dfcu Financial Brandon FL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dfcu Financial, your trusted partner in navigating the world of personal and business finance. Located at 1314 Oakfield Dr, Brandon, FL 33511, we have proudly served our community since 1936. With a commitment to member satisfaction, we've grown to support over 241,680 members and manage assets totaling an impressive $6,581,152,544. At Dfcu Financial, we understand that financial needs vary from person to person. Whether you're looking for a new vehicle loan, seeking a mortgage for your dream home, or interested in consolidating debt, our range of services is designed with you in mind. Our dedicated team of 632 employees, led by CEO Ryan Goldberg and Board President James Cowper, is here to provide personalized assistance every step of the way. While members can visit us at our branch location, official correspondence should be sent to 1314 Oakfield Dr, Brandon, FL 33511. We invite you to reach out with any questions or concerns simply call us at 888-336-2700 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Join us as we continue our mission of fostering financial stability and growth in our community. Explore more about what we offer by visiting our website at dfcufinancial.com. Your financial journey starts here!

Branch History & Mission

At Dfcu Financial, we take pride in our rich legacy and commitment to serving the community. Established in 1936, our branch in Brandon, Florida, has grown alongside its members, adapting to their needs while fostering a welcoming environment. Located at 1314 Oakfield Dr, Brandon, FL 33511, we are easily accessible for anyone looking for financial solutions that prioritize personal service. Over the years, Dfcu Financial has become a trusted partner for over 241,680 members and boasts total assets of $6,581,152,544. Our journey began with a simple mission: to provide affordable financial services to our community and empower individuals to achieve their financial goals. This mission continues to guide us as we evolve and expand our offerings. Our commitment extends beyond just providing banking services. We strive to make a positive impact in the Brandon community through various outreach programs and partnerships. We believe that supporting local initiatives not only enriches our members' lives but also strengthens the fabric of our neighborhood. While members can visit us at 1314 Oakfield Dr for all their banking needs, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 9 AM to 5 PM, ensuring that we are available when you need us most. For those who prefer convenience, we offer drive-thru banking for quick transactions. As part of our dedication to accessibility, we embrace modern banking technologies while ensuring ADA compliance. Digital advancements such as online and mobile banking enhance member experiences and make managing finances easier than ever. At Dfcu Financial, our mission is about more than just transactions; it's about building lasting relationships based on trust and support. We invite you to join us in this journey toward financial wellness. Experience firsthand how we can help you reach your goals and become part of a community that cares. If you're ready to take the next step towards better financial health or have any questions about our services, don't hesitate to reach out at 888-336-2700 or visit our website at Dfcu Financial. Let's grow together!

Branch Location & Accessibility

Welcome to Dfcu Financial, your friendly neighborhood credit union located at 1314 Oakfield Dr, Brandon, FL 33511. We're proud to serve the vibrant community of Brandon in Hillsborough County, offering a convenient and accessible banking experience tailored just for you. Whether you're on your way to the nearby Brandon Regional Library or enjoying a day at the scenic Lettuce Lake Park, our branch is just around the corner. At Dfcu Financial, we understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can easily visit us. Plus, with our drive-thru service available, you can handle your banking needs without leaving your vehicle. We're here for you Monday through Friday from 9 AM to 5 PM, making it easy for you to drop by during your lunch break or after work. If you need assistance or have questions about our services, don't hesitate to give us a call at 888-336-2700. While members can visit us at our branch address for all your banking needs like personal and business accounts, auto loans, mortgages, and more official correspondence should be sent to the same location: 1314 Oakfield Dr, Brandon, FL 33511. Come experience the Dfcu Financial difference today! We look forward to welcoming you into our branch and helping you achieve your financial goals.

Member Eligibility

Becoming a member of Dfcu Financial is like joining a friendly neighborhood where your financial well-being is the priority. At Dfcu Financial, located at 1314 Oakfield Dr Brandon Fl 33511, we welcome individuals who live, work, worship, or attend school in our community. It's our way of ensuring that we're all in this together, supporting one another through every financial journey. Whether you're looking for personal banking solutions, auto loans, or even mortgages, our members enjoy exclusive benefits designed to help them thrive. If you're eager to join us, the process is straightforward! You can find all the details on eligibility by visiting http://www.dfcufinancial.com/services/member-perks. Once you know you're eligible, opening an account is just as easy; head over to http://www.dfcufinancial.com/personal/loans/mortgages for step-by-step instructions. If you have any questions or need assistance along the way, don't hesitate to give us a call at (888) 336-2700. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. With our solutions, you can accept payments easily, manage payroll seamlessly, and track sales effectively all while focusing on what you do best: running your business. Visit us at 1314 Oakfield Dr Brandon Fl 33511 in Brandon, FL or call us at (888) 336-2700 to discover how we can help your business thrive today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $979 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $705,336,826, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café wanting to renovate its space or a tech startup needing funds for innovative projects. Our loans provide the financial boost necessary to turn those ideas into reality.

Comprehensive List Of Services

Business Banking Support

For business owners, we provide essential services such as merchant services and business loans tailored specifically for small businesses. We understand that running a business comes with its own set of challenges, so we're here to help simplify your financial tasks.

Convenient Access When You Need It

At Dfcu Financial, we also offer basic drive-thru banking for quick transactions like deposits or withdrawals ideal for those busy days when time is limited. While we do not have ATMs available at this branch location, our online banking features ensure that you can manage your cash flow seamlessly from anywhere. We invite you to explore these services further at our branch or visit us online at https://www.dfcufinancial.com/. If you have any questions or need assistance, feel free to call us at (888) 336-2700 during our operating hours from Monday through Friday, 9 AM to 5 PM. Your financial journey starts here at Dfcu Financial, where we're committed to helping you achieve your goals!

Home Financing Solutions

When it comes to securing your dream home, our mortgage loans and refinancing options are here to assist you every step of the way. We know that buying a home is a significant milestone, and having the right financial partner makes all the difference. Our team is ready to guide you through various loan types and help you find the best fit for your budget.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that cater to all lifestyles. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, and pay bills right from your smartphone or computer. Plus, our e-statements help keep your records organized without the clutter of paper. For those planning to purchase a vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. We understand how important it is to get on the road quickly, so we ensure that the application process is swift and straightforward.

Simplifying Your Finances

If you're facing unexpected expenses or want to consolidate debt, our personal loans offer an easy solution. With low-interest rates and manageable repayment plans, we strive to support you in achieving financial peace of mind. Additionally, our credit cards with rewards allow you to earn benefits while making everyday purchases. It's like getting rewarded for spending money wisely!

Digital & Online Banking

Key Services

Our online banking services are user-friendly and packed with features to enhance your banking experience. Visit us at https://www.dfcufinancial.com/ to explore everything we offer. From electronic signatures for quick loan approvals to e-statements that keep your records organized, we prioritize convenience and security. You can sign documents electronically with ease, ensuring a smooth process without the need for paper. With our mobile application, you can manage your account anytime, anywhere. Need to send money to a friend? Use our person-to-person transfer feature for instant payments right from your phone. Plus, if you're on the move, our mobile payments option allows you to make purchases seamlessly without pulling out your wallet.

Security and Accessibility

Security is at the heart of what we do. Our online banking services are protected by advanced encryption technology, so you can rest easy knowing your information is safe. We also provide e-statements which not only help reduce clutter but also ensure that your financial information is easily accessible when you need it. Managing your finances has never been easier or more accessible. With features like electronic signatures and person-to-person transfers, Dfcu Financial empowers you to handle transactions quickly and efficiently while keeping everything secure. Experience the future of banking today with Dfcu Financial! Sign up or log in to start enjoying all these benefits at https://www.dfcufinancial.com/.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 520 full-time employees and 112 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts stand at an impressive 397,470, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $8,666,109, we're here to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dfcu Financial is your trusted partner. Visit us at 1314 Oakfield Dr Brandon Fl 33511 or call 888-336-2700 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $877,104,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,146 in used auto loans and an impressive $2,074,000,359 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,499,758,774 in share certificates and $1,494,147,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $898,903,531, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1366 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $222,404,050 in used vehicle loans and $68,159,350 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, whether you're purchasing a brand-new vehicle or a reliable used one.

Business Financing

For business owners, our outstanding commercial loans totaling $705,336,826 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,921,508, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right mortgage product for your situation.

Refinancing Options

If you're looking at refinancing options, we've got you covered too! We encourage you to reach out and explore how our loan products can help reduce your monthly payments or free up cash for other priorities. At Dfcu Financial, we are dedicated to helping you navigate your financial needs with ease and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today at (888) 336-2700 or visit us at 1314 Oakfield Dr Brandon Fl 33511 in Brandon, FL to learn more about our loan offerings and find the right solution for you!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $42,981,747 in loans, we're here to help our members manage their finances effectively without the stress of high-interest rates.

Loan Aggregator

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Dfcu Financial

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans