Desert Financial Credit Union Scottsdale AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Desert Financial, where your financial well-being is our top priority. Located at 8220 E Via Paseo Del Norte, Scottsdale, AZ 85258, we have been serving our community since 1939. With a strong commitment to providing personalized banking solutions, we proudly support over 472,620 members with a total asset base of $8,901,537,365. At Desert Financial, we understand that trust and reliability are essential in the financial world. That's why we focus on building relationships with our members through transparent services and tailored solutions. Whether you're looking for personal banking options like checking accounts or auto loans, or business banking services such as merchant solutions and loans, we've got you covered. While you can visit us at our Scottsdale branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. Our team of dedicated professionals is here to assist you every step of the way. Led by CEO Jeffrey Meshey and Board President Kevin Haskew, we take pride in offering expert guidance and support. With 1,326 employees committed to serving our members, we're equipped to help you achieve your financial goals. In addition to robust personal and business loan offerings totaling 131,916, we also provide competitive rates on deposits currently amounting to $699,652,272. Our net worth stands impressively at $1,033,536,095, reflecting our solid foundation and commitment to sustainable growth. As part of our dedication to enhancing member experiences, we offer convenient services including online and mobile banking. Plus, our branch features a drive-thru for quick transactions and an ATM available 24/7. We invite you to explore all that Desert Financial has to offer! Whether you're interested in learning more about becoming a member or have questions about our services, don't hesitate to reach out at 602-335-2600. Your financial journey starts here with us let's achieve it together!

Branch History & Mission

Our Journey

Desert Financial began with a mission to provide accessible and affordable financial services to individuals and families in the Scottsdale area. As we grew, so did our commitment to excellence in member service. Throughout the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. The evolution of Desert Financial reflects not just our success but also our dedication to the community. We've embraced digital advancements like online banking and mobile payments to make banking easier for our members. Additionally, we have ensured that our services are accessible by adhering to ADA compliance standards. While members can visit us at 8220 E Via Paseo Del Norte, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. This allows us to streamline communication while providing you with the best possible service.

Our Mission

At Desert Financial, our mission is clear: We are here to empower our members by providing financial solutions that fit their unique needs while supporting the communities we serve. We believe that when our members thrive financially, so does our community. This is why we actively engage in partnerships and outreach efforts aimed at making a positive impact locally. With convenient operating hours from 9:00 AM to 6:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays, along with 24-hour ATM availability, we ensure that your banking experience is hassle-free. Our drive-thru service also makes it easy for those on-the-go to access essential banking transactions quickly. As you consider joining Desert Financial, remember that you're not just becoming a member of a credit union; you're joining a family that cares about your financial well-being and the welfare of our community. We invite you to explore how we can support your financial journey together. Visit us today or learn more about becoming a member at Desert Financial. Your future starts here!

Branch Location & Accessibility

Connect With Us

We invite you to stop by our Scottsdale branch or give us a call at 602-335-2600. Our friendly team is eager to help and answer any questions you may have. Come see how we can support you on your financial journey your next great experience awaits at Desert Financial!

Convenient Access

Finding us is easy! With ample parking available and ADA-compliant features, our branch is designed to be welcoming for everyone. Plus, if you're in a hurry, take advantage of our drive-thru banking service where you can complete simple transactions without leaving your vehicle.

Operating Hours

We understand that your time is valuable. That's why Desert Financial offers flexible operating hours to fit your busy schedule. Our lobby is open from 9:00 AM to 6:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays. For those late-night or early-morning banking needs, our ATM is available 24/7 for cash withdrawals and balance inquiries.

Services Just for You

At Desert Financial, we pride ourselves on providing a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we are dedicated to helping you achieve your financial goals. Our staff is ready to assist you with everything from setting up an account to discussing loan options.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a warm and welcoming family where your financial needs truly matter. If you live, work, or worship in our community, you're likely eligible to join us! We embrace a diverse range of individuals and families, ensuring that everyone feels at home here. For the most accurate and detailed eligibility criteria, feel free to explore our membership page. Joining Desert Financial not only opens the door to a variety of personalized banking services but also gives you access to competitive rates on loans and savings accounts. Plus, with our friendly staff always ready to assist you, navigating your financial journey becomes a breeze. Ready to take the next step? You can reach us at (602) 335-2600 for any questions or guidance about opening an account. We're located at 8220 E Via Paseo Del Norte Scottsdale Az 85258, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans. Our merchant services are designed to make day-to-day operations smoother. Imagine being able to process payments quickly and securely, allowing you more time to focus on what you do best running your business. From point-of-sale systems to online payment processing, we provide tools that help simplify transactions and enhance customer satisfaction. Located conveniently at 8220 E Via Paseo Del Norte Scottsdale Az 85258 in Scottsdale, AZ, we're here to partner with you on your journey to success. Reach out today at (602) 335-2600 to learn more about how our business banking services can meet your needs!

Comprehensive List Of Services

Business Banking Tailored for You

If you're a business owner, our business banking services include merchant services and business loans to help you grow and thrive. We understand that running a business comes with its own set of challenges; that's why we're committed to providing flexible solutions that meet your unique needs.

Convenience at Your Fingertips

At Desert Financial, convenience is key. With 24-hour ATM access, you can withdraw cash or check balances anytime. Our drive-thru banking makes simple transactions quick and hassle-free during operating hours. Need assistance? Our friendly staff is available during branch hours from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. Feel free to give us a call at (602) 335-2600 if you have any questions or need further assistance.

Financing Your Dreams

Thinking about getting a new vehicle? Our auto loans and vehicle financing options are here to help you hit the road with confidence. We provide competitive rates that fit your budget, so you can drive away in the car you've always wanted. And if you're considering buying a home, our mortgage loans and refinancing services can guide you through the process smoothly, ensuring that you find the right mortgage solution for your situation.

Join Us Today!

Ready to experience all that Desert Financial has to offer? Visit us today at 8220 E Via Paseo Del Norte Scottsdale Az 85258 in Scottsdale, AZ, or check out our website at Scottsdale for more information on how to become a member or explore our full range of services. Let us be part of your financial journey!

Personal Banking Made Easy

We offer a variety of personal banking options that cater to your everyday needs. Our checking and savings accounts are designed to help you manage your finances effortlessly. Imagine easily accessing your money through online and mobile banking whenever you need it. Whether you're making a quick transfer or checking your balance, our user-friendly platforms make banking simple.

Smart Solutions for Everyday Life

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's an emergency or simply consolidating multiple debts into one easy payment, we've got you covered. For those who prefer rewards with their spending, our credit cards come with great rewards programs designed to benefit you as you spend on everyday purchases.

Digital & Online Banking

Always Available

Our online banking services are available 24/7, meaning you can check your balances or make transactions at any time that works for you. Need to send money to a friend? Use our person-to-person transfer feature to do it instantly. With Desert Financial, managing your finances has never been easier or more accessible. Experience the freedom and security of modern banking with Desert Financial today!

Convenient Online Access

Visit us at https://www.desertfinancial.com/ to explore our comprehensive online banking options. You can view your account balances, pay bills, and even set up automatic payments for added convenience. Our user-friendly interface makes it simple to navigate through your finances, ensuring you have everything you need right at your fingertips.

On-the-Go Banking

Stay connected with our mobile application, allowing you to manage your accounts directly from your smartphone or tablet. Whether you're making person-to-person transfers or utilizing mobile payments for quick purchases, we've got you covered. You can access all these features while enjoying peace of mind knowing that your information is safeguarded.

Secure Transactions

Your security is our priority. We offer electronic signature authorization for transactions, providing an extra layer of protection when you need it most. Plus, with the availability of e-statements, you can receive and review your financial documents securely online instead of waiting for them to arrive in the mail.

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with a solid foundation for your financial needs, whether you're saving for the future or looking to borrow. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $960,070,693 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 8220 E Via Paseo Del Norte Scottsdale Az 85258 or call (602) 335-2600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to offering solutions that help businesses thrive. At Desert Financial, we prioritize transparency and support throughout the loan process. Our team is ready to discuss eligibility options and help you find the right fit for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards securing your loan, don't hesitate to reach out! Call us at (602) 335-2600, visit us at 8220 E Via Paseo Del Norte Scottsdale Az 85258, or check out our website at https://www.desertfinancial.com/ for more information on how we can assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that suit your budget and lifestyle. If you're considering refinancing, we also have options available to help you save money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent tool for budgeting or managing everyday expenses without tying up collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures that the loan data presented is accurate and reliable. The information is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from trusted institutions guarantees fair and transparent offers for users.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.