Desert Financial Credit Union Scottsdale AZ | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Desert Financial, your trusted partner in financial wellness located at 15505 N Hayden Rd, Scottsdale, AZ 85260. Since our establishment in 1939, we have been committed to serving our community with a range of financial services designed to meet your needs. With a robust membership of 472,620 and total assets exceeding $8.9 billion, we pride ourselves on being a stable and reliable choice for your banking needs. At Desert Financial, we believe in the power of community. Our dedicated team of 1,326 employees is here to ensure you receive personalized service every step of the way. Whether you're looking for auto loans, mortgage options, or business banking solutions, we have tailored services just for you. In fact, our total loans and leases stand at an impressive 131,916, showcasing our commitment to supporting members in their financial journeys. While members can visit us at our Scottsdale branch, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We also maintain transparency with a net worth of $1,033,536,095 and total deposits reaching $699,652,272, ensuring that your funds are secure with us. Our leadership team is passionate about fostering growth and connection within the community. Under the guidance of CEO Jeffrey Meshey and Board President Kevin Haskew, Desert Financial strives not only for excellence in service but also aims to make a positive impact in the lives of our members. Ready to experience exceptional banking? Feel free to reach out to us at 602-433-7000 or visit our website at Desert Financial for more information. Your journey toward financial success starts here!

Branch History & Mission

Community Commitment

Desert Financial isn't just about transactions; we're deeply committed to making a positive impact in the Scottsdale community. Through partnerships with local organizations and outreach programs, we work diligently to support education, health initiatives, and economic development. Our involvement goes beyond banking; it's about building lasting relationships that enhance our community's quality of life. As technology evolves, so do we. Our branch embraces digital advancements like online and mobile banking, allowing members to manage their finances easily from anywhere. We also ensure ADA compliance so that every member feels welcome and included in our services. Whether you're looking for personal banking solutions or business services, Desert Financial is here for you. While members can visit us at 15505 N Hayden Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Join us today at Desert Financial experience the difference of being part of a credit union that truly cares about your financial future! For more information or assistance, feel free to call us at 602-433-7000 or visit our website at www.desertfinancial.com.

Our Mission

At the heart of Desert Financial's mission is the belief that everyone deserves a chance at financial well-being. We aim to offer personalized banking services ranging from checking and savings accounts to auto loans and mortgages that cater to the unique needs of each member. Our focus is on empowering individuals through education and resources while ensuring that all interactions are marked by respect and integrity. We strive to make banking as convenient as possible. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and offers Saturday drive-thru services from 9:00 AM to 1:00 PM. For those who prefer flexibility, our ATMs are available 24/7, ensuring you can access your funds whenever you need them.

Branch Location & Accessibility

Welcome to Desert Financial, conveniently located at 15505 N Hayden Rd in beautiful Scottsdale, AZ! Nestled in the heart of Maricopa County, our branch is easily accessible and close to popular landmarks such as the Scottsdale Waterfront and the renowned McCormick-Stillman Railroad Park. Whether you're visiting for personal banking or business services, our location is designed to meet your needs with ease. At Desert Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. We also provide ample parking spaces for both members and guests. If you're on the go, you'll be pleased to know that we offer a drive-thru banking option for quick transactions without leaving your vehicle. Our operating hours are tailored to fit your busy schedule. We welcome you Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Need access outside of these hours? Our ATM is available 24/7 for cash withdrawals and balance checks, providing you with flexibility whenever you need it. While members can visit us at our physical address, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 602-433-7000. We invite you to stop by Desert Financial today! Experience friendly service and discover how we can help you with all your banking needs.

Member Eligibility

At Desert Financial, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is easy and welcoming if you live, work, worship, or attend school in the areas we serve, you're already on your way! We also invite family members of current members to join our credit union family. This means that whether you're looking for personal banking solutions or planning for the future with loans and savings options, you'll find a trusted partner here. To explore the full details on eligibility, feel free to check out our resource at http://www.desertfinancial.com/en/who-we-are/become-a-member. Joining Desert Financial opens doors to various advantages, including personalized financial services tailored just for you. If you're ready to take the next step and open an account, simply reach out to us at (602) 433-7000 or visit us at our branch located at 15505 N Hayden Rd Scottsdale Az 85260. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, hire new talent, or invest in cutting-edge technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside loans, we offer comprehensive merchant services designed to simplify daily transactions. Picture accepting payments seamlessly from your customers whether they prefer credit cards, mobile payments, or online transactions. Our services empower you to manage your cash flow efficiently while focusing on what you do best: running your business. Located at 15505 N Hayden Rd Scottsdale Az 85260 in Scottsdale, AZ, our team is ready to partner with you for success. Reach out at (602) 433-7000 to explore how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

For our business-minded members, we provide comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Hayden, we offer robust online and mobile banking services. You can easily manage your accounts from anywhere using our secure mobile app, which allows for features such as person-to-person payments and e-statements. Need cash? Our ATMs are available 24/7 for withdrawals and balance checks, ensuring that you have access when you need it most.

Drive-Thru & ATM Services

If you prefer in-person service without stepping inside, take advantage of our drive-thru banking for deposits, withdrawals, and simple transactions. It's all part of making your banking experience as smooth as possible. With all these services readily available at Desert Financial, we are committed to providing the best possible experience for each member of our community. Whether you're a first-time buyer or a seasoned investor, we're here to guide you every step of the way. Ready to learn more about what we can do for you? Call us today at (602) 433-7000 or visit us at http://www.desertfinancial.com. Join the growing family at Desert Financial where your financial needs are our priority!

Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing options make it possible to own your dream house or lower your current mortgage payments. We understand that every member's situation is different, so we take the time to find the right solution for you.

Personal Banking Solutions

For those looking to open checking and savings accounts, we offer personal banking options that are simple and flexible. Whether you're saving for a dream vacation or managing daily expenses, our accounts cater to your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing can help you hit the road in no time. With competitive rates and easy application processes, financing your next car has never been easier.

Personal Loans & Credit Options

In need of some extra cash? Our personal loans can assist you with debt consolidation or any unexpected expenses that may arise. Plus, our credit cards come with rewards, allowing you to earn while you spend!

Digital & Online Banking

Convenient Online Access

With our online banking services available at https://www.desertfinancial.com/, you can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Our platform is user-friendly and ensures that you have full control over your finances 24/7.

Go Mobile

Our mobile application offers even more convenience. With features like mobile payments and person-to-person transfers, you can send money to friends or pay for purchases right from your phone. Whether you're grabbing lunch or splitting a bill, our mobile app has got you covered.

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your personal information. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You can feel confident knowing that your transactions are safe.

Stay Updated

For those who prefer paperless options, we provide e-statements that allow you to view your account activity anytime without cluttering your mailbox. This not only helps the environment but also keeps everything organized and easy to access. In summary, Desert Financial is here to make banking as easy and convenient as possible. Explore all our digital banking services today and take charge of your financial future!

Financial Strength

Growing Membership Base

We have a strong member base with a total of 1,037,935 share accounts. This growing community trusts us with their finances because they know we prioritize their needs above all else. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 15505 N Hayden Rd Scottsdale Az 85260 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners seeking capital for growth or expansion, our outstanding commercial loans total $738,175,373, providing essential support for various business needs. We are committed to helping local businesses thrive. If you're considering refinancing any of your existing loans or exploring eligibility options for our products, feel free to reach out! Our team is here to guide you through the available choices that could potentially save you money or enhance your financial flexibility. Whether you're looking for an auto loan, mortgage financing, or business solutions, Desert Financial offers the resources and expertise to support your journey. For inquiries or assistance with applications, don't hesitate to call us at 602-433-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Desert Financial for more information about our services and how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that make it easy to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide tailored solutions that meet your unique needs while ensuring you understand every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have $0 in outstanding unsecured credit card loans, our offerings are designed to help members manage their finances effectively. This can be a great way to build credit while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan offer presented is fair and transparent. By relying on verified institutions, LendMesh guarantees that users are making informed decisions backed by accurate information.