Introduction
Welcome to Desertview, your trusted credit union located at 30 West Main, Ferron, UT 84523. Since our establishment in 1960, we have been dedicated to serving our community with reliable financial solutions and personalized service. With a strong membership base of 3,592 individuals, we pride ourselves on being a financial partner you can rely on. At Desertview, we understand that every member's needs are unique. That's why we offer a range of services designed to meet your financial goals, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets of $41,798,057 and deposits amounting to $1,542,261 reflect our commitment to stability and growth for our members. Our leadership team is here to guide you: CEO Michael Nelson and Board President Christopher Justice work tirelessly to ensure that Desertview remains a pillar of support in the Ferron community. With a dedicated staff of 10 employees, we're always ready to assist you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: PO Box 863, Ferron, UT 84523. Experience the difference at Desertview where your financial success is our priority. For more information or to speak with one of our team members, call us at (435) 384-2822 or visit our website at www.dview.org. We look forward to welcoming you! Branch History & Mission
Welcome to Desertview, where community spirit and financial growth go hand in hand. Established in 1960, our branch has been a cornerstone of Ferron, UT, for over six decades. Located at 30 West Main, we proudly serve our members with dedication and integrity. As of today, we have grown to support a total membership of 3,592 individuals and families, all while managing assets totaling $41,798,057. Desertview began its journey with the mission to provide accessible financial services to everyone in our community. Over the years, we've evolved to meet the changing needs of our members while staying true to our foundational values of trust and community support. Our commitment is reflected not only in our services but also in our community outreach programs that aim to uplift and empower those around us. At Desertview, we believe in fostering strong relationships with our members. Our mission is simple yet impactful: to offer personalized banking solutions that help you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we strive to make banking easy and beneficial for you. While members can visit us at 30 West Main Ferron Ut 84523 for in-person assistance or drive-thru banking services, official correspondence should be sent to PO Box 863, Ferron, UT 84523. Our doors are open from 8:30 AM to 5:00 PM Monday through Friday, ensuring that you have access to the services you need during convenient hours. In today's fast-paced world, we recognize the importance of digital convenience. That's why we've embraced online banking and mobile payment options allowing you to manage your finances anytime and anywhere. Although we currently do not have ATM availability or shared service centers, we are committed to offering robust personal banking services tailored just for you. Our strong sense of community extends beyond our financial products; it includes partnerships with local organizations aimed at enhancing the quality of life in Ferron. We believe that when our community thrives, we all succeed together. Join us at Desertview and experience a different kind of banking one that puts you first. Become a member today and let us help you navigate your financial journey with confidence! For more information or inquiries, feel free to call us at 435-384-2822. We look forward to welcoming you into our family!
Branch Location & Accessibility
Welcome to Desertview, your friendly neighborhood credit union located right at the heart of Ferron, Utah! You can find us at 30 West Main, a spot that's easy to reach for all our members. If you're sending us any official correspondence, please use our mailing address at PO Box 863, Ferron, UT 84523. Our branch is conveniently situated near local landmarks that make it familiar and accessible. Whether you're coming from the vibrant downtown area or nearby residential neighborhoods, you'll find our location welcoming and easy to navigate. We offer ample parking for your convenience and are proud to be ADA compliant, ensuring everyone can access our services without difficulty. Desertview is open Monday through Friday from 8:30 AM to 5:00 PM, making it simple for you to drop by during your day. Our drive-thru service is available for quick deposits and withdrawals if you prefer not to enter the branch. Please note that we do not currently have ATM services on-site. At Desertview, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Plus, enjoy the flexibility of online and mobile banking. We invite you to visit us or call us at 435-384-2822 if you have any questions. Your financial well-being is our priority, and we look forward to serving you soon!
Member Eligibility
Joining the community at Desertview is more than just opening an account; it's about becoming part of a supportive family that looks out for each other. If you live, work, worship, or go to school in our local area, you are likely eligible for membership! We believe in making banking accessible and personal, which is why we welcome individuals who meet these simple criteria. You'll enjoy a range of benefits, including competitive rates on loans and savings, personalized service from our dedicated team, and access to various financial products designed with your needs in mind. Becoming a member is straightforward! You can find all the details about eligibility on our website. If you're ready to take the next step and open an account, just give us a call at (435) 384-2822, or stop by our branch located at 30 West Main Ferron Ut 84523. Our friendly staff is here to help you through the process and answer any questions you may have. Join us at Desertview today and experience the difference of being part of a credit union that truly cares!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $230,952, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial resources to purchase new equipment, expand your team, or invest in marketing all backed by a loan that fits your budget. At Desertview, we work closely with you to create custom solutions that align with your vision.
Merchant Services
In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: a busy day at your store where customers can effortlessly pay using their preferred method be it card or mobile payments. Our services ensure smooth transactions, so you can focus on serving your customers rather than worrying about payment issues. Located at 30 West Main Ferron Ut 84523 in Ferron, UT, we're dedicated to empowering local businesses. Reach out today at (435) 384-2822 and let us help you take your business to the next level!
Comprehensive List Of Services
Business Banking Support
If you're a business owner or aspiring entrepreneur, we offer essential support through our business banking services. From merchant services that help you accept payments easily to business loans designed to fuel growth, we're here to back your ambitions.
Credit Cards & Rewards
At Desertview, we believe in rewarding our members for their loyalty. Our credit cards with rewards provide an excellent way to earn points on everyday purchases. Use them wisely, and watch how quickly those rewards add up!
Digital Convenience
In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking options so that you can manage your finances from anywhere at any time. Whether it's checking balances, transferring funds, or making payments, our user-friendly platforms put banking right at your fingertips.
Drive-Thru & Cash Withdrawal Services
For those who prefer in-person transactions but want to keep things quick and simple, our basic drive-thru banking allows for easy deposits, withdrawals, and other straightforward transactions without leaving your vehicle. With our commitment to serving the community of Ferron and beyond, we invite you to explore all that Desertview has to offer. If you have questions or need assistance choosing the right service for you, don't hesitate to call us at 435-384-2822 or visit us online at www.dview.org. We look forward to being part of your financial journey!
Personal Banking Solutions
We understand that personal banking is about more than just numbers; it's about making your life easier. Our checking and savings accounts offer flexibility and convenience, allowing you to manage your money with ease. Need a little extra help? Our personal loans can assist with debt consolidation or unexpected expenses. For those considering a new ride, our auto loans and vehicle financing options are tailored to fit your budget while getting you behind the wheel quickly. If owning a home is on your list of dreams, our mortgage loans and refinancing services can guide you through the process smoothly.
Digital & Online Banking
Flexibility at Your Fingertips
With mobile payments available, making purchases is quick and straightforward just tap and go! This flexibility means you can handle transactions on the fly without needing cash or cards. At Desertview, we're committed to providing accessible and easy-to-use banking solutions that fit into your lifestyle. Explore all that our digital banking services have to offer today!
Key Services Available
With our online banking platform, accessible at https://www.dview.org/, you can check your balances, pay bills, and transfer money anytime you need. Our 24/7 online banking services ensure you have access to your accounts whenever it suits you. Plus, if you prefer to handle things through your smartphone, our mobile application brings all these features right to your fingertips. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds without hassle. And for those who want to keep track of their spending with less paper clutter, we offer e-statements, so you can view your account statements digitally.
Security You Can Trust
We prioritize your security while ensuring user-friendly experiences. Although we do not currently support electronic signature authorization, our systems are designed with robust security measures in place to protect your personal information. Rest assured that when you use our online and mobile services, your data is safe.
Financial Strength
Efficient Operations
Our operational efficiency is reflected in our $153,022, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and care.
Growing Trust
Our total share accounts stand at 7,821, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further indicating our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desertview is your trusted partner. Visit us at 30 West Main Ferron Ut 84523 or call (435) 384-2822 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $5,628,036 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $669 in used auto loans and $21,216,097 in total loans and leases.
Member-Centric Savings
Members' savings are secured through $3,200,386 in share certificates and $15,619,584 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $5,628,036, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,077,375 in used vehicle loans and $1,524,304 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored to fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $696,239, make buying or refinancing simple. We aim to provide you with straightforward terms and competitive rates so that owning your dream home is within reach.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, helping members manage their finances effectively. While currently there are no outstanding amounts for these loans, our commitment to providing accessible credit solutions remains strong. For business owners looking for growth opportunities, our outstanding commercial loans totaling $230,952 provide the capital needed to expand your ventures. We encourage you to explore refinancing options if you're considering adjusting your current loan terms. Our team can guide you through eligibility requirements and help find solutions that suit your financial situation. The performance insights and financial data mentioned here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want to learn more about how we can assist you financially, don't hesitate to contact us at Desertview!
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