Destinations Credit Union Randallstown MD | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Destinations Credit Union, your trusted financial partner located at 5401 Old Court Rd, Randallstown, MD 21133. Since our establishment in 1935, we have been dedicated to serving our community with integrity and care. With a robust membership of 5,966 individuals, we pride ourselves on being more than just a credit union; we're a family that supports each other's financial goals. As of now, our total assets stand at an impressive $64,837,539, reflecting our commitment to stability and growth for our members. We offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to specialized loans for vehicles and mortgages. With $3,899,650 in total deposits and a solid net worth of $8,736,382, you can trust that your money is safe with us. Our leadership team is here to guide you: CEO Brian Vittek and Board President Elizabeth Kreider are committed to ensuring you receive the best possible service. Our friendly staff of 17 employees is ready to assist you during lobby hours from Tuesday to Friday. While members can visit us at our branch location, official correspondence should be sent to the same address: 5401 Old Court Rd, Randallstown, MD 21133-5103. We invite you to explore the benefits of membership with us. Whether you're looking for competitive loan rates or simply want assistance managing your finances, don't hesitate to reach out. Call us at 410-521-2200 or visit our website at Destinations Credit Union today! Together, let's chart a course towards your financial dreams!

Branch History & Mission

Community Commitment

While members can visit us at 5401 Old Court Rd, official correspondence should be sent to 5401 Old Court Rd, Randallstown, MD 21133-5103 if you need to reach us by mail. We understand that accessibility is key; however, please note that we currently do not have ATM or drive-thru services available. Our operating hours are designed for your convenience: we're open on Tuesday from 8 AM to 3 PM and Thursday through Friday during the same hours. We close daily for lunch from 11:30 AM to 12 PM. As part of our commitment to staying up-to-date with technology, we offer online and mobile banking services for easy account management anytime you need it. We prioritize accessibility for all members and ensure compliance with ADA standards so everyone can benefit from our offerings.

Join Us

We invite you to experience the benefits of membership at Destinations Credit Union. With a focus on personal service and community support, we're here to help you navigate your financial journey effectively. Whether you're looking for loans or savings options tailored just for you, come visit us or reach out at 410-521-2200 today! Together, let's build a brighter financial future for everyone in Randallstown and beyond.

Our Mission

Our mission at Destinations Credit Union is simple yet impactful: to empower individuals and families through accessible financial solutions while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals. That's why we offer a range of services from personal banking and auto loans to mortgages and credit cards with rewards. We are committed to supporting our members beyond just banking transactions. Through various outreach efforts and partnerships within the community, we strive to make a positive difference in the lives of those around us. Whether it's hosting financial education workshops or participating in local events, we aim to be an active participant in helping Randallstown thrive.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 410-521-2200. Our dedicated staff is always happy to assist you with any inquiries or concerns you may have. We invite you to visit us today and experience the friendly service that sets Destinations Credit Union apart! Your journey towards financial well-being starts right here.

Operating Hours

We know that your time is valuable! That's why we offer flexible hours for your convenience. You can visit us Tuesday through Friday from 8:00 AM to 3:00 PM, with a break for lunch from 11:30 AM to 12:00 PM. Whether you're stopping by to open a new account or need assistance with loans and services, we're ready to help during these hours.

Services Offered

At Destinations Credit Union, we provide a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage options, we've got you covered. We also offer online and mobile banking services for those who prefer managing their finances on the go.

Member Eligibility

At Destinations Credit Union, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to be part of this supportive community, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're a long-time resident or new to the neighborhood, we welcome you with open arms! By joining us at Destinations Credit Union, you'll gain access to a range of fantastic services designed to help you achieve your financial goals, from personal loans and credit cards to savings accounts and more. The process of becoming a member is easy and straightforward. You can find all the details regarding eligibility on our website at https://forms.joinmycu.com/mop/274/newmember/eligibility. Once you've checked that you're eligible, opening an account is just as simple! Feel free to give us a call at (410) 521-2200 for any questions or visit our website for step-by-step instructions on how to get started at http://www.destinationscu.org/news-events,https://destinationscu.groovecar.com/,https://applynow.destinationscu.org/,https://mortgages.cumortgage.net/apply.asp?siteid=a7476438-8ce5-4015-a01e-5a027fa6957d,/checking,https://applynow.destinationscu.org/,/credit-cards#rewards,/home-equity-line-of-credit-heloc. We can't wait to welcome you into our community at Destinations Credit Union, located at 5401 Old Court Rd Randallstown Md 21133!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive landscape, having the right tools can make all the difference. Our merchant services offer practical benefits that help streamline your operations. From efficient payment processing systems to user-friendly online banking platforms, we equip you with the resources needed to enhance customer satisfaction and improve cash flow. Explore how Destinations Credit Union, located at 5401 Old Court Rd Randallstown Md 21133 in Randallstown, MD, can empower your business today. For more information or to speak with one of our representatives, call us at (410) 521-2200. Your success is our priority!

Comprehensive List Of Services

Business Banking

For small businesses looking to thrive, we offer tailored solutions including merchant services and business loans. Our goal is to support local entrepreneurs like you in achieving success by providing the right financial tools.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, our digital platform makes banking easier than ever before. Although we do not currently have ATM facilities at this branch, our mobile payment options ensure that cash withdrawal services are still accessible wherever you go. At Destinations Credit Union, we're more than just a credit union; we're your partner in navigating life's financial challenges. Visit us at 5401 Old Court Rd Randallstown Md 21133, call us at (410) 521-2200, or explore our website here for more information about how we can assist you today. Let's work together towards securing your financial future!

Personal Banking

Our personal banking services offer you the flexibility and support you need. With checking and savings accounts, you can manage your day-to-day finances with ease. Our accounts come with no hidden fees and competitive interest rates, making it simple for you to grow your savings while enjoying easy access to your funds. If you're considering purchasing a new car or need assistance with vehicle financing, our auto loans are tailored just for you. We provide competitive rates and flexible terms to fit your budget. When it comes to homeownership, our mortgage loans and refinancing options can help make your dream of owning a home a reality. Whether you're buying your first home or looking to refinance an existing mortgage, our experienced team is here to guide you through every step of the process. For those unexpected expenses or plans that require extra funds, consider our personal loans for debt consolidation or other personal needs. We strive to offer affordable solutions that make sense for your lifestyle. Additionally, enjoy the benefits of our credit cards with rewards! Earn points on everyday purchases while enjoying low rates perfect for building credit or managing expenses.

Digital & Online Banking

Key Features

One of the standout features of our digital services is the ability to access e-statements. No more waiting for paper statements in the mail; you can receive your account statements electronically, which not only saves time but also helps the environment. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. For those who love using their smartphones, our mobile application offers a robust banking experience right in your pocket. You can enjoy mobile payments, allowing you to make purchases quickly and securely without needing cash or cards. Additionally, our person-to-person transfer feature enables you to send money to friends and family instantly perfect for splitting bills or sending gifts. Your security is our priority. We ensure that all transactions are protected so you can bank with peace of mind. Whether you're checking your balance late at night or making an urgent payment while on the go, you can trust that Destinations Credit Union has you covered. In today's fast-paced world, having access to reliable and efficient banking tools is crucial. With our digital and online banking services, managing your money has never been easier or more secure. Join us today at Destinations Credit Union and experience banking designed for your lifestyle!

Financial Strength

Committed Team

We also take pride in having 17 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 13,821, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Destinations Credit Union is your trusted partner. Visit us at 5401 Old Court Rd Randallstown Md 21133 or call (410) 521-2200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Lending Power

Our lending capacity supports members' financial goals across various sectors with $566 in used auto loans and $30,339,790 in total loans and leases. This means we can help you find the right financing solution when you need it most. Furthermore, our $108,380 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,897,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Options

Members' savings are secured through $12,707,484 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, our focus remains on maximizing your savings potential.

Strong Financial Position

With a net worth of $8,736,382, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,377,597 in used vehicle loans and $3,974,128 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our financing options will support your journey.

Credit Lines

For those who need extra flexibility, our credit lines amounting to $19,760,306 can serve as an ideal solution for managing cash flow and unexpected expenses. This option gives you access to funds without needing to apply for a new loan every time. At Destinations Credit Union, we believe in making financial services accessible and straightforward. If you're interested in refinancing or exploring eligibility options for any of our loans, feel free to reach out at 410-521-2200. Our friendly staff is here to help guide you through every step of the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,149,850, make buying or refinancing simple. We guide you through the process so you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,531,028 in loans helping members manage their finances effectively. These cards are designed to provide you with quick access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers.