Desert Financial Credit Union Sun City AZ | Best Auto Loans & Top Checking

Introduction

Welcome to Desert Financial, your trusted partner in financial wellness located right in the heart of Sun City, AZ. Since our establishment in 1939, we have been dedicated to serving our community with integrity and commitment. With a robust membership of over 472,620 individuals, we pride ourselves on offering personalized financial services tailored to meet the diverse needs of our members. You can find us at 10725 Grand Ave, Sun City, AZ 85351, where our friendly team is ready to assist you with a wide range of services, from personal banking and auto loans to mortgage financing and business banking solutions. If you need to reach us for official correspondence, please send your mail to PO Box 2945, Phoenix, AZ 85062. At Desert Financial, we believe in transparency and strength. Our total assets stand at an impressive $8,901,537,365, while we maintain a solid net worth of $1,033,536,095. We manage over $699,652,272 in deposits and support our members with around 131,916 loans. Our cash reserves amount to $27,757,154, ensuring that we are always ready to help you achieve your financial goals. Led by our CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees is dedicated to making your experience as smooth as possible. Whether you're looking for checking and savings accounts or exploring options for debt consolidation and rewards credit cards, we're here for you. We invite you to visit our website at Desert Financial or give us a call at 602-335-3200. Join us today and discover how we can help you secure your financial future!

Branch History & Mission

Our Mission

Desert Financial's mission is simple yet profound: to empower our members through personalized financial services while actively supporting the communities we serve. We believe in building strong relationships with our members by providing tailored solutions such as checking accounts, auto loans, mortgages, personal loans, and business banking services. Each service is designed with your needs in mind. We take pride in being more than just a financial institution. We are deeply committed to community outreach and collaboration with local organizations to support various initiatives that uplift those around us. Our team works tirelessly to provide educational resources and events aimed at enhancing financial literacy within the community. While members can visit us at 10725 Grand Ave Sun City AZ 85351 for all their banking needs, official correspondence should be sent to PO Box 2945, Phoenix AZ 85062 if necessary. As we look to the future, Desert Financial continues to embrace digital advancements while ensuring that all our facilities are ADA compliant. Our goal is not only to provide exceptional financial services but also to create an inclusive environment where everyone feels welcome. Join us today! Discover the benefits of becoming a member of Desert Financial and experience firsthand how we can help you achieve your financial goals while making a difference in your community. For more information or assistance, feel free to reach out at 602-335-3200 or visit us online at Desert Financial. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Desert Financial branch located at 10725 Grand Ave in Sun City, AZ! This convenient location is nestled right off Grand Avenue, making it easy for you to access all your banking needs. Whether you're heading to the nearby Walmart or enjoying a sunny day at the Sun City Recreation Center, our branch is here to serve you. At Desert Financial, we understand that accessibility is key. Our branch features ample parking spaces and ADA-compliant facilities, including ramps for easy entry. We want everyone to feel comfortable while they bank with us. Our operating hours are designed to fit into your busy schedule. We're open from 9:00 AM to 6:00 PM on weekdays and offer Saturday hours from 9:00 AM to 1:00 PM. Need cash after hours? No problem! Our ATM is available 24/7 for your convenience. For members who prefer drive-thru banking, we have that too! Enjoy the ease of making deposits and withdrawals without leaving your car during regular business hours. If you have any questions or need assistance, don't hesitate to give us a call at 602-335-3200. While members can visit us at our Sun City location, official correspondence should be sent to PO Box 2945 in Phoenix if needed. We invite you to stop by and discover how Desert Financial can help you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. Come see us today! Your financial journey starts here at Desert Financial!

Member Eligibility

At Desert Financial, we believe that joining our community means stepping into a world of support and opportunity. If you're looking to become a member, you're in the right place! Membership is open to anyone who lives, works, or worships in the area, as well as their family members. This inclusive approach allows us to welcome diverse individuals who are ready to experience all the benefits we offer. From competitive loan rates to personalized banking services, being part of our community means you'll have access to financial products designed with your needs in mind. Getting started is easy! Just visit us at our branch located at 10725 Grand Ave Sun City Az 85351, or give us a call at (602) 335-3200 for more information. For detailed eligibility criteria and updates, feel free to check out our website at http://www.desertfinancial.com/en/who-we-are/become-a-member. We can't wait to welcome you into the Desert Financial family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to streamline your operations. From payment processing to point-of-sale solutions, we equip you with the tools needed for efficiency and success. Located at 10725 Grand Ave Sun City Az 85351 in Sun City, AZ, we invite you to visit us or call us at (602) 335-3200 to explore how our business banking solutions can help your venture thrive!

Non-Member Support

We also believe in the power of community support. That's why we provide $2 in non-member commercial loans, offering flexible financing solutions that are accessible for all local businesses.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing make it simple and affordable. With competitive rates and flexible terms, we help you drive away in the vehicle you desire without breaking the bank. You can even apply online and get pre-approved before visiting us!

Business Banking Services

For small business owners or entrepreneurs in Sun City, our Business Banking services are tailored just for you. From Merchant Services that streamline payment processes to comprehensive Business Loans, we support local businesses by providing the financial tools needed to thrive.

Convenient Banking Options

With an emphasis on convenience, we offer multiple ways for members to access their accounts. Visit us during regular hours at our branch located at 10725 Grand Ave Sun City Az 85351, or take advantage of our drive-thru services for quick transactions like deposits and withdrawals. Plus, our ATMs are available 24/7 for cash withdrawals and balance checks whenever you need them. At Desert Financial, we're proud to serve our community by offering these diverse financial services all under one roof. Whether you're just starting out or looking to enhance your financial future, we're here every step of the way. Ready to learn more? Call us today at (602) 335-3200 or visit our website at https://www.desertfinancial.com/ for more information!

Credit Cards with Rewards

Our credit cards not only give you access to credit but also reward you for spending! With our Credit Cards with Rewards, earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back.

Home Financing Made Easy

If homeownership is on your mind, explore our Mortgage Loans & Refinancing options. We guide you through every step of the process, ensuring you find the right fit for your budget and future plans. Whether you're buying your first home or refinancing an existing mortgage, we're here to assist.

Personal Banking Solutions

For those starting their financial journey or managing day-to-day expenses, our personal banking services are here to help. We offer Checking & Savings Accounts that make it easy for you to keep track of your money and reach your savings goals. Imagine effortlessly managing your account through our convenient Online & Mobile Banking, which allows you to view balances, pay bills, and transfer funds right from your phone or computer.

Supporting Your Financial Goals

Sometimes life throws unexpected challenges at us. That's where our Personal Loans & Debt Consolidation services come in handy. If you're facing high-interest debt or need a little extra cash for a big purchase, we can provide personalized solutions that help lighten your load.

Digital & Online Banking

Accessibility and Support

At Desert Financial, we strive to make banking accessible for everyone. Our online tools are designed for ease of use, allowing members of all ages to navigate their accounts with confidence. Whether you're tech-savvy or just starting out, we've got resources to help you every step of the way. In addition to these digital services, our team is always here to assist you. If you have questions or need guidance, don't hesitate to reach out at (602) 335-3200. We're committed to providing personalized support whenever you need it. Experience the convenience of modern banking with Desert Financial where managing your finances is just a click away!

Key Features

We take security seriously. With features like electronic signature authorization, you can sign documents safely and securely from the comfort of your home. Plus, our e-statements make it easy to stay organized while reducing paper clutter another step towards a greener planet! If you're always on the move, you'll love our mobile application. It not only supports mobile payments but also allows for person-to-person transfers with ease. Send money to friends or family in just a few taps! These features ensure that you can manage your money quickly and efficiently without skipping a beat.

Financial Strength

Dedicated Team

We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Each employee is dedicated to helping you navigate your financial journey successfully.

Growing Membership Base

Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. This growing community is a testament to the confidence you place in Desert Financial, reinforcing our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 10725 Grand Ave Sun City Az 85351 or call (602) 335-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Power

With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We aim to assist you with everything from purchasing vehicles to funding personal projects, making sure you have access to the resources you need.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to keep our financial practices transparent and beneficial for our membership base.

Operational Efficiency

Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This level of income underscores our ability to manage costs effectively while still investing back into the services that matter most to you.

Reinvesting in Member Services

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings help us continually improve the services we provide while ensuring your funds are secure.

Secure Savings Opportunities

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Your deposits help fuel our community-focused mission while also earning you competitive returns.

Strong Capital Foundation

Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability reinforces your trust in us as a reliable partner for all your banking needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit various budgets and credit profiles. Plus, if you're considering refinancing your current auto loan for a better rate or terms, we can help with that too.

Business Financing

For business owners looking for capital to grow and expand operations, our outstanding commercial loans totaling $738,175,373 are designed to meet your needs. We understand the challenges of running a business and aim to provide solutions that empower your growth. At Desert Financial Credit Union in Sun City, AZ, we prioritize transparency and accessibility in all our lending practices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to explore our loan offerings further or want information about eligibility requirements for any product mentioned above, please visit us online at Desert Financial or call us today!

Credit Lines and Unsecured Credit Card Loans

For members who need additional flexibility in managing their expenses or making larger purchases, we offer total credit lines amounting to $3,861,348,724. This allows you to access funds when needed without the hassle of applying for new loans each time. We also provide flexible terms on unsecured credit card loans; however, currently there are no unsecured credit card loans issued. If you're interested in learning more about eligibility and potential offerings in this area down the line, don't hesitate to reach out.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, we aim to make the process straightforward and affordable. We know that securing a mortgage can be daunting, but our team is here to guide you every step of the way.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender listed has been thoroughly vetted, allowing for accurate comparisons across various loan types.