Desert Financial Credit Union Surprise AZ | Low Mortgage Rates & Business Banking

Introduction

Welcome to Desert Financial, your trusted partner for financial growth right here at Surprise Wal-mart! Located at 13770 W Bell Rd, Surprise, AZ 85374, we have been dedicated to serving our community since 1939. With a strong foundation built over the years, we proudly support 472,620 members, offering a wide range of services tailored to meet your financial needs. At Desert Financial, we understand that banking is more than just transactions; it's about building relationships and fostering trust. With total assets of $8,901,537,365 and total deposits reaching $699,652,272, our commitment to providing secure and reliable financial solutions is unwavering. Our team of 1,326 employees works tirelessly to ensure you receive personalized service that meets your unique needs. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. Whether you're looking for auto loans or personal banking options like checking and savings accounts, we are here to help you every step of the way. Led by CEO Jeffrey Meshey and Board President Kevin Haskew, our leadership team prioritizes community engagement and member satisfaction. We take pride in supporting local initiatives while striving to provide competitive loan offerings currently totaling 131,916 loans and leases and ensuring your funds are safe with a net worth of $1,033,536,095. With an array of online and mobile banking services available 24/7 including ATM access for your convenience we make managing your finances simple and accessible. If you have questions or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us today at 602-335-4050 or visit us online at Desert Financial. Your financial success starts here!

Branch History & Mission

Community Commitment

Community support is at the heart of what we do. We engage in various outreach efforts designed to uplift those around us. Whether through partnerships with local organizations or sponsorship of community events, Desert Financial is dedicated to making a positive impact right here in Surprise. Our operating hours are designed for your convenience: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Additionally, you can access our ATM services 24/7 for your convenience. We invite you to experience the difference that comes with being part of Desert Financial. Join us today and discover how we can help you achieve your financial goals while making a meaningful contribution to the community! For more information or assistance, feel free to reach out at 602-335-4050 or visit us online at Desert Financial.

Our Mission

At Desert Financial, our mission goes beyond just banking. We strive to empower individuals and families by offering personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. But we don't stop there; we also focus on business banking solutions that include merchant services and business loans. We believe in making financial services accessible to everyone. That's why we ensure ADA compliance across all our platforms and provide robust digital advancements like online banking, mobile payments, and electronic statements. Our aim is to make your banking experience as convenient as possible. While members can visit us at 13770 W Bell Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ample parking spaces and ADA-compliant features to ensure that everyone can comfortably access our services. Whether you prefer to walk in or need assistance, our friendly staff is always ready to help.

Operating Hours

We understand that your schedule can be busy. That's why we're open Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. For those late-night transactions or early morning withdrawals, our ATM is available 24/7 for your convenience.

Services Offered

At Desert Financial, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our online and mobile banking services make managing your finances easier than ever. While we do not have drive-thru service at this branch, we ensure quick and efficient service inside. Feel free to reach out to us at 602-335-4050 with any questions or just stop by for a friendly chat about how we can assist you with your financial goals. We look forward to welcoming you into our Desert Financial family!

Member Eligibility

At Desert Financial, we believe that everyone deserves a chance to join our community and enjoy the benefits of membership. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us. We're here for you whether you're looking for personal banking solutions or business services. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.desertfinancial.com/en/who-we-are/become-a-member. Once you've confirmed your eligibility, opening an account is a breeze! You can reach out to us at (602) 335-4050 if you have any questions or need assistance. Our friendly team at our branch located at 13770 W Bell Rd Surprise Az 85374 is ready to help you get started on your journey with us. Join us today and experience the personalized service and community support that makes Desert Financial a great place to bank!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer robust merchant services designed to simplify your operations. Imagine running your transactions smoothly while focusing on what you do best serving your customers. Our tools help you manage payments efficiently, so you can concentrate on growing your business without worrying about cash flow hiccups. Visit us at 13770 W Bell Rd Surprise Az 85374 in Surprise, AZ, or call us at (602) 335-4050 to learn how we can help elevate your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash quickly, our ATM services are available 24/7 at locations throughout the area. Simply use our basic ATM access for withdrawals or balance checks without any hassle. At Desert Financial, we're committed to making banking convenient and accessible for everyone in Surprise and beyond. If you'd like to learn more about how we can assist you further or if you have any questions about our services, please don't hesitate to reach out! Call us at (602) 335-4050, visit us online at Surprise Wal-mart, or stop by our branch today!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options are designed with you in mind. Imagine driving off in your dream car with affordable monthly payments that fit comfortably within your budget. We offer flexible terms and competitive rates, ensuring that financing your next vehicle is simple and hassle-free.

Business Banking Services

We don't just stop at personal finance; we also support local businesses through our business banking services. If you're an entrepreneur looking for merchant services or business loans, we can help streamline your operations while providing the funding needed to grow.

Credit Cards with Rewards

For those who love shopping or travel, our credit cards come with rewards tailored just for you. Earn points on every purchase and redeem them for exciting rewards or cash back. It's our way of saying thank you for choosing us as your financial partner.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make. At Desert Financial, we offer mortgage loans and refinancing solutions that can help turn your dream home into reality. Our knowledgeable team will guide you through the process, ensuring you find the best mortgage product suited to your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's paying bills on-the-go or transferring funds between accounts, we've made it easier than ever to stay connected with your finances.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to various lifestyles. For instance, if you're saving for a vacation or planning for a major purchase, our savings accounts offer competitive interest rates to help your money grow. We also understand that life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options, making it easier for you to manage your finances without stress.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform allows you to easily check balances, view transaction history, and manage your accounts from the comfort of your home or on the go. Whether you're using a computer or our user-friendly mobile application, everything is designed with your convenience in mind. Plus, with electronic signature authorization, signing important documents has never been easier or safer. You can also enjoy the benefits of e-statements, which not only help reduce paper clutter but also allow you to access your financial statements anytime you need them. Want to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send cash directly from your account.

Secure and Accessible Banking

Security is our top priority. Our online banking services utilize advanced encryption technology to keep your information safe while you're banking from home or using mobile payments. You can feel confident knowing that your data is protected every step of the way. With mobile payments integrated into our app, making purchases has never been more convenient. Simply tap and go! Plus, our mobile application provides real-time account management at your fingertips. In today's fast-paced world, Desert Financial is committed to providing accessible solutions that fit into your lifestyle. Experience the ease of managing your finances anytime and anywhere with our comprehensive digital banking services!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial needs, and we want you to feel confident in our ability to serve you. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, with $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,444 in used auto loans and $4,226,064,464 in total loans and leases. Our success is reflected in our $60,601,487, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 13770 W Bell Rd Surprise Az 85374 or call (602) 335-4050 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence. Plus, if you're considering refinancing your current auto loan, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and aim to support local entrepreneurship through tailored lending solutions. At Desert Financial, we pride ourselves on providing clear information about our loan products and ensuring that our members feel supported throughout their borrowing journey. If you're interested in learning more about any of these offerings or want to explore refinancing options, don't hesitate to reach out at (602) 335-4050. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future!

Credit Lines and Unsecured Loans

For those needing additional flexibility, we provide credit lines with a total amount of $3,861,348,724 available for our members. This option allows you to borrow as needed while only paying interest on what you use. Additionally, we offer unsecured credit card loans, which can assist in managing day-to-day expenses or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer various mortgage products that cater to different situations whether you are purchasing your first home or looking to refinance an existing mortgage. Our experienced staff can help you explore eligibility options that may be available to you.

Loan Aggregator

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