Dfcu Financial St Petersburg FL Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Dfcu Financial, your trusted partner in personal and business banking located at 300 1st Ave S, St Petersburg, FL 33701. Established in 1936, we have proudly served our community for over 85 years, building strong relationships with our 241,680 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $6,581,152,544 and total deposits amounting to $724,907,219. At Dfcu Financial, we understand that your financial journey is unique. Whether you're looking for an auto loan or a mortgage, our experienced team is here to help. With a robust portfolio of 87,320 loans and leases, we offer tailored solutions that meet your needs. Our dedicated staff of 632 employees, led by CEO Ryan Goldberg and Board President James Cowper, is passionate about supporting you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 300 1st Avenue South, St Petersburg, FL 33701. We are here to provide reliable financial services while being deeply rooted in the local community. Explore the benefits of membership today! For more information on our offerings or to start your application process, visit us online at Dfcu Financial or give us a call at 888-336-2700 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Join us as we continue to grow together!

Branch History & Mission

At Dfcu Financial, our story began in 1936, when we opened our doors with a simple but powerful mission: to serve the financial needs of our community in St. Petersburg, FL. Over the decades, we have grown from a modest credit union into a trusted financial partner for over 241,680 members. Our headquarters in Dearborn, MI, reflects our deep-rooted commitment to enhancing the lives of individuals and families across the regions we serve. Located at 300 1st Ave S in St. Petersburg, our branch is easily accessible and surrounded by vibrant local landmarks that embody the spirit of our community. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at 300 1st Avenue South, St. Petersburg, FL 33701. Our mission extends beyond providing exceptional financial services; we strive to uplift our community through various outreach efforts and partnerships. We believe that when our members thrive, the entire community flourishes. That's why we offer a range of services from personal banking and auto loans to mortgage financing and business loans tailored to help each member achieve their financial goals. As part of our commitment to innovation and accessibility, we've embraced digital advancements like online banking and mobile payments. Our branch also features drive-thru banking for added convenience during your busy days. We are proud to provide an ADA-compliant environment that ensures everyone can access our services comfortably. With total assets exceeding $6.5 billion, Dfcu Financial stands strong as a pillar of stability and trust in the financial landscape. Our dedicated team works tirelessly to support every member's journey towards financial wellness. Join us today and discover how Dfcu Financial can make a positive impact on your life! Whether you're looking for a checking account or planning your next big purchase with an auto loan, we're here to help every step of the way. Call us at 888-336-2700 or visit our website at www.dfcufinancial.com for more information on becoming part of our thriving community!

Branch Location & Accessibility

Welcome to Dfcu Financial, your trusted credit union located at 300 1St Ave S in the vibrant city of St. Petersburg, Florida. Our branch is perfectly situated for your convenience, making it easy to manage your finances while enjoying the local charm. Just a short walk from popular spots like the historic St. Petersburg Pier and the bustling downtown area, our location ensures you can stop by during your day-to-day activities. At Dfcu Financial, we prioritize accessibility for all our members. The branch features convenient parking options and is fully ADA compliant, with ramps and other accessibility features to ensure that everyone can visit us comfortably. Whether you're stopping by for a quick transaction at our drive-thru or coming in to explore our range of personal banking services, we've got you covered. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 9 AM to 5 PM. Feel free to give us a call at 888-336-2700 if you have any questions or need assistance outside of those hours. While you can always reach us at our St. Petersburg location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 300 1st Avenue South, St Petersburg, FL 33701. We invite you to come experience the personalized service that sets Dfcu Financial apart. From checking and savings accounts to auto loans and mortgage refinancing, we offer a wide range of services tailored just for you. Don't hesitate visit us today or call with any inquiries!

Member Eligibility

Becoming a member of Dfcu Financial means joining a community that truly cares about your financial well-being. If you're living, working, or attending school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for everyone to be a part of our family. At Dfcu Financial, members enjoy personalized service and access to a variety of financial products designed to help you achieve your goals. Plus, our commitment to member satisfaction ensures that you'll feel valued every step of the way. To find out more about the specific eligibility criteria, you can check out our detailed guidelines at http://www.dfcufinancial.com/services/member-perks. When you're ready to take the next step and open an account, visit us online or give us a call at (888) 336-2700. We're here to help you through the process and ensure that your journey with us is smooth and enjoyable! Remember, your new financial home is just around the corner at 300 1St Ave S St Petersburg Fl 33701.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable way to accept payments from customers, whether they pay with credit cards or mobile wallets. This means smoother transactions and happier customers, allowing you to focus on what you do best growing your business. Located at 300 1St Ave S St Petersburg Fl 33701 in St Petersburg, FL, we are here to help you find the right financial solutions tailored to your business's needs. For more information, call us at (888) 336-2700 or visit our website at https://www.dfcufinancial.com/. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business? We've got you covered with our Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans tailored for growth, we provide the tools necessary for success in today's competitive market.

Connect with Us!

Ready to explore all that Dfcu Financial has to offer? Give us a call at (888) 336-2700 or visit us at 300 1St Ave S St Petersburg Fl 33701 during our operating hours from Monday to Friday, 9 AM to 5 PM. We're excited to help you achieve your financial goals! Visit us online at https://www.dfcufinancial.com/ for more information on all our services. Your journey towards better financial health starts here!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! They're perfect for those who want to earn while they spend. Enjoy benefits like cashback or points redeemable for travel or merchandise all while managing your everyday purchases effortlessly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Dfcu Financial offers robust Online and Mobile Banking features. Manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills from the comfort of your home or on-the-go. And if you ever need cash, our ATM and Cash Withdrawal Services, along with basic drive-thru banking options for deposits and withdrawals, ensure that accessing your money is never a hassle.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why at Dfcu - St. Petersburg, we offer Checking and Savings Accounts that make managing your money simple and effective. With options that fit various lifestyles, you can choose the account that works best for you. Looking to buy a new car? Our Auto Loans and Vehicle Financing options are designed to help you get behind the wheel without breaking the bank. We provide competitive rates and flexible terms so you can drive away happy. If home ownership is on your mind, our Mortgage Loans and Refinancing services can help make that dream a reality. We guide you through every step of the process, ensuring you find the right mortgage for your budget. For those unexpected expenses or consolidating debt, our Personal Loans can offer quick access to cash when you need it most. With easy application processes and fast approvals, you'll be back on track in no time.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online platform allows you to check your account balance, transfer funds, and pay bills with just a few clicks. Plus, with our mobile application, banking on the go has never been easier! You can make mobile payments, send money to friends through person-to-person transfers, and manage your finances right from your smartphone or tablet. Security is our top priority. We utilize electronic signature authorization for secure transactions, providing peace of mind as you conduct your banking business online. Additionally, e-statements are available for those who prefer a paperless approach helping you keep track of your financial activities while being environmentally friendly.

Why Choose Us?

At Dfcu Financial, our digital banking tools are not just about convenience; they are designed to make your financial life easier. Whether you're at home or on the move, you can effortlessly handle your banking needs in real time. Say goodbye to long lines and limited hours; with us, banking fits into your schedule. Join us today and experience the benefits of modern banking with Dfcu Financial. For more information or to get started with online banking, visit us at https://www.dfcufinancial.com/!

Financial Strength

A Growing Community

Total Share Accounts: 397,470, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,666,109. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 300 1St Ave S St Petersburg Fl 33701 or call (888) 336-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,146 in used auto loans and $2,074,000,359 in total loans and leases, supporting your financial goals across various sectors.

Member Savings and Growth

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can find an option that fits your budget. If you're considering refinancing your current auto loan, we can assist with that as well!

Credit Lines and Other Services

In addition to auto and mortgage loans, we also provide credit lines totaling $359,022,099. These lines of credit can be a great resource for unexpected expenses or planned purchases. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $705,336,826 are available to help support your ventures. If you are interested in exploring these options further or need assistance determining eligibility for any of our loan products, please reach out to us at 888-336-2700 or visit us at 300 1St Ave S St Petersburg Fl 33701. Our team is ready to assist you Monday through Friday from 9 AM to 5 PM. At Dfcu Financial, we're committed to empowering our members with the financial tools they need for success. Explore all our services today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, tailored to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $42,981,747 in loans helping members manage their finances effectively, these cards come with competitive rates and rewards to make every purchase count.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages to its users: - Verified Data: Loan offers come from reputable financial institutions, ensuring that users receive accurate and trustworthy information. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means users can trust they are seeing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best options available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the reliability and effectiveness of the tool. To start comparing real-time loan offers today and find the best rates for your needs, visit LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all comparisons are fair and transparent, allowing users to view only legitimate offers.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans