Devils Slide Credit Union Morgan UT | Best Auto Loans & ATM Services

Introduction

At Devils Slide Federal Credit Union, we understand that financial decisions are deeply personal and impactful. Established in 1964, our mission has always been to serve the community of Morgan, UT with integrity and dedication. Located at 243 E 125 N, we invite you to experience a friendly atmosphere where your financial goals are our top priority. For any official correspondence, please use our mailing address: PO Box 588, Morgan, UT 84050. With a strong membership base of 1,673 members and total assets reaching an impressive $19,259,399, we pride ourselves on being a reliable partner in your financial journey. Our commitment is evident through our total deposits of $2,266,132, ensuring that your money is safe and accessible when you need it most. We also offer a variety of loan options with a total of 757 loans and leases available, designed to meet diverse needs from auto financing to personal loans. Led by our CEO, Jill Carrigan, and Board President, Tony London, our team of just 4 dedicated employees strives to provide personalized service tailored to each member's unique situation. We believe in building lasting relationships within our community while maintaining transparency about our operations reflected in our solid net worth of $2,482,436 and cash reserves of $185,173. We're not just a credit union; we're part of the fabric of Morgan. Whether you're looking for checking accounts, auto loans, or online banking services, we have options that work for you. Our aim is to make banking easier and more accessible for everyone. Ready to take the next step? Give us a call at 801-829-6900 or visit our website at devilsslidefcu.org for more information. Join us today and see how we can help you achieve your financial dreams!

Branch History & Mission

A Call to Action

Join us at Devils Slide Federal Credit Union and become part of a community-focused financial family that truly cares about your success. Whether you're looking to open an account, apply for a loan, or simply learn more about what we offer, we're here for you every step of the way. Visit us today or check out our website at devilsslidefcu.org for more information on how we can help you achieve your financial goals!

Community-Centric Mission

Our mission extends beyond just providing financial products; it's about making a difference in the lives of those we serve. We believe that when our members succeed financially, our entire community thrives. This is why we actively engage in partnerships and outreach efforts aimed at uplifting local organizations and supporting various initiatives. Our operating hours are convenient for all open Monday through Friday from 9:00 a.m. to 5:00 p.m. to ensure that you can access your finances when you need them most. While we currently do not offer ATM services or drive-thru banking, our online and mobile banking platforms are designed to make your banking experience easy and accessible.

Our Journey

From the moment we opened our doors nearly six decades ago, our focus has been on providing personalized banking solutions that meet the unique needs of our community. Over the years, we have achieved significant milestones that reflect our commitment to growth and excellence. Today, we proudly offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. While members can visit us at 243 E 125 N Morgan Ut 84050, official correspondence should be sent to PO Box 588, Morgan, UT 84050. This enables us to streamline communications and maintain a connection with our valued members.

Branch Location & Accessibility

Call-to-Action

We invite you to come by and experience the friendly atmosphere at Devils Slide Federal Credit Union. Let us help you achieve your financial goals today!

Contact Us

If you have questions or need assistance before visiting, feel free to call us at 801-829-6900. While our branch address is where you'll find us for in-person visits, please remember that official correspondence should be sent to PO Box 588, Morgan, UT 84050.

Convenient Access

At Devils Slide, we understand that convenience matters. Our location offers ample parking, ensuring you can visit us without hassle. We've also designed our branch to be accessible for everyone, featuring ADA-compliant ramps and entrances to accommodate all our members.

Operating Hours

We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., so you can stop by at a time that works best for you. Our dedicated team is ready to assist with a variety of personal banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards.

Member Eligibility

At Devils Slide, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is simple and welcoming, making you part of a caring community. If you live, work, or attend school in Morgan County, you're likely eligible to join us! Not only will you enjoy a range of personal banking options like checking and savings accounts, but you'll also benefit from competitive loan rates and personalized service. For detailed eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account is easy! Just give us a call at (801) 829-6900, or visit us at our branch located at 243 E 125 N Morgan Ut 84050 during our operating hours. We can't wait to welcome you into the Devils Slide family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced marketplace, efficient payment processing is crucial for success. Our merchant services offer easy payment solutions that help you manage transactions smoothly, allowing you to focus on what truly matters growing your business. With our user-friendly systems, handling sales has never been simpler. Located at 243 E 125 N in Morgan, UT, our team at Devils Slide is ready to partner with you on your journey. Whether you're looking for financing or payment solutions, we're here to help every step of the way. Reach out to us at 801-829-6900 or visit our website at Devils Slide Federal Credit Union for more information.

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any commercial loans, we're here to discuss future possibilities and explore options that could benefit your business needs.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, having access to banking services anytime is crucial. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. Pay bills, transfer funds, or check your balance without needing to visit a branch. Additionally, we provide options for cash withdrawals through various channels ensuring you have access when you need it most. Even if we don't have ATMs on-site, our network allows for easy access across different locations.

Get in Touch

With operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday, our friendly staff is always ready to assist you with any questions about our offerings. You can reach us at 801-829-6900 for more information or visit us online at Devils Slide Federal Credit Union. We invite you to explore how Devils Slide Federal Credit Union can be a part of your financial journey! Join us today and experience the difference of personalized service tailored just for you.

Personal Banking Services

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include both checking and savings accounts designed for everyday use. Whether you're saving for a special occasion or need easy access to your funds, we have options that will work for you. In addition to standard accounts, we offer auto loans and vehicle financing for those looking to purchase a new or used vehicle. With competitive rates and flexible terms, getting behind the wheel has never been easier. When it comes to your home, our mortgage loans and refinancing options can help you secure the perfect space or make changes to your existing loan. We're here to guide you through the process, making homeownership attainable. If you're facing unexpected expenses or want to consolidate debt, consider our personal loans and debt consolidation options. These services can provide the financial relief you need while simplifying your payments into one manageable amount.

Rewards and Business Banking

For those who enjoy using credit cards, our credit cards with rewards offer not just purchasing power but also benefits that can enhance your lifestyle. Earn points on every dollar spent and redeem them for travel, merchandise, or cash back! Our commitment extends beyond individual members; we also cater to businesses with our business banking services. From merchant services that simplify transactions to business loans that support growth, we're here to help you thrive.

Digital & Online Banking

Key Features

Imagine checking your balance, transferring funds, or paying bills anytime, anywhere. Our 24/7 online banking services allow you to stay on top of your financial game around the clock. Whether you're using your computer or our mobile application, you can easily access your accounts, view transaction history, and more. Want to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your smartphone. Plus, if you're looking for quick insights into your spending, our e-statements are available to help you keep track without the clutter of paper.

Security & Accessibility

We prioritize your security with user-friendly features that ensure safe transactions. You won't need electronic signature authorization for most tasks, allowing for quick and easy interactions. And if you prefer making payments right from your phone, our mobile payments feature lets you do just that hassle-free. Our commitment is to make banking simple and accessible for everyone. With Devils Slide, managing your finances is not just about numbers; it's about giving you peace of mind knowing that everything is just a click away. Join us today and experience how easy banking can be!

Financial Strength

A Strong Foundation

With a net worth of $2,482,436, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Trust

We currently serve 1,673 members with a total of 2,436 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Devils Slide is your trusted partner. Visit us at 243 E 125 N Morgan Ut 84050 or call 801-829-6900 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our commitment to supporting your financial goals is reflected in our lending capacity. We have $7,511,977 in total loans and leases, which includes $401 in used auto loans. This range of financing options ensures that whether you're buying a car or looking for personal loans or mortgages, we've got you covered.

Member-Centric Resources

Members' savings are secured through $8,011,557 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $2,265,532 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 part-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,130,414 in used vehicle loans and $1,433,787 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we are here to assist you every step of the way.

Credit Lines

For those looking for extra flexibility in managing their finances, we provide credit lines totaling $2,000,000. This option allows you to access funds when you need them most while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team can guide you through other financing options tailored for your situation.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our knowledgeable staff at 243 E 125 N Morgan Ut 84050 can help clarify any questions and guide you through the process. For more information about our loan offerings or to discuss your specific needs with one of our representatives, please call us at 801-829-6900 during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is important to us at Devils Slide!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product can be an excellent way to cover unexpected expenses without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that all users get equal access to information without hidden agendas. - Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. You won't have to worry about outdated or misleading information affecting your choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in finding the best loan options available. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh takes the guesswork out of loan shopping by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that you receive fair and transparent offers tailored to your needs.

DEVILS SLIDE FEDERAL CREDIT UNION - Morgan, UT