Desert Rivers Credit Union Moab UT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Desert Rivers, your trusted financial partner located at 725 N Main St, Moab, UT 84532. Since our establishment in 1957, we have been dedicated to serving our community with integrity and commitment. As a member-driven credit union, we proudly support over 7,840 members with a wide array of services tailored to meet their financial needs. At Desert Rivers, we understand that each member's financial journey is unique. With total assets amounting to an impressive $112,263,436 and total deposits reaching $5,129,135, we are well-equipped to provide the resources you need for personal banking, auto loans, mortgages, and business financing. Our leadership team, led by CEO Sam Crane and Board President Randy Martin, is focused on creating a supportive environment where every member feels valued. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1047, Moab, UT 84532. Our friendly team is here to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and Wednesday from 9:00 AM to 5:30 PM. With a strong focus on community impact and sustainable growth, Desert Rivers maintains a net worth of $8,641,748 and has funded a significant number of loans totaling 4,778 to empower our members' dreams. We also ensure that cash flow remains robust with over $1,876,894 in cash on hand. Join us at Desert Rivers today! Whether you're looking to open a new account or inquire about loan options, feel free to call us at 435-259-6124 or visit our website at desertriverscu.com. Together, let's build a brighter financial future!

Branch History & Mission

At Desert Rivers, we take pride in our rich history and strong commitment to the community of Moab, Utah. Established in 1957, our credit union has served as a financial cornerstone for nearly seven decades. Since opening our doors at 725 N Main St, Moab, UT 84532, we have grown alongside our members, fostering relationships built on trust and mutual support. With over 7,840 members and total assets reaching an impressive $112,263,436, we continue to thrive as a vital part of the local economy. Our mission at Desert Rivers is simple yet profound: to empower our members with accessible financial services while actively supporting the community. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are dedicated not only to providing exceptional financial products but also to enriching the lives of those we serve. As we evolved over the years, we've embraced advancements that enhance member experience. Our commitment to digital banking ensures that you can manage your finances anytime and anywhere through online and mobile platforms. Additionally, our branch is ADA compliant and offers amenities such as an ATM and drive-thru service for your convenience. Desert Rivers also values community involvement. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we're here to support Moab in every way possible. While members can visit us at 725 N Main St, official correspondence should be sent to P.O. Box 1047, Moab, UT 84532. Our operating hours are designed with you in mind: Monday, Tuesday, Thursday, and Friday from 9:00 AM - 5:00 PM, and Wednesday from 9:00 AM - 5:30 PM. We invite you to join us at Desert Rivers Credit Union and experience firsthand how we can help you reach your financial dreams while being a part of a community-focused institution. Your journey towards better financial health begins here! For more information about membership or our services, please call us at 435-259-6124 or visit us online at desertriverscu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility at Desert Rivers. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. Plus, we offer ample parking so you can visit us without any hassle.

Convenient Location

Situated right on Main Street, our branch is easy to find and accessible for everyone. If you're out exploring the beautiful sights of Moab or just running errands, swing by and see us! We're close to popular spots like the Moab Museum and local parks, making it simple to fit a visit into your day.

Operating Hours & Services

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours until 5:30 PM on Wednesdays. Need to make a quick deposit or withdrawal? Our drive-thru banking option makes it convenient for those on the go. Plus, if you need access outside regular hours, we have an ATM available for your cash withdrawal needs. If you have questions about our services ranging from personal banking options like checking accounts and auto loans to business banking solutions our friendly staff is here to help. You can reach us at 435-259-6124 for any inquiries or assistance you may need.

Visit Us Today!

Whether you're a long-time member or new to the area, we invite you to stop by Desert Rivers at 725 N Main St. Experience first-hand how we can help meet your financial needs while supporting our local community. Remember, while members can visit us at this location, official correspondence should be sent to P.O. Box 1047, Moab, UT 84532. We look forward to welcoming you soon!

Member Eligibility

Joining the Desert Rivers family is not just about banking; it's about becoming part of a supportive community that values your needs. At Desert Rivers, located at 725 N Main St, Moab, UT 84532, membership is open to anyone who lives, works, worships, or attends school in Grand County. We believe everyone deserves access to quality financial services and a friendly environment. By becoming a member, you gain access to a range of benefits, including personalized service and competitive loan rates that can help you achieve your financial goals. Getting started is simple! To learn more about the specific eligibility requirements and see how you can join us, check out our detailed information at Desert Rivers Eligibility. If you're ready to take the next step or have any questions, feel free to give us a call at 435-259-6124. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,835,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify how you manage payments. Picture this: You're at a busy event, and customers are ready to buy. Our reliable payment processing solutions ensure you never miss a sale, allowing you to focus on what you do best running your business. Come visit us at 725 N Main St Moab Ut 84532 in Moab, UT or call us at (435) 259-6124 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For our business members, Desert Rivers provides robust business banking services including merchant services and business loans. We recognize how vital it is for local businesses to have access to financial support that fosters growth and success.

Credit That Rewards You

When it comes to credit cards, we offer options that not only meet your spending needs but also reward you for using them. With rewards programs tailored to suit different lifestyles, enjoying perks while managing expenses has never been easier.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks available at various locations, handling your finances on-the-go has never been easier. Our drive-thru service offers quick transactions such as deposits and withdrawals without leaving your vehicle. Plus, we participate in shared branch transactions with partner credit unions, meaning you can easily deposit or withdraw funds even when you're away from your home branch.

Get Started Today!

Ready to explore all the services available at Desert Rivers? Feel free to visit us at 725 N Main St Moab Ut 84532 or give us a call at (435) 259-6124. Our friendly staff is here to assist you every step of the way! For more information about our offerings, check out our website at Corporate Office. Join us today and experience the difference that comes with being part of our community-focused credit union!

Personal Banking Made Easy

Starting with personal banking, our checking and savings accounts are crafted to help you manage your money efficiently. Imagine having a safe place for your funds while earning interest over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored for various budgets. We guide you through the loan process, making it straightforward and stress-free. For those looking to invest in their dream home, our mortgage loans and refinancing services can help turn that dream into reality. We understand that buying a home is one of the most significant decisions you'll make, which is why we offer personalized assistance to find the right mortgage option for you. If debt is weighing you down, our personal loans and debt consolidation services can provide the relief you need. By combining multiple debts into one manageable payment, we aim to simplify your financial life.

Digital & Online Banking

At Desert Rivers, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our tools provide you with the convenience and security you need. With our 24/7 online banking service, you can access your accounts anytime, anywhere. Just visit us at https://www.desertriverscu.com to get started! Our user-friendly interface allows you to check balances, view transactions, and transfer funds with ease. Plus, you can take advantage of e-statements, which means no more paper clutter just quick and secure access to your financial information. For those who love the convenience of mobile banking, we have a dedicated mobile application available for download. This app gives you the power to manage your accounts right from your smartphone, making banking simple and accessible. You can even make person-to-person transfers effortlessly send money to friends or family in just a few taps. Security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online platform are protected with advanced encryption technologies. Your personal information is safe with us. If you're looking to make purchases quickly and easily, keep an eye out for our upcoming mobile payments feature, which will enable you to pay directly from your phone. At Desert Rivers, we're committed to providing our members with the tools they need for real-time account management and financial peace of mind. Experience the freedom of digital banking today!

Financial Strength

A Solid Foundation

With a net worth of $8,641,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 767% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share Accounts: 15,466, showcasing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has placed in us as their trusted partner for all things financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Rivers is your trusted partner. Visit us at 725 N Main St Moab Ut 84532 or call 435-259-6124 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $56,745,010 in share certificates and $4,426,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $5,782,459 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $88,459,142 in total loans and leases and 1,987 used auto loans available for your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,449,590 in used vehicle loans and $3,210,047 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process. We also provide refinancing options to ensure you're getting the best possible deal.

Business Loans

For business owners, our outstanding commercial loans totaling $13,835,419 provide the capital needed to grow and expand your operations. We understand that every business is unique and are committed to finding solutions tailored to your specific needs. At Desert Rivers located at 725 N Main St Moab UT 84532, our dedicated staff is always ready to assist you with any questions about our loan products. Feel free to reach out at (435) 259-6124 for more information or visit us online at desertriverscu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,815,442, allowing you to secure your dream home without the hassle. If you're considering refinancing your existing mortgage for better terms or rates, we can help with that too.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,996,880 in loans helping members manage their finances effectively. These credit cards can provide a safety net for unexpected costs or help you build credit.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This means users receive unbiased results tailored to their needs. Moreover, LendMesh provides real-time rate comparisons. This feature is crucial as it helps users stay updated with the most current loan rates from multiple institutions, facilitating well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your loan search today by comparing real-time offers at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DESERT RIVERS FEDERAL CREDIT UNION - Moab, UT

Compare Loan Rates Near You

Loan rates in Moab, UT (84532)