Detour Drummond Community Credit Union Drummond Island MI | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Detour Drummond Community Credit Union, your trusted financial partner located at 34857 S Townline Rd, Drummond Island, MI 49726. Established in 1960, we have proudly served our community for over six decades, helping individuals and families achieve their financial goals. With a strong commitment to our members, we currently boast a membership of 2,089 and manage total assets of $37,564,370. At Detour Drummond Community Credit Union, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With total loans amounting to 791 and deposits reaching $4,519,408, our focus is on providing you with the best solutions for your financial life. Our dedicated team of 12 employees, led by CEO Hilary Fountain and Board President Eldon Seaman, is here to support you every step of the way. Whether you're looking for personal banking solutions or business services, we are committed to making your experience smooth and rewarding. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 34857 S Townline Rd, Drummond Island, MI 49726-9486. We invite you to explore our website at ddccu.com for more information about our services or give us a call at 906-493-5263. Experience the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

Community Focus

Our roots run deep in Drummond Island. We take pride in giving back to our community through partnerships and outreach programs that uplift local initiatives. By collaborating with various organizations, we ensure that our efforts resonate with the values of our members. While members can visit us at 34857 S Townline Rd for face-to-face service during our operating hours from 8:30 AM to 4:30 PM Monday through Friday, official correspondence should be sent to 34857 S Townline Rd, Drummond Island, MI 49726-9486 if needed. With convenient ATM availability and drive-thru banking options also at your service, we ensure that accessing your funds is hassle-free.

Join Us

As we continue to grow and serve the wonderful residents of Drummond Island and beyond, we invite you to join the Detour Drummond Community family. Experience firsthand how we blend financial expertise with heartfelt community care. Your journey towards better financial health starts here visit us today or check out more about becoming a member at ddccu.com. Together, let's build a brighter future!

Our Mission

At Detour Drummond Community Credit Union, our mission is simple yet profound: we strive to empower our members through accessible financial services while fostering a sense of belonging. We believe in the power of community support and aim to make a positive impact on the lives of those we serve. Whether it's helping families achieve their dreams through auto loans or providing educational resources about personal finance, we are here every step of the way. We understand that banking should be convenient and user-friendly. That's why we offer various services including personal banking options like checking and savings accounts, auto financing, mortgage loans, credit cards with rewards, and business banking solutions. Our commitment extends beyond traditional banking; we also provide online and mobile banking options for ease of access.

Branch Location & Accessibility

Welcome to the Detour Drummond Community Credit Union! Conveniently located at 34857 S Townline Rd in beautiful Drummond Island, MI, our branch is here to serve you with a variety of banking solutions tailored to meet your needs. Whether you're stopping by for personal banking or exploring options for auto loans and mortgages, our friendly team is ready to assist you. If you need to send us any official correspondence, please use our mailing address: 34857 S Townline Rd, Drummond Island, MI 49726-9486. Our branch sits near local landmarks, making it easy to find as you navigate the island. With plenty of parking available and ADA-compliant features like ramps for easy access, we ensure that every member feels welcome. Our operating hours are Monday through Friday from 8:30 AM to 4:00 PM, allowing you ample time to visit us during your day. Need cash on the go? We have an ATM on-site for your convenience. Plus, if you're in a hurry, our drive-thru banking service makes it simple to conduct quick transactions without leaving your vehicle. At Detour Drummond Community Credit Union, we pride ourselves on offering shared services for partner credit union members and basic ATM access for withdrawals and balance checks. We're committed to providing a range of services that make banking easier for everyone. Ready to experience exceptional service? Call us at 906-493-5263 or stop by today! We look forward to seeing you soon!

Member Eligibility

At Detour Drummond Community, we believe that joining our community should feel like coming home. If you live, work, worship, or attend school in Chippewa County or are related to someone who is a member, you're already on your way to becoming part of our family! We welcome everyone who meets these simple criteria, so you can enjoy the many benefits of membership, like personalized service and competitive rates on loans and savings. For more detailed information about eligibility, feel free to check out our website at http://www.ddccu.com/membership. Opening an account with us is straightforward and welcoming. You can start your journey by visiting us at 34857 S Townline Rd Drummond Island Mi 49726 or calling us at (906) 493-5263 for any questions. Ready to take the next step? Find all the details on how to open an account through this link: http://www.ddccu.com/go.php?bid=5. We can't wait to have you with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $71,327, we continue to drive economic growth by financing new and expanding businesses. Imagine securing the funds needed to launch that new product line or invest in essential equipment. Our member-focused approach ensures you have access to the financial resources you need, when you need them.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: your customers can easily pay for their purchases using various methods, from credit cards to mobile payments. This not only enhances their shopping experience but also helps you boost sales. Located conveniently at 34857 S Townline Rd Drummond Island Mi 49726, Drummond Island, MI 49726, we're here to assist local businesses in thriving within the community. For inquiries, feel free to call us at (906) 493-5263. Join us at Detour Drummond Community Credit Union and discover how we can partner in your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you just need quick access to cash or assistance with simple transactions. Our branch offers an ATM for easy cash withdrawals, along with basic drive-thru banking services for deposits and withdrawals.

Business Banking Services

For our local entrepreneurs, we understand that running a business comes with its own set of challenges. That's why we provide comprehensive Business Banking solutions, including essential Merchant Services and tailored Business Loans to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. With features like online bill pay, account transfers, and balance checks, banking has never been easier.

Credit Options

Credit cards can be powerful financial tools when used wisely. At Detour Drummond Community, we offer Credit Cards with Rewards that not only serve as a payment method but also provide benefits for everyday purchases.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing options are designed to assist you every step of the way. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, we're here to guide you through the process.

Personal Banking Solutions

Managing your finances should be straightforward and stress-free. That's why we offer various Personal Banking options, including Checking & Savings Accounts that help you manage your day-to-day expenses and savings goals. If you're looking to make a big purchase or consolidate debt, our Personal Loans & Debt Consolidation services can provide the support you need. For those eyeing new wheels, our Auto Loans & Vehicle Financing is tailored to help you get on the road quickly with favorable terms.

Shared Branching Options

If you're part of another credit union, don't worry! We participate in basic shared branch transactions, allowing members from partner credit unions to make deposits and withdrawals easily. At Detour Drummond Community, we prioritize making your banking experience smooth and accessible. For any questions or if you'd like more details about how our services can benefit you, please feel free to call us at (906) 493-5263 or visit us at our location in Drummond Island, MI. Join us today and discover how we can support your financial journey!

Digital & Online Banking

Convenience at Your Fingertips

Whether you're at home or out running errands, our online banking services provide the flexibility you need. Want to make payments or check recent transactions? You can do it all with just a few taps on your phone or clicks on your computer. Our goal is to empower you with real-time account management while keeping everything secure. With digital solutions like these, Detour Drummond Community is committed to making banking easier for you. Experience the benefits of modern banking today!

Key Features of Our Digital Banking Services

Our online banking system is user-friendly and packed with features to help you stay in control of your finances. You can quickly check your account balances, transfer funds, and pay bills without ever stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you're on the go, our mobile application allows you to access all these services right from your smartphone. We also prioritize your security with electronic signature authorization, ensuring that your transactions are safe and protected. For those who prefer going paperless, e-statements are available, allowing you to view your account activity conveniently without cluttering your mailbox.

Financial Strength

At Detour Drummond Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial strength, which showcases our commitment to serving you with confidence. With a net worth of $6,412,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,706 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,017,362 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,167,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $189 in used auto loans and $16,929,054 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $233,022, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to transparency is crucial; therefore, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Total Share and Deposit Accounts stand at 4,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Detour Drummond Community is your trusted partner. Visit us at 34857 S Townline Rd Drummond Island Mi 49726 or call (906) 493-5263 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,285,167 in used vehicle loans and $1,403,670 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your budget. Plus, our refinancing options are available if you're looking to lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $71,327 provide the capital needed to grow and expand. If you're looking to start or enhance your business operations, we're here to support you every step of the way. Our team at Detour Drummond Community is dedicated to finding the right loan solution for you. To learn more about eligibility and how you can benefit from our offerings, feel free to reach out at (906) 493-5263 or visit us at our branch located at 34857 S Townline Rd, Drummond Island, MI 49726. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing that fits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, meaning we can help you explore potential pathways toward securing a place you can call home.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our flexible terms on unsecured credit card loans. We have a total of $86,796 in unsecured credit card loans helping members manage their finances effectively. Whether it's for unexpected costs or planned purchases, our credit card offerings are designed with your spending habits in mind.

Loan Aggregator

Ensuring Accurate Comparisons

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