Dfcu Financial Ann Arbor MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dfcu Financial, your trusted partner in financial well-being since 1936. Located at 2793 Plymouth Rd Ste A, Ann Arbor, MI 48105, we pride ourselves on being more than just a credit union; we're a community cornerstone dedicated to helping our 241,680 members achieve their financial goals. With total assets exceeding $6.58 billion, and robust member services that include personal banking, auto loans, mortgages, and business financing, we are here to support you every step of the way. Led by our CEO, Ryan Goldberg, and Board President, James Cowper, our team of 632 employees is committed to providing personalized service tailored to meet your unique needs. Whether you're looking for competitive loan rates or convenient mobile banking options, we have you covered. Our total deposits of $724,907,219 and net worth of $898,903,531 reflect our solid foundation and commitment to your financial health. While members can visit us at our branch location in Ann Arbor, official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. We invite you to explore all that we offer at dfcufinancial.com and see how we can help you thrive financially. Don't hesitate to reach out at 313-336-2700 during our lobby hours from Monday to Friday between 9 am and 5 pm. Join us at Dfcu Financial today where your financial journey begins!

Branch History & Mission

At Dfcu Financial, our story began in 1936, a time when community and cooperation were essential to overcoming challenges. Since then, we have grown alongside our members in Ann Arbor, MI, and have proudly served as a cornerstone of the community. With a commitment to fostering financial wellness and building lasting relationships, Dfcu Financial has evolved into a trusted credit union with a membership of over 241,680 people. Located at 2793 Plymouth Rd Ste A Ann Arbor, MI 48105, our branch is conveniently situated near local landmarks that make it easy for you to visit us. While members can visit us at this address, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Our mission at Dfcu Financial is clear: we strive to provide exceptional financial services while supporting the communities we serve. We understand that every member's journey is unique, which is why we offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is not only to help our members achieve their financial dreams but also to give back through community outreach and partnerships that enrich the lives of those around us. Over the decades, we have embraced innovation and technology to enhance member experiences. Today, we offer online and mobile banking options that empower members to manage their finances conveniently from anywhere. Our branch features an ATM for quick access to cash and drive-thru banking for added convenience during your busy days. As we look ahead to the future, we remain dedicated to maintaining our high standards of service while ensuring accessibility for all members through ADA compliance initiatives. We believe in putting our members first and are always looking for ways to improve their experiences. Join us at Dfcu Financial! Experience firsthand how we can assist you on your financial journey while being part of a community-focused organization that genuinely cares about your success. Feel free to reach out at 313-336-2700 or visit our website at www.dfcufinancial.com for more information on how you can become a member today!

Branch Location & Accessibility

Easy Access and Parking

At Dfcu Financial, we prioritize your convenience. Our branch features ample parking right outside, making it hassle-free for you to visit us. We also comply with ADA standards, ensuring that everyone can enjoy our facilities without difficulty. Whether you arrive by car or on foot, you'll find our location welcoming and accessible.

Get in Touch!

Have questions or want to learn more about how Dfcu Financial can assist you? Don't hesitate to give us a call at 313-336-2700. We're excited to help you with all your financial goals! Visit us soon and experience the difference of being part of a community-focused credit union.

Operating Hours and Services

We understand that banking needs can arise at any time during the week. That's why our lobby is open Monday through Friday from 9 AM to 5 PM. During these hours, our friendly staff is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and even business banking needs. In addition to in-branch services, we offer convenient ATM access for quick cash withdrawals and balance checks anytime you need them. If you prefer to handle your transactions from your vehicle, our drive-thru service is available for deposits and simple transactions.

Your Correspondence Matters

While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to PO Box 6048 in Dearborn, MI 48121.

Member Eligibility

Joining the vibrant community at Dfcu Financial is easier than you might think! Located at 2793 Plymouth Rd Ste A Ann Arbor Mi 48105, we welcome anyone who shares our passion for financial well-being. To become a member, you simply need to meet some basic eligibility criteria, which generally include living, working, or attending school in the area. We want everyone to feel at home here, and our team is dedicated to helping you every step of the way. For more detailed information on what it takes to join us, please visit our eligibility page at http://www.dfcufinancial.com/services/member-perks. Once you're ready to take the next step, opening an account is straightforward and welcoming. You can find all the details you need about starting your journey with us at http://www.dfcufinancial.com/personal/loans/mortgages. Should you have any questions or need assistance, don't hesitate to call us at (313) 336-2700. We look forward to having you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need when opportunities arise. Our competitive rates and flexible terms are designed to help you thrive.

Merchant Services

In addition to loans, we offer merchant services that make daily transactions smoother for your business. Picture this: a busy restaurant owner seamlessly processing payments while keeping customers happy. Our solutions allow businesses like yours to accept payments easily, manage cash flow efficiently, and focus on what matters most serving your clients. Located conveniently at 2793 Plymouth Rd Ste A Ann Arbor Mi 48105 in Ann Arbor, MI, we invite you to explore how our business banking solutions can elevate your operations. Let's work together to turn your business goals into reality! For more information, call us at (313) 336-2700 or visit our website at https://www.dfcufinancial.com/.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions. From merchant services that simplify transactions to tailored business loans that fuel growth, our team understands the unique challenges faced by businesses today.

Convenient Digital Banking Features

We understand that convenience matters in today's fast-paced world. That's why at Dfcu Financial, we emphasize our robust Online & Mobile Banking features. Accessing your accounts anytime, anywhere is easy with our secure platforms. Plus, if you need cash or want to perform simple transactions quickly, our ATM and cash withdrawal services are readily available. For those who prefer face-to-face interactions, we provide basic drive-thru banking for deposits and withdrawals, ensuring that whether you're rushing between appointments or running errands, managing your finances remains stress-free.

Credit Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We help you tackle those financial surprises head-on with loans that make sense for you. Plus, don't forget about our Credit Cards with Rewards, which not only let you spend wisely but also earn rewards along the way!

Join Us Today!

Ready to take the next step toward achieving your financial goals? Visit us at 2793 Plymouth Rd Ste A Ann Arbor Mi 48105, call us at (313) 336-2700, or explore more about what we offer on our website here. At Dfcu Financial, we're committed to supporting you every step of the way on your financial journey!

Personal Banking Solutions

Managing your finances should be straightforward. At Dfcu Financial, we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms perfect for those busy days when you're on the go! You can check balances, transfer money, or even pay bills from your smartphone without any hassle. When it comes to financing your dreams, our Auto Loans & Vehicle Financing make it simple to hit the road in style. With competitive rates and flexible terms, we help you drive away in the vehicle you've always wanted. And if you're thinking about purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options provide various plans to suit different budgets.

Digital & Online Banking

Convenient Online Access

With our robust online banking platform available at https://www.dfcufinancial.com/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, it's all just a click away. You can also take advantage of our e-statements feature, which allows you to view your statements electronically, helping you keep track of your finances without the clutter of paper.

Enhanced Security and Ease of Use

Your security is our top priority. We provide electronic signature authorization for transactions, ensuring that your information stays safe while you enjoy the convenience of digital banking. Our user-friendly interface makes navigating through your accounts simple and intuitive no complicated steps or technical jargon here! In summary, Dfcu Financial offers an array of digital banking services that empower you to manage your money effectively while prioritizing security and convenience. Embrace the ease of online banking today!

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application is ready for you! With features like person-to-person transfers, making payments has never been easier. Need to send money to a friend? Just use our person-to-person transfer option and do it in seconds. Plus, with mobile payments enabled, paying at stores or online is quick and secure.

Financial Strength

Commitment to Innovation

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

With total share accounts reaching 397,470, it's clear that more people trust us with their finances every day. This growing member base highlights our reliability as a credit union dedicated to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 2793 Plymouth Rd Ste A Ann Arbor Mi 48105 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have flexible terms that make driving away with your dream car easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is here to help create tailored solutions that fit your goals. At Dfcu Financial, we are committed to providing transparent information and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your options further, feel free to reach out at (313) 336-2700 or visit us at 2793 Plymouth Rd Ste A Ann Arbor Mi 48105 in Ann Arbor, MI. Let's work together to find the best loan solution for you!

Credit Lines and Personal Loans

We also offer credit lines to help manage unexpected expenses or larger purchases with ease. With a total of $359,022,099 in credit line loans available, we aim to give our members the financial freedom they need. For those looking for unsecured credit card solutions, we provide flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the mortgage process. If you're considering refinancing, our team is ready to discuss eligibility options that might work for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each listed loan comes from legitimate institutions, guaranteeing that the information you see is both accurate and reliable.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans