Detour Drummond Community Credit Union De Tour Village MI | Affordable Vehicle Loans & Quick Personal Banking

Introduction

Welcome to Detour Drummond Community Credit Union, your trusted financial partner located at 176 Elizabeth St, De Tour Village, MI 49725. Established in 1960, we have proudly served our community for over six decades, fostering a strong sense of belonging among our 2,089 members. Our commitment to you goes beyond just banking; we aim to enrich lives through personalized financial solutions and community engagement. At Detour Drummond Community, we're not just about numbers. We manage total assets of $37,564,370, ensuring stability and growth for our members' investments. With $4,519,408 in total deposits and a net worth of $6,412,095, we offer a safe haven for your savings. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards tailored to your needs. Led by our dedicated CEO, Hilary Fountain, and Board President Eldon Seaman, our team of 12 employees is here to provide exceptional service. Whether you're looking to secure a new vehicle with one of our 791 loans or need assistance with online banking, we're here for you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 176 Elizabeth St, De Tour Village, MI 49725-5021. We're excited to serve you from Monday through Friday from 8:30 AM to 4:30 PM, making banking convenient for your busy life. Join us today at Detour Drummond Community Credit Union and experience the difference that comes with being part of a community-focused credit union. If you have questions or need assistance, feel free to give us a call at 906-297-5045. Your financial journey starts here!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we've embraced digital advancements like online banking and mobile applications. These tools make managing your finances easier than ever before. Additionally, we maintain ADA compliance to ensure accessibility for all members. We also offer shared service center options so you can take care of your banking needs conveniently.

Community Engagement

We believe in giving back to the community that supports us. Through partnerships with local organizations and outreach efforts, we're actively involved in promoting financial literacy and improving the quality of life in De Tour Village. Our goal is not only to be your trusted bank but also a pillar of support for the entire community. Join us today at Detour Drummond Community Credit Union and experience firsthand how we're making a difference one member at a time! For more information or to open an account online, visit our website or call us at (906) 297-5045. Together, let's build a brighter future!

Mission Statement

Our mission goes beyond just providing financial services. We aim to empower our members through education and support while contributing positively to the local community. We understand that each member's journey is unique; hence, we offer a variety of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We're committed to ensuring everyone in our community has access to the resources they need to thrive. While you can reach us at our branch location for all your banking needs, official correspondence should be sent to the same address: 176 Elizabeth St, De Tour Village, MI 49725-5021.

Our Journey

From our modest beginnings, we have evolved into a trusted financial partner for over 2,000 members. Today, we manage total assets of $37,564,370, showcasing our commitment to prudent financial practices and community investment. Our branch is located at 176 Elizabeth St De Tour Village, MI 49725 an accessible and welcoming space for individuals and families seeking financial solutions. Whether you're visiting us for personal banking or business needs, our friendly staff is here to help.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, feel free to give us a call at 906-297-5045. We're here to help you achieve your financial goals with personalized service and support. Come visit us today at Detour Drummond Community Credit Union where your community bank cares!

Nearby Landmarks and Accessibility Features

Situated near popular landmarks in De Tour Village, you can find us just a short walk from the scenic waterfront. Our location boasts ample parking, making it easy for you to visit us without any hassle. We are committed to accessibility, featuring ADA-compliant entrances and ramps that ensure everyone can access our services comfortably.

Operating Hours and Services Offered

We invite you to stop by during our lobby hours, open from 8:30 AM to 4:30 PM Monday through Friday. Our dedicated team is here to assist you with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more. Plus, we offer convenient ATM access for quick cash withdrawals and balance checks. While members can visit us at 176 Elizabeth St, official correspondence should be sent to the same address as our mailing address is the same. If you're looking for additional services such as basic shared transactions for partner credit union members, we've got you covered!

Member Eligibility

At Detour Drummond Community, we believe that becoming a member means joining a community where you can feel supported and valued. If you're looking to take part in what we offer, you're in the right place! Membership is open to anyone who lives, works, or worships in our local area, making it easy for you to join us. Plus, we extend membership to your family members too, creating a welcoming environment for everyone. By choosing Detour Drummond Community, you'll enjoy personalized financial services, competitive rates on loans, and exclusive member benefits that help you reach your financial goals. Getting started is simple! You can find all the detailed eligibility criteria by visiting http://www.ddccu.com/membership. Once you're ready to open an account, just follow the instructions at http://www.ddccu.com/go.php?bid=5. If you have any questions or need assistance along the way, don't hesitate to give us a call at (906) 297-5045. We look forward to welcoming you into our Detour Drummond Community family at 176 Elizabeth St De Tour Village Mi 49725!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $71,327, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to launch your dream project or expand your operations. Whether you're looking for a new piece of equipment or need funds to cover operational costs, our loans are here to help you achieve your goals.

Merchant Services That Make Transactions Easy

In addition to financing, we also provide essential merchant services that simplify how you handle payments. Picture this: a busy Saturday at your café, with customers eager to pay for their delicious meals. Our merchant services streamline transactions, making it easy for you to process payments quickly and efficiently, leaving you more time to focus on serving your customers. Located at 176 Elizabeth St De Tour Village Mi 49725 in De Tour Village, MI, our team is ready to help you navigate your business banking needs. Contact us at (906) 297-5045 today to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer specialized services such as merchant services and business loans. These tools can help streamline your operations and support your growth ambitions.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we offer robust online and mobile banking features. Check balances, pay bills, and transfer funds anytime, anywhere. Plus, with our ATM services, withdrawing cash has never been easier simply find one of our conveniently located ATMs for quick access.

Personal Banking

For those looking to manage their personal finances, our checking and savings accounts offer flexible options that fit your lifestyle. Need to make a big purchase? Our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options will guide you through the process with ease. Planning to consolidate debt? We also provide personal loans tailored for that purpose, allowing you to simplify your financial responsibilities. And if you want a credit card that rewards your spending, our credit cards with rewards can give you cash back on purchases you already make.

Shared Branch Services

We understand that convenience matters. That's why we participate in shared branch transactions, allowing members from partner credit unions to make deposits and withdrawals seamlessly. This means even if you're away from home, accessing your funds remains hassle-free.

Your Financial Partner

At Detour Drummond Community Credit Union, we are more than just a financial institution; we're a community partner dedicated to helping you achieve your financial goals. Our friendly staff is always ready to assist you with any questions or concerns. Ready to explore what we have to offer? Give us a call at 906-297-5045, or visit us online at ddccu.com for more information about our services and how you can become a member today!

Digital & Online Banking

Accessibility and Ease of Use

Managing your accounts has never been easier. Whether you're at home or out running errands, you can access your account information in real-time through our mobile application. With everything designed to fit seamlessly into your lifestyle, you'll have more time for what really matters. Join us at Detour Drummond Community and experience how our digital banking solutions make life easier. Visit us online at https://www.ddccu.com/ today!

Key Features

We know security is a top priority for you. That's why we offer electronic signature authorization for added protection when handling important transactions. You can also choose to receive e-statements, which not only helps you stay organized but also reduces paper waste making it an eco-friendly option! Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and safely send funds without any hassle. And if you're out shopping, although mobile payments aren't available just yet, our app supports various payment methods for your convenience.

Financial Strength

At Detour Drummond Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your trust by maintaining strong financial health, which allows us to offer better rates, lower fees, and enhanced services tailored for our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $6,412,095, we maintain strong financial health, allowing us to serve you with confidence. Our net worth ratio of 17.06% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,017,362 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,167,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,692,905 in total loans & leases including 189 used auto loans. Our operational efficiency is reflected in our net income of $233,022, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $85,337. Total Share Accounts: 4,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Detour Drummond Community is your trusted partner. Visit us at 176 Elizabeth St De Tour Village MI 49725 or call 906-297-5045 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,285,167 in used vehicle loans and $1,403,670 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you find a plan that fits your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $71,327 provide the capital needed to expand your operations. Whether you need funding for equipment or working capital, we can help you explore your options. Our commitment extends beyond just offering loans; we also provide resources for refinancing and eligibility options that can make your borrowing experience even smoother. If you're ready to learn more about how we can assist you with our loan offerings at Detour Drummond Community Credit Union located at 176 Elizabeth St De Tour Village MI 49725, please don't hesitate to reach out at (906) 297-5045. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our knowledgeable staff can assist you in exploring other mortgage options that may be right for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,796 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

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