Dfcu Financial Ann Arbor MI Credit Union | Top Checking & Auto Loans

Introduction

At Dfcu Financial, we believe that banking should be personal, accessible, and community-focused. Located at 2910 Carpenter Rd, Ann Arbor, MI 48108, our branch has proudly served the local community since 1936. With over 241,680 members and total assets amounting to an impressive $6,581,152,544, we are committed to providing exceptional financial services tailored to your needs. While members can visit us at our Carpenter Road location, any official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Our team is dedicated to ensuring you have a positive experience every time you visit or reach out to us. Under the leadership of our CEO, Ryan Goldberg, and Board President James Cowper, we continue to prioritize member satisfaction and community growth. With a strong workforce of 632 employees, we are always here to help you with your financial journey. Our branch offers a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We understand that financial goals vary for everyone; that's why we strive to provide personalized options that fit your lifestyle. Additionally, with total deposits reaching $724,907,219 and net worth standing at $898,903,531, our financial stability ensures that your money is in safe hands. If you're looking for a reliable partner in your financial journey or have questions about our offerings don't hesitate! Give us a call at 313-336-2700 or visit us today. At Dfcu Financial, we are here for you!

Branch History & Mission

A Legacy of Service

Located at 2910 Carpenter Rd, Ann Arbor, MI 48108, our branch is nestled in a vibrant area known for its community spirit and innovation. We are easily accessible, making it convenient for you to visit us during our operating hours from Monday to Friday, 9 am - 5 pm, and Saturday from 9 am - 2 pm. Our facility also features both ATM availability and drive-thru banking services, ensuring you can manage your finances quickly and efficiently.

Commitment to Innovation

As we move forward, we remain dedicated to embracing digital advancements that enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. Features like electronic signatures and mobile payments ensure that banking is not only easier but also secure.

Community Outreach

Our commitment extends into the heart of the community through various partnerships and outreach programs. We actively engage with local organizations to support initiatives that promote financial literacy and economic empowerment among residents.

Join Us Today!

We invite you to become part of the Dfcu Financial family. Experience firsthand how we can help you achieve your financial goals while contributing positively to our community. Visit us today or call us at 313-336-2700 for more information on how you can benefit from membership with Dfcu Financial! Together, let's build a brighter financial future!

Our Mission

At Dfcu Financial, our mission goes beyond just providing banking services; we aim to empower individuals and strengthen communities. We believe that everyone deserves the opportunity for financial stability and success. Our array of services includes personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions all designed with our members' needs in mind. While members can visit us at 2910 Carpenter Rd, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121.

Branch Location & Accessibility

Accessibility Features

At Dfcu Financial, we understand the importance of accessibility. Our branch is fully ADA compliant, featuring ramps and spacious pathways to ensure ease of access for everyone. We also offer ample parking options right outside our doors, making your visit hassle-free.

Operating Hours and Services

We are here for you during the week! Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Whether you're looking to open a new checking account, apply for an auto loan, or simply need assistance with online banking services, our friendly staff is ready to help. Additionally, we have an ATM on-site and provide basic drive-thru banking services for quick transactions like deposits and withdrawals. You can count on us for personal banking solutions such as mortgage loans, credit cards with rewards, and business banking services tailored to meet your needs.

Visit Us Today!

We invite you to stop by our Dfcu Financial branch in Ann Arbor or give us a call at 313-336-2700 if you have any questions. Experience the convenience of banking with us today your financial goals are within reach!

Member Eligibility

Joining Dfcu Financial is like becoming part of a caring family that values your financial well-being. We welcome anyone who lives, works, worships, or attends school in the local community. If you're looking for a supportive environment to manage your finances, you'll find it here! For detailed eligibility criteria, you can check out our website at http://www.dfcufinancial.com/services/member-perks. Becoming a member not only gives you access to a range of personalized banking services but also opens the door to exclusive benefits tailored just for you. Getting started is easy and straightforward! You can open an account online or visit us in person at our branch located at 2910 Carpenter Rd Ann Arbor Mi 48108. Our friendly staff is always ready to help answer any questions you may have about membership and services. Don't hesitate to give us a call at (313) 336-2700 if you need more information or assistance. Join us today and experience the difference at Dfcu Financial!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a streamlined payment process that allows your customers to pay easily while you focus on what matters most growing your business. Our merchant services provide just that. Whether you're accepting credit cards or managing online transactions, we offer tools that make payments seamless for both you and your customers. Located at 2910 Carpenter Rd Ann Arbor Mi 48108 in Ann Arbor, MI, we invite you to explore how our business banking solutions can empower your growth. For more information or to get started, call us at (313) 336-2700 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new or used vehicle, our auto loans provide flexible financing options that fit your budget. Picture driving away in your dream car while enjoying competitive rates and personalized service from our lending specialists.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. We understand the challenges of running a business and are committed to providing support that helps you thrive.

Convenient Access

We know that convenience matters. That's why Dfcu Financial offers ATM access and drive-thru services for quick deposits, withdrawals, and simple transactions without the hassle of entering the branch. Plus, our online banking features ensure you're always connected to your finances. Whether you're visiting us at 2910 Carpenter Rd Ann Arbor Mi 48108 or reaching out via phone at (313) 336-2700, our dedicated team is ready to assist you with all of your financial needs. Explore how we can help by visiting our website at Dfcu - Carpenter Road Branch today! Join us in experiencing personalized service and community-focused solutions tailored just for you at Dfcu Financial!

Credit Cards with Rewards

Our credit cards come with rewarding benefits that enhance your purchasing power. Imagine earning points on every dollar spent which can be redeemed for travel, merchandise, or even cash back! It's an easy way to make your everyday purchases work for you.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make in life. At Dfcu Financial, we offer mortgage loans with various terms and refinancing options that can make homeownership more accessible. Our knowledgeable staff will guide you through the process, helping you find the best solution for your financial goals.

Personal Banking

For your everyday banking needs, we offer various options including checking and savings accounts designed to suit your lifestyle. Imagine having the ability to easily manage your finances through our online and mobile banking platforms, allowing you to pay bills, transfer money, or check your balance anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans for everything from home improvements to emergency costs. If debt is weighing you down, consider our debt consolidation options that can simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our robust online banking platform, accessible at https://www.dfcufinancial.com/, you can take control of your finances with just a few clicks. You can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access whenever you need it. For those who prefer mobile banking, our user-friendly mobile application makes it easy to manage your accounts right from your smartphone. Whether you want to deposit a check or send money to a friend through person-to-person transfers, our app has got you covered. Plus, with mobile payments enabled, making purchases is more convenient than ever.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for transactions, giving you peace of mind knowing that your information is protected. You can also opt for e-statements, which not only helps you keep track of your finances but also reduces paper clutter. We believe in making banking accessible for everyone. Whether you're at home or out and about, managing your accounts is easy with our digital tools. You can quickly access all the features you need without any hassle. In short, Dfcu Financial is committed to providing modern banking solutions that fit into your lifestyle while ensuring security and ease of use. Join us today to experience a smarter way to bank!

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to providing reliable services and support to you. With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,146 in used auto loans and a total of $2,074,000,359 in loans and leases. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,666,109. Total Share Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 2910 Carpenter Rd Ann Arbor Mi 48108 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our competitive rates can make your purchase more affordable.

Credit Lines and Business Loans

In addition to personal financing options, we cater to business owners as well. Our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or need working capital, we've got your back.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide guidance throughout the entire process, ensuring that you understand each step and feel confident in your decisions.

Refinancing Options

If you're considering refinancing any of your existing loans, our team is here to help. We can walk you through eligibility options and find solutions that best fit your financial situation. You can reach us at (313) 336-2700 for more information about our loan offerings or visit us at 2910 Carpenter Rd Ann Arbor Mi 48108 in Ann Arbor, MI during our operating hours: Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Dfcu Financial assist you on your journey toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans