Dfcu Financial Naples FL Credit Union | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Dfcu Financial, your trusted credit union located at 4099 Tamiami Trl N Ste 100, Naples, FL 34103. Established in 1936, we are proud to serve our community with dedication and care. With a total membership of over 241,680, we are more than just a financial institution; we are a vital part of the lives of our members. At Dfcu Financial, we understand the importance of building strong relationships within our community. That's why we offer a variety of financial services tailored to meet your needs, including personal banking, auto loans, mortgage financing, and business banking solutions. Our commitment to you is reflected in our impressive total assets of $6,581,152,544 and total deposits amounting to $724,907,219. Led by our CEO Ryan Goldberg and Board President James Cowper, our dedicated team of 632 employees is here to ensure that you receive the highest level of service. With cash reserves of $12,354,450 on hand and a net worth of $898,903,531, you can trust that your finances are in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4099 Tamiami Trl N Ste 100, Naples, FL 34103. Experience the difference with Dfcu Financial where community matters. We invite you to explore our website at dfcufinancial.com or call us at 313-336-2700 for more information about how we can help you achieve your financial goals. Join us today and discover the benefits of being a part of our family!

Branch History & Mission

Community Commitment

As part of our mission to uplift our community, we engage in various outreach efforts and partnerships aimed at supporting local causes. Our initiatives focus on promoting financial literacy and sustainability while fostering relationships that strengthen our ties with residents of Naples and beyond.

Join Us!

At Dfcu Financial, we invite you to become part of a legacy built on trust and service. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information or to become a member today, call us at (313) 336-2700 or visit our website. Together, let's build a brighter financial future!

Our Journey

Located at 4099 Tamiami Trl N Ste 100 in beautiful Naples, our branch has witnessed significant milestones throughout the years. From humble beginnings, we've expanded our offerings to meet the diverse needs of our members. Today, we provide a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our growth reflects not only our success but also the trust placed in us by our community. While you can visit us at our main branch address for all your banking needs, please note that any official correspondence should be sent to the same address: 4099 Tamiami Trl N Ste 100, Naples, FL 34103.

Our Mission

Our mission at Dfcu Financial goes beyond just offering financial products; it's about making a real impact in the lives of our members and the wider community. We strive to empower individuals by providing accessible and affordable financial services while supporting local initiatives that foster growth and development. We understand that every member's journey is unique. That's why we prioritize personalized service through our dedicated staff who are always ready to assist you with your banking needs. Whether it's through online and mobile banking options or traditional services like ATM access and drive-thru banking, we are committed to ensuring your experience is convenient and fulfilling.

Branch Location & Accessibility

A Convenient Spot

Situated near local landmarks, our branch is not just a place to bank; it's part of your everyday life. Whether you're coming from work or running errands, you'll find us conveniently located for easy access. Plus, we have ample parking available so you can visit us hassle-free.

Accessibility for Everyone

We believe that banking should be accessible for all. Our branch features ADA-compliant facilities, ensuring everyone can visit comfortably. If you need assistance or have questions about our services, don't hesitate to reach out at (313) 336-2700. In summary, whether you're looking for a quick transaction or need help with your financial planning, the team at Dfcu Financial is here for you. We invite you to visit us at 4099 Tamiami Trl N Ste 100 Naples Fl 34103 or give us a call today!

Banking Made Easy

At Dfcu Financial, we strive to make banking easy and welcoming. Our lobby hours are Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM, giving you plenty of time to come in and chat with our friendly staff. If you're on the go, take advantage of our drive-thru service available Monday through Thursday from 8:30 AM to 4 PM and Friday from 8:30 AM to 5 PM.

Services Tailored for You

We offer a wide range of services designed to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more! Need cash? Our ATM is always available for quick withdrawals and balance checks.

Member Eligibility

At Dfcu Financial, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to be part of our community, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This inclusivity means that whether you're just starting out or are a seasoned financial planner, there's a place for you here. Plus, our members enjoy fantastic benefits such as lower loan rates, fewer fees, and personalized service tailored to your needs. Getting started is simple! You can learn more about the eligibility criteria by visiting this link. When you're ready to open an account, just follow the straightforward steps outlined on our website at this page. If you have any questions along the way, feel free to reach out to us at (313) 336-2700. We're excited to welcome you into the Dfcu Financial family at 4099 Tamiami Trl N Ste 100 Naples Fl 34103!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, having reliable merchant services is crucial for smooth transactions. Imagine running your café and being able to accept payments quickly and securely, all while keeping your customers happy. Our merchant services streamline payment processing, allowing you to focus on what matters most growing your business. Located at 4099 Tamiami Trl N Ste 100 Naples Fl 34103 in Naples, FL, we invite you to explore how our business banking solutions can empower your venture. Reach out to us at (313) 336-2700 or visit our website at https://www.dfcufinancial.com/ to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATM services provide easy access to your funds whenever you need them. Plus, our basic drive-thru banking makes deposits and withdrawals simple and efficient. At Dfcu Financial, we strive to create an environment where all members feel valued and supported in achieving their financial goals. If you have questions about any of our services or want assistance in selecting the right option for you, don't hesitate to reach out! Call us at (313) 336-2700 or visit us during our lobby hours: Monday through Thursday from 9 AM - 4 PM and Friday from 9 AM - 5 PM. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to make your dream ride more affordable. With competitive rates and flexible terms, getting behind the wheel is simpler than ever. Our team can guide you through the process to ensure you find a loan that fits your budget.

Business Banking

Running a business comes with its own set of challenges. That's why we offer comprehensive business banking services, including merchant services and business loans. We're here to support local businesses in achieving their goals with tailored financial solutions.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards with rewards program allows you to earn points for every purchase. Use these points towards travel, merchandise, or cash back making every transaction rewarding!

Mortgage Loans & Refinancing

Whether you're buying your first home or looking to refinance, our mortgage loans can help make your homeownership dreams a reality. We understand that this is one of the biggest financial decisions you'll make, which is why we offer personalized service to find the best mortgage solutions for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. Whether it's paying bills or checking balances, everything is just a click away.

Personal Banking

Managing your finances has never been easier with our personal banking options. We offer checking and savings accounts that help you save for the future while giving you easy access to your funds whenever you need them. Imagine having a reliable account that not only supports your day-to-day transactions but also helps you build savings effortlessly.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans provide quick access to cash. With straightforward terms and fast approvals, you can focus on what matters most without financial stress.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to manage your accounts effortlessly. You can view balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application gives you full access to all these features right from your smartphone, making banking as easy as tapping an icon. If you prefer using your computer, our website offers a user-friendly experience that puts everything you need at your fingertips. Security is our top priority. We use advanced encryption technology to keep your information safe while you bank online. Additionally, we offer electronic signature authorization for transactions, giving you peace of mind when signing documents digitally.

Stay Connected with E-Statements and More

No more waiting for paper statements! With our e-statements feature, you'll receive your account statements directly in your inbox quick, eco-friendly, and convenient. You can also take advantage of person-to-person transfers through our platform, making it simple to send money to friends or family without any hassle. And if you're looking for ways to simplify payments, our mobile payments feature lets you pay for purchases directly from your phone. Whether you're grabbing coffee or shopping for groceries, managing your spending has never been easier. At Dfcu Financial, we are committed to providing accessible and straightforward banking solutions that fit into your busy life. Explore our digital banking services today and discover how they can help streamline your financial management!

Financial Strength

Growing Community Trust

We also boast a strong member base with a total of 397,470 share accounts. This shows that more people are trusting us with their finances every day. With net shares amounting to $8,666,109, our funds are well-positioned for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 4099 Tamiami Trl N Ste 100 Naples Fl 34103 or call (313) 336-2700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With 520 full-time employees and 112 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for the Future

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $13,146 in used auto loans and $2,074,000,359 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who are business owners or looking for commercial opportunities, we provide outstanding commercial loans totaling $705,336,826. This capital can be essential for expanding your business or investing in new ventures. Whether you're ready to apply or just exploring your options, our team at Dfcu Financial is here to help guide you through the process. Visit us at our branch located at 4099 Tamiami Trl N Ste 100 Naples Fl 34103 or give us a call at 313-336-2700 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to supporting our members every step of the way as they navigate their financial journeys.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms can fit any budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, allowing you to take that important step toward owning your own home. We offer refinancing options as well; talk to us about eligibility to see how we can assist you further.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,981,747 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every lender included in the comparison has been thoroughly vetted for reliability, which fosters trust in the information presented.

Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans