dfcu Financial Tampa FL Credit Union | Affordable Auto Loans & Credit Cards

Introduction

Welcome to Dfcu Financial, your trusted partner for financial services in the heart of Tampa, Florida. Established in 1936, our branch at 13850 Sheldon Rd has been a cornerstone of the community, dedicated to serving over 241,680 members with integrity and care. At Dfcu Financial, we believe in building lasting relationships, providing personalized solutions that empower you to achieve your financial goals. With total assets exceeding $6.5 billion and a robust membership base, we pride ourselves on being a reliable resource for all your banking needs. Whether you're looking for auto loans, mortgages, or personal banking services, we have tailored options ready for you. Our commitment is reflected in our impressive total deposits of $724,907,219 and a net worth of $898,903,531, ensuring that your money is safe and sound. Under the leadership of our CEO, Ryan Goldberg, and Board President James Cowper, our dedicated team of 632 employees is here to assist you every step of the way. From simple transactions at our drive-thru service to complex financial planning, we are committed to providing high-quality service with a personal touch. While members can visit us at our branch address, official correspondence should be sent to the same location: 13850 Sheldon Rd, Tampa, FL 33626. So why wait? Experience the difference that a member-focused credit union can make in your life! Call us today at 888-336-2700 or visit our website at www.dfcufinancial.com to learn more about how we can help you thrive financially. Your journey towards financial wellness starts here!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. We actively engage in various outreach efforts aimed at supporting local events and organizations that make Tampa a better place for all its residents. Whether it's sponsoring educational programs or supporting local charities, Dfcu Financial is dedicated to giving back. As technology advances, so do we. Members can enjoy digital conveniences like online banking and mobile payments alongside traditional services. Our goal is to ensure you have access to your finances when you need them most. At Dfcu Financial, every member counts. We invite you to join us and experience firsthand the benefits of being part of a credit union that genuinely cares about your financial well-being. Let us help you reach your dreams together we can build a brighter future! For more information or to open an account today, give us a call at 888-336-2700 or visit our website.

Mission Statement

Our mission at Dfcu Financial is straightforward: we are here to empower our members to achieve their financial goals while enhancing the quality of life in our community. We believe in providing more than just banking services; we strive to make a positive impact through outreach programs and partnerships that support local initiatives. While members can visit us at 13850 Sheldon Rd, official correspondence should be sent to the same address as we ensure efficient communication. We offer convenient drive-thru banking services for those on-the-go and are committed to accessibility with ADA-compliant facilities.

Branch Location & Accessibility

Accessibility and Parking

At Dfcu Financial, we prioritize accessibility for all members. Our branch is equipped with features like ADA-compliant ramps to ensure everyone can access our services comfortably. Ample parking is available right outside the entrance, allowing for easy access whether you're coming in for a quick transaction or planning a longer visit.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9 AM to 5 PM. If you need assistance outside of these hours, feel free to give us a call at 888-336-2700. Our dedicated staff is always ready to help!

Services Offered

At this branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need help with business banking? We provide merchant services and business loans as well! Plus, enjoy the convenience of basic drive-thru banking for deposits and simple transactions. While members can visit us at 13850 Sheldon Rd for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you soon and assisting you on your financial journey!

Member Eligibility

At Dfcu Financial, we believe that everyone deserves a chance to thrive in a supportive community, and becoming a member is your first step toward that brighter future. To join us at our welcoming location at 13850 Sheldon Rd Tampa Fl 33626, you simply need to meet a few friendly criteria. If you're an individual or family who lives, works, worships, or attends school in our service area, you're already on the right path! We also extend our membership to family members of current members, ensuring that the benefits of being part of Dfcu Financial can be shared with your loved ones. Becoming a member opens the door to a range of financial services designed with your needs in mind from personal banking options to loans and credit cards that offer rewards. The process is straightforward and inviting; you can find all the details you need about eligibility on our website at http://www.dfcufinancial.com/services/member-perks. If you're ready to take the next step, check out how easy it is to open an account by visiting http://www.dfcufinancial.com/personal/loans/mortgages or give us a call at (888) 336-2700. Join us today and experience the advantages of being part of our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funding you need to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments should be straightforward, not complicated. Our merchant services simplify transactions for your business, allowing you to focus on what you do best serving your customers. Whether you're accepting card payments at a physical location or online, our solutions are designed to meet your needs effectively. If you're looking for reliable support and flexible financing solutions, visit us at 13850 Sheldon Rd Tampa Fl 33626 in Tampa, FL. Call us at (888) 336-2700 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Accessibility and Support

At Dfcu Financial, we prioritize accessibility and customer support. Our friendly staff is always ready to assist you with any questions or concerns during regular business hours from Monday to Friday, 9 AM to 5 PM. We invite you to visit us at 13850 Sheldon Rd Tampa Fl 33626 or give us a call at (888) 336-2700 if you have any inquiries about how we can help fulfill your financial needs. Let's work together towards achieving your financial goals!

Business Banking Services

If you're a business owner, you'll appreciate our dedicated Business Banking services. From Merchant Services that simplify transactions for your customers to Business Loans that help you expand your operations, we understand the unique challenges businesses face and are here to assist.

Credit Cards and Rewards

Everyone loves rewards! With our Credit Cards with Rewards, you can earn benefits for everyday purchases. Whether it's cash back or travel points, our credit cards are designed to fit your lifestyle.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments seamlessly through our mobile app. For quick cash withdrawals or deposits, our drive-thru banking service ensures that even simple transactions can be handled swiftly without needing to step inside the branch.

Personal Banking Solutions

For those who are just starting out or looking to make changes in their financial lives, our Personal Banking services are tailored to meet your needs. We offer Checking & Savings Accounts that help you keep track of your money while growing your savings. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. When it comes time to buy a home, we have you covered with our Mortgage Loans & Refinancing services, designed to make homeownership more accessible and affordable. If you're managing expenses or consolidating debt, our Personal Loans & Debt Consolidation options offer straightforward solutions without hidden fees.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our online banking platform, available at https://www.dfcufinancial.com/, you can take control of your accounts from the comfort of your home or on the go. Whether you're checking balances, transferring funds, or paying bills, everything you need is just a few clicks away.

Making Payments Simple

Need to send money to a friend? Our person-to-person transfer feature allows you to send money instantly, making it easier than ever to split bills or pay back loans. And if you love using mobile payments, you'll be pleased to know that we support this feature too, giving you flexibility in how you spend. At Dfcu Financial, we strive to create an accessible banking experience tailored for you. Our digital services not only simplify managing your finances but also empower you to stay informed about your account activity in real-time. Whether it's through our website or mobile app, everything is designed with your needs in mind. Enjoy banking that fits into your life!

Secure and User-Friendly Features

Your security is our priority. We offer electronic signature authorization to make transactions quick and safe. Plus, with e-statements available, you can view your account statements securely online without the hassle of paper clutter. You'll also find our mobile application handy for easy access on your smartphone.

Financial Strength

A Committed Team

We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to guide you through every step of your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 13850 Sheldon Rd Tampa Fl 33626 or call (888) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This substantial net worth underscores our ability to support our members' financial needs with confidence. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Future

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to continuous improvement reflects our dedication to your financial success. In addition to this, with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We are here to help you navigate your borrowing needs effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and lifestyles, making it easier for you to secure the financing you need.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore your options with us. Our team is ready to discuss eligibility criteria and help you find the best terms that suit your financial situation. For more information or to discuss your loan options further, feel free to reach out to us at (888) 336-2700 or visit us at our branch located at 13850 Sheldon Rd Tampa Fl 33626 in Tampa, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your path towards financial success!

Unsecured Credit Card Loans

For those looking for added financial flexibility, we also offer unsecured credit card loans. With a total of $42,981,747 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards to help you maximize your spending power.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By streamlining the search for loans, LendMesh helps users make informed financial decisions without the guesswork. LendMesh ensures accurate loan comparisons through a robust sourcing system. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that users can trust the offers they see on the platform. Several key features set LendMesh apart as a reliable tool for loan comparison: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users can expect. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to find the best options available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans