Desert Rivers Credit Union Blanding UT | Best Auto Loans & Business Banking

Introduction

Welcome to Desert Rivers, your trusted financial partner in the heart of Blanding, Utah! Located at 1 S Main St, Blanding, UT 84511, we have been serving our community since 1957, with a commitment to helping our members thrive. With a proud membership base of over 7,840 individuals and total assets amounting to $112,263,436, we strive to provide personalized banking solutions tailored to meet your unique needs. At Desert Rivers, we understand that every member's financial journey is different. That's why we offer a range of services, from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our dedicated team of 32 employees, led by CEO Sam Crane and Board President Randy Martin, is always ready to assist you with a smile. While you can visit us at our Blanding branch for all your banking needs, if you need to send official correspondence, please use the same address: 1 S Main St, Blanding, UT 84511. We pride ourselves on our transparency and strong community ties. With total deposits reaching $5,129,135 and a net worth of $8,641,748, our solid financial foundation ensures we are here for you today and in the future. As a member-focused credit union, we are committed to enhancing your financial well-being while contributing positively to our community. Whether you're looking for competitive loan rates or convenient online banking services through our website at www.desertriverscu.com, we're here to support your goals. Feel free to reach out at (435) 678-3444 or visit us during our operating hours from 9 AM to 5 PM (M-F). Join us at Desert Rivers and experience the difference of being part of a cooperative that puts you first!

Branch History & Mission

Join Us!

As we continue on this journey together, we invite you to become part of the Desert Rivers family. Experience firsthand how we blend exceptional financial services with genuine community support. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Explore what it means to be part of a credit union that prioritizes its members and community above all else. Visit us today or check out our website at desertriverscu.com for more information on how you can join us on this exciting journey!

Our Journey

From our humble beginnings, Desert Rivers has grown significantly, now boasting a total membership of over 7,840 individuals. Our assets have expanded to an impressive $112,263,436, reflecting our dedication to providing valuable services and building lasting relationships with our members. We believe that every dollar counts, and we strive to empower our members through tailored financial solutions. Our branch is more than just a place for transactions; it's where relationships thrive. We're proud to offer a range of services from personal banking accounts and auto loans to business banking and mortgage refinancing. Over the years, we have also embraced digital advancements such as online banking and mobile applications to enhance convenience for all our members.

Our Mission

At Desert Rivers, our mission is clear: we aim to provide accessible financial services while actively supporting our community's growth and development. We believe in fostering a supportive environment where everyone can achieve their financial goals. This commitment is reflected in everything we do from competitive loan rates to community outreach programs that help uplift those around us. We are dedicated to ensuring that all individuals can access our services comfortably. Our facilities are ADA compliant, ensuring everyone can navigate easily. Additionally, we pride ourselves on offering drive-thru banking and shared service centers for added convenience. While you can visit us at 1 S Main St Blanding Ut 84511 for all your banking needs, official correspondence should be sent to 1 S Main St, Blanding, UT 84511 if it differs. Should you have any questions or require assistance, feel free to reach out at (435) 678-3444 during our operating hours from 9 AM to 5 PM Monday through Friday.

Branch Location & Accessibility

Accessibility Features

We prioritize making our branch accessible to everyone. Our building is ADA compliant, featuring ramps and ample parking space so that all members can enjoy a hassle-free visit. If you're in a hurry, our drive-thru service allows you to conduct basic transactions without leaving your vehicle.

Operating Hours and Services

Desert Rivers operates Monday through Friday from 9 AM to 5 PM, providing plenty of time for you to stop by after work or during your lunch break. We offer an array of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions. For added convenience, we have ATM availability on-site for quick cash withdrawals and balance checks. Plus, as part of our shared service center network, members can complete basic transactions such as deposits and withdrawals with partner credit unions. So why wait? Come visit us at Desert Rivers in Blanding today! If you have any questions or need assistance, feel free to call us at 435-678-3444. We're excited to help you achieve your financial goals!

Member Eligibility

At Desert Rivers, we believe that becoming a member is like joining a close-knit community where your financial well-being is our priority. To be eligible for membership at our Blanding branch, you simply need to meet a few friendly criteria, which generally include living, working, or worshipping in the areas we serve. If you're part of the San Juan County region or associated with one of our partner organizations, you're already on your way to joining us! For more detailed information about eligibility, feel free to check out our website at https://www.desertriverscu.com/information/#about. Opening an account with us is straightforward and welcoming! You can easily reach out to us at 435-678-3444 if you have any questions or need assistance during the process. We're here to help you every step of the way as you embark on this journey with Desert Rivers. Enjoy access to a variety of financial products and services tailored just for you because here, it's all about making banking personal and supportive.

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In addition to lending, we offer comprehensive merchant services that simplify payment processing. Imagine having a reliable partner that helps you accept payments easily whether in-store or online allowing you to focus on what matters most: running your business. Located at 1 S Main St Blanding Ut 84511 in Blanding, UT, we're ready to help your business flourish. Contact us today at (435) 678-3444 or visit our website at https://www.desertriverscu.com for more information on how we can assist you!

Outstanding Support for Economic Growth

With an outstanding commercial loan portfolio of $13,835,419, we continue to drive economic growth by financing new and expanding businesses. Our experienced team is here to guide you through the loan process, ensuring you have the resources needed to make informed decisions.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local businesses to expand their operations, hire new staff, and invest in innovative technologies. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. No matter the size of your operation, we strive to meet your unique needs.

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges. At Desert Rivers, we support local businesses through our Business Banking services, including Merchant Services & Business Loans tailored for entrepreneurs ready to grow their ventures. We recognize the importance of community and strive to empower local businesses every day.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking options. Manage your accounts from anywhere with just a few clicks or taps! You can pay bills, transfer funds, and even handle person-to-person payments seamlessly. For those times when you prefer face-to-face interaction but still want quick service, our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, are available to make your banking experience effortless.

Personal Banking

We understand that everyone has unique banking needs. That's why our Personal Banking services include various options like Checking & Savings Accounts designed to help you manage your finances efficiently. Imagine having easy access to your money while earning interest on your savings; that's what we offer! If you're considering buying a car, our Auto Loans & Vehicle Financing can help turn that dream into reality. With competitive rates and flexible terms, you'll be on the road in no time. We also provide Mortgage Loans & Refinancing for those looking to buy their first home or refinance their current mortgage. It's all about making homeownership accessible. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options are here to help you regain control over your finances. Plus, don't forget about our Credit Cards with Rewards, which let you earn points or cash back on everyday purchases.

Shared Branching

If you're traveling or need extra flexibility in accessing your funds, our Basic Shared Branch Transactions allow members from partner credit unions to make deposits and withdrawals easily at various locations. With all these services under one roof at Desert Rivers in Blanding, UT, we make it easy for you to achieve your financial goals. For any questions or assistance regarding our offerings, feel free to reach out at 435-678-3444. We invite you to visit us today and see how we can help you thrive financially! Explore more about us at Desert Rivers Credit Union.

Digital & Online Banking

24/7 Support

With 24/7 online banking services, you can access your accounts whenever it suits you best. No more waiting in line or rushing before closing time; everything you need is right at your fingertips. At Desert Rivers, we're committed to making banking easier for our members. Experience the convenience and control of digital banking today!

Key Services

Our online banking platform, accessible at Desert Rivers, offers a range of features to help you stay on top of your finances. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes it easy to navigate. You'll also enjoy the benefits of e-statements, allowing you to view your account statements electronically. This feature not only saves paper but also gives you quick access to your financial records whenever you need them.

Security and Accessibility

Your security is our priority. Although we currently do not offer electronic signature authorization, we ensure that all transactions are protected with robust security measures. You can rest assured knowing your sensitive information is safe. For those who prefer to bank on-the-go, our mobile application is available for download, enabling you to manage your accounts right from your smartphone. Plus, our person-to-person transfer feature allows you to send money quickly and easily to friends or family without any hassle.

Financial Strength

At Desert Rivers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in safe hands with us. With a net worth of $8,641,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $56,745,010 in share certificates and $4,426,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to financial strength is evident in our $5,782,459 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,987 in used auto loans and $88,459,142 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $8,630 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 15,466, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Rivers is your trusted partner. Visit us at 1 S Main St Blanding Ut 84511 or call (435) 678-3444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $37,449,590 in used vehicle loans and $3,210,047 in new vehicle loans, making it easier for our members to get on the road with confidence.

Business Financing

For business owners in our community, we offer outstanding commercial loans totaling $13,835,419. These loans provide the capital needed to grow and expand your business. If you're looking for ways to fund your next venture or improve cash flow, we can help find the right solution for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $20,815,442, which simplify the process of buying or refinancing your home. Whether you're purchasing your first house or looking to refinance an existing mortgage, we're here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to reach out to us for more information on eligibility options available at Desert Rivers. You can contact us at 435-678-3444 or visit us at 1 S Main St Blanding Ut 84511 for personalized assistance and guidance tailored to your unique needs. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Desert Rivers, we are committed to providing our members with accessible and affordable financing solutions tailored just for them.

Unsecured Credit Card Loans

Managing everyday expenses is simple with our flexible terms on unsecured credit card loans. We have provided a total of $1,996,880 in loans to help our members manage their finances effectively. Enjoy the convenience and security that comes with having access to funds when you need them most.

Loan Aggregator

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DESERT RIVERS FEDERAL CREDIT UNION - Blanding, UT

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