Destinations Credit Union Baltimore MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Destinations Credit Union, your trusted financial partner located at 8767 Satyr Hill Rd, Baltimore, MD 21234. Since our establishment in 1935, we have proudly served our community, growing to a strong membership base of 5,966 members. With total assets amounting to $64,837,539, we are dedicated to providing quality financial services tailored to meet the needs of individuals and families alike. At Destinations Credit Union, we believe in making a positive impact within our community. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment is reflected in our total deposits of $3,899,650 and net worth of $8,736,382, ensuring that your finances are in safe hands. Our leadership team is here to support you on your financial journey. Under the guidance of CEO Brian Vittek and Board President Elizabeth Kreider, our team of 17 employees is ready to assist you with personalized service. Whether you're looking for a new checking account or seeking advice on a loan, we're here for you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 8767 Satyr Hill Rd, Baltimore, MD 21234. We invite you to explore what we have to offer by visiting our website at destinationscu.org. If you have any questions or would like to speak with one of our representatives directly, feel free to call us at 410-663-2500. Come discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Our Community

At Destinations Credit Union, we take pride in our commitment to community engagement. We regularly partner with local organizations and participate in outreach programs that uplift those around us. Whether it's hosting financial literacy workshops or sponsoring youth sports teams, we strive to enrich the lives of our members beyond traditional banking. As technology evolves, so do we. Our branch embraces digital advancements like online banking and mobile payment options to ensure that accessing your finances is convenient and secure. Additionally, we are proud of our ADA-compliant facilities that welcome all members of the community.

Our Journey

Since our inception, Destinations Credit Union has evolved significantly. Initially established to support local families and businesses, we've grown into a trusted financial institution with total assets reaching an impressive $64,837,539. Throughout our journey, we have remained focused on delivering personalized service and fostering strong relationships within our community. Our mission is simple yet profound: to empower our members through accessible financial solutions while actively supporting local initiatives. We believe in not just providing banking services but also making a meaningful impact in the neighborhoods we serve. From offering competitive loan rates to supporting community events, our goal is to be a pillar of strength for Baltimore residents.

Visit Us Today!

While you can always reach us at 410-663-2500, we encourage you to visit us in person at our Baltimore location. Our operating hours are Monday through Thursday from 8:30 AM to 3:00 PM, Friday from 8:30 AM to 4:30 PM, and Saturday from 8:30 AM to 1 PM. If you wish to send us any official correspondence, please note that it should be addressed to 8767 Satyr Hill Rd, Baltimore, MD 21234. Join us at Destinations Credit Union, where your financial journey is supported by a dedicated team ready to help you achieve your goals. Experience the difference of being part of a credit union that truly cares about its members and its community!

Branch Location & Accessibility

Accessibility and Nearby Landmarks

When you visit us, you'll find ample parking available right outside our branch. We are committed to ensuring that everyone can access our services comfortably, which is why our facility is ADA compliant, featuring ramps and accessible entrances. While you're here, consider checking out nearby landmarks such as the scenic Loch Raven Reservoir or the bustling shopping options at Towson Town Center both just a short drive away!

Call to Action

We invite you to stop by Destinations Credit Union today! Our team is ready to assist you with any questions or services you may need. Feel free to give us a call at 410-663-2500 if you prefer to speak with us first. Your journey towards better banking starts here!

Operating Hours and Services

Our doors are open for your banking needs from Monday to Thursday between 8:30 AM and 3:00 PM, with extended hours on Friday until 4:30 PM and Saturday until 1 PM. We know life can be busy, so we strive to offer flexible hours that fit your schedule. At Destinations Credit Union, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we are here to help you achieve your financial goals. Plus, enjoy convenient ATM access and basic drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

At Destinations Credit Union, we believe that everyone deserves a financial partner who truly cares. Joining our credit union community is simple and welcoming! If you're a resident of Baltimore or have family members who are, you're likely eligible to become a member. We also extend membership to employees of certain organizations, making it easy for many to join our supportive family. By choosing Destinations Credit Union, you gain access to a range of benefits including personalized service, lower loan rates, and convenient banking options. Ready to take the next step? Opening an account is straightforward. You can find all the details on how to become a member by visiting our eligibility page at https://forms.joinmycu.com/mop/274/newmember/eligibility . If you have any questions or need assistance, feel free to call us at (410) 663-2500. We're here for you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that simplifies payment processing so you can focus on what you do best running your business. Our merchant services make it easy for your customers to pay, whether they're using credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also boosts your sales potential. Located at 8767 Satyr Hill Rd Baltimore Md 21234 in Baltimore, MD, we invite you to discover how our comprehensive business banking services can help you achieve your goals. Contact us at (410) 663-2500 or visit our website for more information.

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

For those who prefer visiting us in person, we have an ATM available for quick cash withdrawals and balance checks. Our basic drive-thru banking service makes it easy to handle deposits, withdrawals, and other simple transactions without leaving your car. With operating hours that fit into busy schedules Monday through Thursday from 8:30 AM to 3:00 PM, Friday from 8:30 AM to 4:30 PM, and Saturday from 8:30 AM to 1 PM we strive to be there when you need us most.

Business Banking Solutions

If you're a business owner, our business banking services are here to support you too! From merchant services that make transactions smooth for your customers to business loans that fuel growth and innovation, we have the tools you need to succeed.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why at Destinations Credit Union, we provide robust online and mobile banking options. You can manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. Enjoy features like person-to-person payments and e-statements for easy tracking of your finances.

Let's Get Started!

At Destinations Credit Union, we're excited about helping you navigate your financial journey with ease and confidence. To learn more about how our services can benefit you or to speak with one of our knowledgeable representatives, feel free to call us at (410) 663-2500 or visit our website at Main Branch/office. Join us today and take the first step towards achieving your financial dreams!

Personal Banking Made Easy

We understand that everyone has unique financial needs. That's why we offer various personal banking options, including checking and savings accounts designed for everyday use. Our auto loans and vehicle financing solutions ensure you can drive away in your dream car without hassle. If you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans provide competitive rates and flexible terms tailored to fit your situation.

Supporting Your Financial Journey

Life can throw unexpected challenges your way, which is why we also offer personal loans and debt consolidation services. Whether you need funds for an emergency or want to simplify your monthly payments, our team will work with you to find the best solution. Plus, if you're looking for a credit card that rewards your spending habits, check out our credit cards with rewards program.

Digital & Online Banking

Always Available Support

With our 24/7 online banking services, you're never alone. Whether it's a late-night bill payment or checking your account balance on a weekend, Destinations Credit Union has got you covered. Our easy-to-navigate interface is designed for everyone, making it simple for anyone to manage their finances effectively. Join us at Destinations Credit Union and experience how our digital banking services can make your life easier and more secure!

Key Features of Our Digital Banking Services

Our online banking platform at https://www.destinationscu.org/ allows you to check your balances, pay bills, and transfer money with ease. You can also enjoy the benefits of e-statements, which help you stay organized while being environmentally friendly. If you're always on the go, our mobile application makes banking even easier. You can manage your accounts right from your smartphone and take advantage of mobile payments for quick transactions. For those special moments when you need to send money to a friend or family member, our person-to-person transfer feature lets you do so effortlessly. Plus, we prioritize your security; our electronic signature authorization ensures that your transactions are safe and efficient.

Financial Strength

Commitment to Growth

With $7,897,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $566 in used auto loans and $30,339,790 in total loans and leases. Our operational efficiency is reflected in our $108,380, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 17 full-time employees ready to assist you with a knowledgeable and committed team. While we currently have no part-time employees (0), our dedicated staff ensures that you receive the best service possible every time you visit us. Net Shares (Funds available for lending and investments): $5,850,396 shows how prepared we are to support your financial endeavors. With a total of 13,821 share accounts, it's clear that our growing member base trusts us with their finances.

Member Savings and Investments

Members' savings are secured through $12,707,484 in share certificates, offering stable and rewarding financial growth opportunities. While we do not hold any money market shares currently ($0), we focus on providing various savings options that meet our members' needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $8,736,382, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Destinations Credit Union is your trusted partner. Visit us at 8767 Satyr Hill Rd Baltimore Md 21234 or call (410) 663-2500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,377,597 in used vehicle loans and $3,974,128 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options for you.

Credit Lines and Unsecured Loans

For those looking to manage everyday expenses or consolidate debt, we provide flexible credit lines with a total of $19,760,306 available to our members. Additionally, we also offer unsecured credit card loans, with a total of $2,531,028 in loans helping members manage their finances effectively. Our credit card options come with various rewards and terms designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,149,850, make buying or refinancing simple. We aim to support our members through every step of the mortgage process, ensuring you find the right fit for your needs.

Refinancing Options

If you currently have an existing loan and are looking for better rates or terms, consider our refinancing options. We can help streamline your payments and potentially lower your interest rates. You can find us at 8767 Satyr Hill Rd Baltimore Md 21234, located conveniently in Baltimore, MD. For inquiries or assistance with loan applications, feel free to call us at (410) 663-2500 during our operating hours: Monday through Thursday from 8:30 am to 3:00 pm, Friday from 8:30 am to 4:30 pm, and Saturday from 8:30 am to 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to provide personalized service and help you navigate your financial journey smoothly. Visit our website for more information on how we can assist you today!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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DESTINATIONS CREDIT UNION - Baltimore, MD