Dfcu Financial Birmingham MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dfcu Financial, your trusted partner in financial services since 1936! Located at 2483 W Maple Rd, Birmingham, MI 48009, we pride ourselves on being more than just a credit union; we are a community hub that thrives on building strong relationships with our members. With over 241,680 members and total assets of $6,581,152,544, we are committed to offering personalized banking solutions tailored to meet your needs. As you explore our wide range of services including personal banking, auto loans, mortgages, and business financing you'll find that we stand out not just for our extensive offerings but also for our dedication to exceptional member service. Our CEO, Ryan Goldberg, and Board President, James Cowper, lead a team of 632 dedicated employees who are here to support you every step of the way. While members can visit us at 2483 W Maple Rd, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. With total deposits reaching $724,907,219 and a net worth of $898,903,531, you can trust that your finances are secure with us. Whether you're looking to open a new account or need assistance with your current financial situation, we're here for you. Call us today at 313-336-2700 or visit our website at dfcufinancial.com to learn more about how we can help you achieve your financial goals. Join us in making a positive impact in the community!

Branch History & Mission

At Dfcu Financial, our journey began in 1936 in Birmingham, MI. Over the decades, we have grown from a small local credit union into a significant financial institution with over 241,680 members. Our commitment to serving the community has shaped every step of our evolution. Located at 2483 W Maple Rd, Birmingham, MI 48009, we are proud to be part of this vibrant city. Our branch is conveniently situated near local landmarks, making it easy for members to visit us during our operating hours: Monday to Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. We also offer convenient drive-thru banking and ATM services for those who prefer a quick visit. Our mission at Dfcu Financial goes beyond providing financial products; we aim to empower our members and support our community. We believe in fostering financial literacy and offering products that help people achieve their dreams, whether it's buying a home, purchasing a vehicle, or starting a business. With total assets amounting to over $6.5 billion, we are committed to delivering quality financial services while maintaining a strong focus on community involvement. As we continue to embrace technological advancements, our digital offerings include online banking, mobile payments, and e-statements, ensuring our members have access to their accounts anytime and anywhere. We strive for ADA compliance in all our services to make banking accessible for everyone. While members can visit us at our branch location, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. This separation allows us to streamline operations while ensuring that your communication is handled promptly. At Dfcu Financial, we pride ourselves on building lasting relationships with our members through personalized service and community outreach efforts. Whether it's partnering with local organizations or hosting financial education workshops, we are dedicated to making a positive impact in Birmingham and beyond. Join us today and discover how Dfcu Financial can help you reach your financial goals while being part of a supportive community-focused institution. Visit our website at www.dfcufinancial.com or call us at 313-336-2700 for more information. Let's work together toward a brighter future!

Branch Location & Accessibility

Contact Us Today!

Have questions? Feel free to give us a call at 313-336-2700. While members can visit us at our Birmingham branch for all their banking needs, official correspondence should be sent to PO Box 6048 in Dearborn if needed. We look forward to serving you soon stop by today and discover how we can help you achieve your financial dreams!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a stone's throw away from beautiful parks and vibrant shopping areas. This prime location not only makes it easy to pop in during your day but also provides ample parking options for our members. Our facility is fully ADA compliant, featuring ramps and accessible entrances so everyone can feel welcome.

Operating Hours and Services Offered

We understand that life can get busy. That's why our lobby is open Monday through Friday from 9 am to 5 pm, and Saturdays from 9 am to 2 pm. Whether you need assistance with checking accounts, auto loans, mortgages, or simply want to chat about your financial goals, our friendly team is ready to assist you. At Dfcu Financial, we offer a range of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to mortgage loans and credit cards with rewards, we've got you covered. Plus, enjoy the convenience of our drive-thru banking service for quick deposits and withdrawals.

Member Eligibility

At Dfcu Financial, we believe that everyone deserves a financial home where they feel valued and supported. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our community, you're likely eligible to join us. We embrace individuals from diverse backgrounds, ensuring that our membership reflects the vibrant community around us. With access to personalized banking services like checking and savings accounts, auto loans, and mortgages, being part of our family means you can achieve your financial goals with ease. For more detailed eligibility information, please visit http://www.dfcufinancial.com/services/member-perks. If you're ready to take the next step or have questions about opening an account, don't hesitate to give us a call at (313) 336-2700. We're here for you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions, making it easier for you to focus on what matters most growing your business. Whether you're processing payments at the register or online, our reliable services ensure you never miss a sale. Located at 2483 W Maple Rd Birmingham Mi 48009, Birmingham, MI 48009, our team is ready to partner with you on your journey. Reach out at (313) 336-2700 during our operating hours of Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. We recognize the unique challenges faced by entrepreneurs and strive to support their growth with customized solutions.

Credit Cards & Rewards

Our members also enjoy the benefits of our credit cards with rewards, allowing you to earn points or cash back on every purchase. This adds value to your spending while helping you manage your finances effectively.

Digital Banking Convenience

In today's fast-paced world, having easy access to your accounts is essential. Our online and mobile banking services allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, and even make payments right from your smartphone. Plus, our ATM services ensure you have access to cash when needed without any hassle.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions for simple transactions, we provide basic drive-thru banking for deposits and withdrawals. Our ATMs also offer convenient access for balance checks and cash withdrawals whenever you need them. At Dfcu Financial in Birmingham, MI, we prioritize making banking as easy as possible for all our members. If you have questions about any of our services or want assistance in choosing the best options for your needs, don't hesitate to reach out! You can call us at 313-336-2700 or visit our website at dfcufinancial.com for more information. We look forward to serving you!

Personal Banking Services

We understand that managing finances can be overwhelming at times. That's why our personal banking services are here to simplify your life. With checking and savings accounts designed for convenience, you can easily manage your day-to-day expenses and save for future goals. Need to finance a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. If homeownership is on your mind, explore our mortgage loans and refinancing options that can make owning a home more achievable than ever. For those unexpected expenses or debt consolidation needs, our personal loans offer a straightforward solution that can relieve financial stress.

Digital & Online Banking

Key Services Available

With our user-friendly online banking platform, accessible at https://www.dfcufinancial.com/, you can check balances, pay bills, and transfer funds with just a few clicks. Enjoy the peace of mind that comes with 24/7 access to your accounts, allowing you to manage your finances whenever it suits you best. Want to send money quickly? Our person-to-person transfer feature lets you send cash to friends and family without hassle. Plus, with mobile payments enabled, paying for purchases is just a tap away making transactions smooth and effortless.

Security You Can Trust

We prioritize your security as much as your convenience. Our electronic signature authorization ensures that your transactions are safe and verified. Additionally, e-statements are available so you can keep track of your finances without the clutter of paper statements.

Stay Connected Anytime

For those who prefer managing their banking on the go, our mobile application provides all the essential features right in your pocket. You can deposit checks, view transaction history, and even set up alerts for account activity all while enjoying the same level of security as our desktop site. In short, at Dfcu Financial, we're committed to providing accessible and efficient banking solutions that fit into your busy lifestyle. Discover more about how our digital services can simplify your financial management today!

Financial Strength

Commitment to Excellence

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,146 in used auto loans and $2,074,000,359 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,666,109. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 2483 W Maple Rd Birmingham Mi 48009 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're considering starting or expanding a business, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We cater to various business needs with tailored solutions designed for success. At Dfcu Financial, we believe in providing transparent lending options with clear eligibility requirements and refinancing opportunities for those who qualify. If you're ready to explore your financing options further, feel free to reach out to us at (313) 336-2700 or visit our branch located at 2483 W Maple Rd Birmingham Mi 48009 in Birmingham, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered with competitive rates and flexible terms.

Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. Enjoy the freedom of easy access to funds while building your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide personalized guidance throughout the process, ensuring you find the right solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans