Desert Financial Credit Union Surprise AZ | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Desert Financial, your trusted partner in achieving financial success since 1939. Located at 15215 N Cotton Ln, Surprise, AZ 85388, we proudly serve our community with a commitment to excellence and a focus on member satisfaction. With a total membership of over 472,620, we are dedicated to providing personalized banking solutions tailored to your unique needs. At Desert Financial, our financial strength is reflected in our impressive assets of $8,901,537,365 and total deposits amounting to $699,652,272. We have also facilitated an extensive range of loans and leases totaling 131,916, ensuring that our members have access to the funds they need for their goals. Our net worth stands strong at $1,033,536,095, showcasing our stability and reliability as a credit union. While members can visit us at our branch location for face-to-face support or to use our convenient ATM services, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if necessary. We understand that every financial journey is different. That's why under the leadership of our CEO Jeffrey Meshey and Board President Kevin Haskew, we strive to create a welcoming atmosphere where your aspirations are nurtured. Our team of 1,326 employees is here to assist you with a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. With innovative online and mobile banking features available at your fingertips, managing your finances has never been easier. Ready to take the next step towards your financial future? Call us today at 602-433-7000 or visit our website at Desert Financial to learn more about how we can help you achieve your financial goals. Your journey starts here!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, Desert Financial embraces technology to provide convenient options for our members. With features like online banking, mobile payments, and ATM access available at our location, managing your finances has never been easier. We prioritize ADA compliance to ensure that all members have equal access to our services.

Join Us

As we look towards the future, Desert Financial remains committed to serving Surprise and its surrounding areas with integrity and care. We invite you to become part of our growing family. Experience firsthand the benefits of membership where your financial success is our priority. For more information about joining us or exploring what we offer, please call us at (602) 433-7000 or visit our website. Together, let's build a brighter financial future!

Our Mission

Our mission at Desert Financial is clear: to empower our members through exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking services that enhance their lives. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. But we don't stop there. Community support is at the heart of what we do. We actively engage in outreach efforts and partnerships aimed at improving the lives of those around us. Whether it's sponsoring local events or supporting charitable organizations, we are dedicated to making a difference. While members can visit us at 15215 N Cotton Ln Surprise Az 85388, official correspondence should be sent to PO Box 2945 in Phoenix if you need to reach us by mail.

Branch Location & Accessibility

Welcome to the Desert Financial branch located at 15215 N Cotton Ln in Surprise, AZ! Our branch is conveniently situated near local landmarks, making it easy for you to pop in and take care of your banking needs. Whether you're coming from the nearby Surprise Community Park or just passing through the bustling streets of Surprise, we are here to serve you. At Desert Financial, we prioritize accessibility. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those with mobility challenges. We want everyone to feel welcome and comfortable when visiting us. Our operating hours are designed with your busy schedule in mind. We're open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM, providing ample opportunity for you to drop by when it suits you best. If you're looking for quick access to cash, our ATM is available on-site for your convenience. While members can visit us at our main location, please note that official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. At this branch, you'll find a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you achieve your financial goals. Plus, enjoy the benefits of online and mobile banking for added flexibility. Have questions? Feel free to reach out at 602-433-7000! We invite you to visit us soon and experience the friendly service that sets Desert Financial apart. Your journey towards better banking starts here!

Member Eligibility

At Desert Financial, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We're here for families and individuals alike, offering a range of financial services that can help you achieve your goals. From personal banking to loans and credit cards, our members enjoy tailored solutions designed with their needs in mind. To get started on your membership journey at Desert Financial, just visit us at 15215 N Cotton Ln Surprise Az 85388 or give us a call at (602) 433-7000 for more information. For detailed eligibility criteria, feel free to check out our website at http://www.desertfinancial.com/en/who-we-are/become-a-member. Joining our family is just a few easy steps away!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that streamlines your payment processes. Our merchant services help you accept payments effortlessly, whether in-store or online. By integrating these services into your operations, you can focus on what matters most growing your business. Located at 15215 N Cotton Ln Surprise Az 85388 in Surprise, AZ, we're here to provide personalized support tailored to your needs. Reach out to us at (602) 433-7000 during our convenient hours: weekdays from 9 am to 6 pm and Saturdays from 9 am to 2 pm. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, are designed to support the growth of your enterprise. Whether you're starting a new venture or expanding an existing one, we're here to assist with the right financial products.

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that enable you to manage your finances anytime and anywhere. Plus, with our ATM services, accessing cash is as simple as finding a nearby machine no matter where life takes you. For any inquiries or assistance, feel free to contact us at (602) 433-7000. Our friendly staff is always ready to help. In summary, whether you're interested in personal banking options like checking accounts and auto loans or need support for your business through merchant services and loans, Desert Financial at Greenway Fry's is committed to providing the solutions that fit your needs. We invite you to visit us or explore more about our offerings on our website here. Join us today and experience financial services tailored just for you!

Personal Banking Solutions

We understand that each member has unique banking needs. That's why we provide a variety of personal banking options including checking and savings accounts tailored to fit your lifestyle. Imagine being able to easily access your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car. With competitive rates and flexible terms, financing your next vehicle is straightforward and stress-free. Looking to buy a home? Our mortgage loans and refinancing solutions can guide you through the process of home ownership or help you take advantage of lower interest rates by refinancing your current mortgage. For those looking to consolidate debt or cover unexpected expenses, our personal loans provide quick access to cash when you need it most.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only help you manage everyday purchases but also allow you to earn rewards points that can be redeemed for travel, merchandise, or even cash back.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to bank right from your smartphone. You can make mobile payments with ease, helping you shop without carrying cash or cards. Plus, with person-to-person transfer options, sending money to friends or family is just a few taps away. We prioritize your security by offering electronic signature authorization for transactions, making it easier for you to approve changes safely. You can also choose to receive e-statements instead of paper ones, helping you keep track of your finances while being environmentally friendly. Our user-friendly interface means you'll spend less time navigating and more time enjoying the benefits of banking with us. Whether you're looking to manage daily expenses or plan for future goals, our digital tools provide real-time account management that fits your lifestyle. Experience the ease of modern banking at Desert Financial today!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a safe and reliable banking experience, which is reflected in our robust financial health. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $35,444 in used auto loans and $4,226,064,464 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is evident with a reported net income of $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 15215 N Cotton Ln Surprise Az 85388 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

We also encourage our members to explore refinancing options if they currently hold loans elsewhere. Our goal is to offer solutions that not only meet your needs but also improve your financial standing over time. For any questions regarding our loan products or eligibility requirements, feel free to contact us at 602-433-7000 or visit us at 15215 N Cotton Ln Surprise Az 85388. You can also learn more about membership eligibility at this link. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Desert Financial, we're committed to providing personal banking solutions that empower our members toward financial success. Come see how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can help you drive away with confidence.

Business Financing

For business owners looking to expand their operations or cover operational costs, we provide outstanding commercial loans totaling $738,175,373. Our business financing options are designed to help you grow and succeed in today's competitive marketplace.

Credit Lines and Personal Loans

If you need flexibility for unexpected expenses or want to consolidate debt, our credit lines are an excellent choice. With total credit lines amounting to $3,861,348,724, you can access funds when you need them most. Additionally, we also offer unsecured credit card loans which can help manage everyday spending effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $1,405,055,850, allowing you to secure a home that fits your lifestyle and budget. Our team is here to guide you through the process every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, giving users access to the most relevant information when making decisions.