dfcu Financial Ann Arbor MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Dfcu Financial, we believe in building strong relationships with our members and the community. Located at 5280 Jackson Rd, Ann Arbor, MI 48103, our branch has been a trusted financial partner since 1936. With over 241,680 members and total assets of $6,581,152,544, we are dedicated to providing exceptional service and support for all your banking needs. While you can visit us directly at our branch for personal assistance, please note that official correspondence should be sent to our mailing address: PO Box 6048, Dearborn, MI 48121. Under the leadership of CEO Ryan Goldberg and Board President James Cowper, we pride ourselves on our commitment to our members. Our team of 632 employees is here to help you navigate everything from checking and savings accounts to auto loans and mortgages. We currently hold a robust total deposit base of $724,907,219, reflecting the trust our members place in us. With a net worth of $898,903,531 and cash in hand amounting to $12,354,450, Dfcu Financial stands strong as a reliable credit union ready to support your financial journey. Whether you're looking for personal loans or business financing options our experienced staff is always available to provide personalized assistance. We invite you to discover the many services we offer by visiting our website at dfcufinancial.com or calling us at 313-336-2700 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Your financial well-being is our priority!

Branch History & Mission

At Dfcu Financial, we pride ourselves on a rich legacy that dates back to 1936. Located in the vibrant community of Ann Arbor, MI, our branch at 5280 Jackson Rd has been a cornerstone of support and service for generations. Over the years, we have grown from humble beginnings into a financial institution with over 241,680 members and total assets reaching an impressive $6,581,152,544. This growth is a testament to our commitment to our members and the communities we serve. Since opening our doors, we have continually evolved to meet the changing needs of our members. Our mission is simple yet profound: to provide accessible financial services while fostering a sense of community support and empowerment. We believe that everyone deserves the opportunity to achieve their financial goals, whether through personal banking options like checking and savings accounts or loans for vehicles and mortgages. While members can visit us at 5280 Jackson Rd Ann Arbor Mi 48103, official correspondence should be sent to PO Box 6048, Dearborn, MI 48121. Our location is easily accessible, situated near local landmarks that enhance your banking experience. We understand that convenience matters; that's why we offer both ATM services and drive-thru banking for quick transactions. Our operating hours reflect our dedication to being available when you need us: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm. We are proud to embrace digital advancements as well; with features such as online banking and mobile applications, managing your finances has never been easier. In addition to providing top-notch financial products, Dfcu Financial is deeply committed to community outreach. We partner with local organizations to provide resources and support for those in need. Whether it's financial literacy workshops or assistance programs, we strive to uplift our community every day. Join us at Dfcu Financial where your financial success is our priority! Experience firsthand the benefits of being part of a credit union dedicated not just to banking but also to building lasting relationships within the community. Come visit us today or explore more about how you can become a member through our website at dfcufinancial.com.

Branch Location & Accessibility

Convenient Access and Features

At our Jackson Road location, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. We also offer a drive-thru banking option for quick transactions without leaving your vehicle.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your convenience in mind. You can visit us Monday through Friday from 9 am to 5 pm and on Saturday from 9 am to 2 pm. Whether you need help with personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, our friendly team is ready to assist you during these hours.

Services Offered

Our Jackson Road Branch provides a variety of services tailored to meet your financial needs. From personal banking and credit cards with rewards to business banking solutions and online/mobile banking options, we have you covered. Plus, with ATM access available right here at the branch, managing your cash is hassle-free! If you're interested in learning more about our services or have questions, don't hesitate to give us a call at 313-336-2700. We invite you to come visit us today at Dfcu Financial's Jackson Road Branch we're excited to welcome you!

Member Eligibility

Joining the Dfcu Financial family means becoming part of a caring community that prioritizes your financial well-being. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! It's all about creating connections and supporting each other. For a complete look at the requirements, feel free to visit our detailed resource at http://www.dfcufinancial.com/services/member-perks. Opening an account with us is straightforward and welcoming just like a neighborly chat! You can start the process by visiting our account opening page here: http://www.dfcufinancial.com/personal/loans/mortgages. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (313) 336-2700. We're excited to help you on your journey toward financial empowerment at Dfcu Financial, located at 5280 Jackson Rd Ann Arbor Mi 48103!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled entrepreneurs to expand their operations, hire more staff, and invest in better technology. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services provide practical solutions that simplify transactions and enhance customer satisfaction. From credit card processing to online payment options, we help you create a smooth shopping experience for your customers. Visit us at 5280 Jackson Rd Ann Arbor Mi 48103 in Ann Arbor, MI, or call us at (313) 336-2700 to discover how our tailored financial solutions can empower your business!

Comprehensive List Of Services

Business Solutions

For our business members, we offer comprehensive Business Banking services including merchant services that simplify transactions for your customers and business loans that help you grow your operations. We understand how important it is for businesses to have reliable financial support.

Credit Cards with Benefits

Our credit card offerings come with rewards that can enhance your purchasing experience. Enjoy benefits while making everyday purchases, allowing you to earn points towards future rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Dfcu - Jackson Road Branch, we provide robust Online & Mobile Banking options so you can manage your finances anytime, anywhere. From accessing account balances to transferring funds, everything is just a click away. Need cash on the go? Our ATM & Cash Withdrawal Services ensure you can get what you need without hassle.

Efficient Service Options

We also value your time, which is why we offer basic drive-thru banking for quick deposits and withdrawals as well as ATM access for balance checks and cash withdrawals. You can count on us for straightforward transactions without any unnecessary delays. At Dfcu Financial, we're more than just a financial institution; we're your partner in achieving financial success. With friendly staff ready to help and various services tailored to meet your needs, we invite you to visit us at 5280 Jackson Rd Ann Arbor Mi 48103 or give us a call at (313) 336-2700. Discover how easy managing your finances can be with the right support! Ready to take the next step? Explore more about our services by visiting our website today!

Personal Banking Made Simple

For individuals seeking reliable banking solutions, we offer Personal Banking services that include checking and savings accounts designed to help you manage your finances effectively. If you're dreaming of a new car, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. We also understand that buying a home is a significant milestone; that's why we provide Mortgage Loans & Refinancing services tailored to fit your lifestyle and budget. Additionally, if you need quick access to cash or want to consolidate debt, our Personal Loans & Debt Consolidation products can help ease your financial burdens.

Digital & Online Banking

Enhanced Features for Your Convenience

Do you ever find yourself splitting a bill or sending money to friends? Our person-to-person transfers feature makes it simple to send money directly from your account with just a few taps. Plus, if you're always on the move, you'll appreciate our mobile payments feature that lets you make purchases using your smartphone no wallet needed! At Dfcu Financial, we're committed to providing not only a user-friendly banking experience but also top-notch security. Your information is protected with robust security measures so you can bank with confidence. Experience the ease of real-time account management and take advantage of all these features today by visiting https://www.dfcufinancial.com/. Join us at Dfcu Financial and make banking a breeze!

Key Services Available

Our online banking offers a variety of features designed to make your banking experience smoother. With 24/7 access, you can check your account balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application brings all these functionalities right to your fingertips, ensuring that you're always in control of your finances. When it comes to managing statements, we offer e-statements that save you time and paper. You can view your financial documents securely online without the hassle of traditional mail. And if you need to sign documents quickly, our electronic signature authorization feature allows for swift transactions without the need for physical paperwork.

Financial Strength

At Dfcu Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to provide exceptional services and support to our community. With a net worth of $898,903,531, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $877,104,376 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial; with $1,074,000,359 in total loans and leases including $13,146 in used auto loans, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 397,470, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $8,666,109. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 5280 Jackson Rd Ann Arbor MI 48103 or call 313-336-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We are committed to making your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're here to support you every step of the way. At Dfcu Financial, we also offer refinancing options for many of our loan products. This means you can adjust your loan terms as needed for better financial management. For more information or to discuss eligibility options, feel free to reach out at (313) 336-2700 or visit us at 5280 Jackson Rd Ann Arbor Mi 48103 in Ann Arbor, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those looking for more flexible borrowing options, we offer credit lines with a total of $359,022,099 available to help manage unexpected expenses. Additionally, our unsecured credit card loans come with flexible terms, assisting members with a total of $42,981,747 in loans to effectively manage their finances.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the offers displayed are fair and transparent. Users can trust that they are viewing legitimate loan offers from recognized financial institutions.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans