Desertview Credit Union Huntington UT | Best Auto Loans & Personal Banking

Introduction

Welcome to Desertview, your trusted financial partner in Huntington, Utah! Located at 196 North Main, we have proudly served our community since 1960. With a strong commitment to our members, we now boast a growing membership of 3,592 individuals who trust us with their financial needs. At Desertview, we understand that every member is unique. That's why we offer a variety of services, including personal banking, auto loans, mortgage refinancing, and business loans. Our total assets stand at an impressive $41,798,057, ensuring that we have the resources necessary to support you. We also have total deposits of $1,542,261, reflecting the trust our members place in us. Our leadership team is dedicated to fostering a welcoming environment for all. Under the guidance of CEO Michael Nelson and Board President Christopher Justice, our staff of 10 employees is here to provide personalized service tailored to your financial journey. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to our mailing address: PO Box 580, Huntington, UT 84528. With total loans exceeding 1,662 and a net worth of $5,628,036, Desertview is well-equipped to help you achieve your financial goals. We pride ourselves on having cash readily available $744,790 to serve our members efficiently. Whether you're looking to open a new account or need assistance with a loan application, we're here for you! Feel free to reach out via phone at 435-687-2472 or explore more about what we offer on our website: dview.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Desertview, a credit union with a rich history and a steadfast mission. Established in 1960, Desertview has been a cornerstone of the Huntington community in Utah for over six decades. From its humble beginnings at 196 North Main, our branch has grown significantly, now serving a total membership of 3,592 individuals who rely on us for their financial needs. Our journey began with a simple goal: to provide accessible and affordable financial services to our members. Over the years, we have expanded our offerings and today boast total assets of $41,798,057. This growth reflects not only our commitment to sound financial practices but also the trust that our members place in us. At Desertview, we believe that our mission goes beyond just banking. We are dedicated to improving the lives of those in our community by offering personalized service and support. Our mission is to empower our members through quality financial products and services while fostering community development and outreach initiatives. We strive to be more than just a place to manage money; we aim to be a partner in your financial journey. We are proud to offer various services tailored to meet the unique needs of our members, including personal banking accounts, auto loans, mortgages, and business banking solutions. Additionally, with convenient operating hours from 8:30 AM to 5:00 PM Monday through Friday and extended drive-thru service until 6:00 PM on weekdays, we ensure accessibility for everyone. While members can visit us at 196 North Main in Huntington for all their banking needs, official correspondence should be sent to PO Box 580, Huntington, UT 84528 if different from our physical address. Our facility includes ATM availability and drive-thru banking for added convenience. As we look ahead, Desertview remains committed to innovation. Our digital banking options allow you to manage your finances anytime and anywhere whether through online banking or mobile payments. We also emphasize accessibility; our services comply with ADA standards so that everyone can benefit from what we offer. Community involvement is at the heart of what we do. We actively seek partnerships that uplift those around us supporting local events and initiatives that enrich life in Huntington and beyond. Join us at Desertview Credit Union today! Experience firsthand how we can help you achieve your financial goals while contributing positively to our community. We invite you to discover the difference that a member-focused credit union can make in your life! For more information or assistance, feel free to reach out at 435-687-2472 or visit us online at Desertview's website.

Branch Location & Accessibility

Accessibility Features

At Desertview, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces for those who need them. We want every visit to be comfortable and convenient for everyone.

Operating Hours

We're here to serve you during the week! Our lobby hours are from 8:30 AM to 5:00 PM, Monday through Friday. If you're on the go, take advantage of our drive-thru service available until 6:00 PM on weekdays. This flexibility allows you to manage your banking tasks at a time that works best for you.

Services Offered

Desertview offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also enjoy the convenience of online and mobile banking, ensuring that your finances are just a click away. Plus, with our ATM available on-site, cash withdrawals and balance checks are quick and hassle-free. Whether you're visiting for a simple transaction or exploring new loan options, our friendly staff is ready to assist you with personalized service.

Visit Us Today!

We invite you to stop by Desertview today! For any questions or assistance, feel free to call us at 435-687-2472. We look forward to welcoming you into our community-focused credit union where your financial well-being comes first!

Member Eligibility

Joining Desertview is like becoming part of a family that truly cares about your financial well-being. At our branch, located at 196 North Main Huntington Ut 84528, we welcome anyone who lives, works, or worships in the area. This means if you have a connection to our community, you're likely eligible to become a member! The process is straightforward and designed to make you feel included right from the start. You'll enjoy personalized service, great rates on loans, and access to a variety of financial products tailored just for you. For more detailed information about eligibility requirements, feel free to check out our website at . If you have any questions or need assistance, don't hesitate to call us at (435) 687-2472. We're here to help you every step of the way!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,952, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions for your customers. Imagine having the ability to accept payments quickly and securely, whether in-store or online. Our services help you manage cash flow effectively while enhancing customer satisfaction. If you're ready to take your business to the next level, visit us at 196 North Main Huntington Ut 84528 in Huntington, UT, or call us at (435) 687-2472 to learn how we can assist you today!

Comprehensive List Of Services

Business Banking Services

For those who own businesses, we haven't forgotten about you! Our Business Banking solutions include essential services like Merchant Services and Business Loans, designed to help your business thrive in today's economy.

Digital Banking Convenience

In today's fast-paced world, we understand the importance of digital access. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. For quick cash needs, our ATM and cash withdrawal services ensure you're never left without access to your funds.

Easy Transactions at Your Fingertips

We also offer basic drive-thru banking for simple transactions like deposits and withdrawals. If you prefer self-service options, our ATMs are available for balance checks and withdrawals as well. This way, whether you're rushing through errands or taking time for yourself, accessing your money has never been easier. At Desertview Credit Union, we believe that banking should be straightforward and accessible. With our broad array of services from personal banking solutions to business support we're committed to being there for you every step of the way. Ready to explore what we have to offer? Visit us online at Desertview or give us a call at 435-687-2472 today!

Personal Banking Solutions

Our personal banking services are tailored to support your everyday financial activities. We offer Checking & Savings Accounts that cater to various savings goals, helping you grow your money while providing easy access when you need it most. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make it simple to drive away in the car you want. Plus, with competitive rates on Mortgage Loans & Refinancing, achieving homeownership or improving your current mortgage is within reach.

Support for Your Financial Needs

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. These loans can help streamline your finances and provide relief during tough times. Additionally, if you're looking to earn rewards while spending, check out our Credit Cards with Rewards a great way to benefit from your everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access, allowing you to check your account balances, transfer funds, and pay bills whenever it suits you. Plus, if you're on the go, our mobile application provides all the same great features right from your smartphone. You can even set up mobile payments to make transactions as simple as a tap. Managing your statements is hassle-free with our e-statements service. Say goodbye to paper clutter and hello to instant access to your financial documents. We take security seriously, so rest assured that your information is protected while you enjoy the ease of electronic banking. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy no need for cash or checks! Although we currently do not offer electronic signature authorization, we ensure that your banking experience remains smooth and efficient. In today's fast-paced world, having control over your finances has never been more crucial. With Desertview's digital banking options, you'll have real-time account management and the peace of mind knowing that you can handle your financial needs securely from anywhere. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 7,821 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desertview is your trusted partner. Visit us at 196 North Main Huntington Ut 84528 or call (435) 687-2472 to learn more about how we can help you achieve your financial goals.

Investing in Our Members' Future

With $5,628,036 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $669 in used auto loans and $21,216,097 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $3,200,386 in share certificates and $15,619,584 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,628,036, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,346 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For business owners looking to expand, our outstanding commercial loans total $230,952, providing the capital needed to grow your enterprise. If you're seeking additional borrowing options or want to explore refinancing possibilities for existing loans, we encourage you to contact us for personalized assistance. At Desertview, we're committed to serving our community with integrity and dedication. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at dview.org for more information on how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,077,375 in used vehicle loans and $1,524,304 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $696,239, make buying or refinancing simple. We aim to assist you through every step of the process so you can secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have $0 in unsecured credit card loans available, our team is always ready to discuss how we can help you manage your finances effectively through various other lending options.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. You can trust that the rates you see reflect genuine offers from reputable lenders.

Desertview