportunities or capital needs, we also offer outstanding commercial loans totaling $705,336,826. This funding can help drive growth and support various business ventures. If you're interested in refinancing or want to learn more about eligibility options for any of these loan products, please reach out to us at 313-336-2700 during our operating hours: Mon - Fri from 9 am - 5 pm and Sat from 9 am - 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how Dfcu Financial can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide personalized service and expert advice to guide you through the mortgage process. Whether you're looking to purchase your first home or refinance an existing mortgage for better terms, our team is here to assist you.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans