Desert Financial Credit Union San Tan Valley AZ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Desert Financial, your trusted partner for financial well-being right here in San Tan Valley! Located at 1725 W Hunt Hwy, San Tan Valley, AZ 85143, our branch has been serving the community since 1939. With a strong commitment to our members, we are proud to support over 472,620 members with a total asset base of $8,901,537,365. At Desert Financial, we understand that every dollar counts. That's why we offer a variety of services tailored to meet your needs from personal banking and auto loans to business banking solutions. We currently hold total deposits of $699,652,272, ensuring that your savings are safe and accessible when you need them most. Our dedicated team of 1,326 employees, led by CEO Jeffrey Meshey and Board President Kevin Haskew, is here to provide exceptional service and support. Whether you're looking for assistance with a mortgage loan or need help managing your finances through online banking options, we're just a phone call away at 602-335-4540. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. Join us at Desert Financial where community matters. Visit our website at desertfinancial.com to learn more about how we can help you achieve your financial goals. We're excited to welcome you into our family!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Desert Financial embraces digital advancements that make banking easier for everyone. Our services include online banking and mobile payments designed with you in mind. We strive to ensure all members have access to the tools they need while maintaining compliance with ADA standards.

Community Engagement

We are passionate about giving back! Our branch actively participates in various community outreach efforts aimed at improving lives in San Tan Valley. Whether it's sponsoring local events or collaborating with organizations that share our vision for a better tomorrow, we are dedicated to making an impact.

Join Us!

Experience the benefits of being part of a credit union that genuinely cares about its members and their communities. Come visit us during our operating hours Weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM or explore our services online at Desert Financial. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Desert Financial has evolved significantly. Over the years, we have expanded our offerings and improved our services to meet the changing needs of our members. Our commitment to providing exceptional service has allowed us to build trust and foster lasting relationships within the community. Today, we proudly manage total assets exceeding $8.9 billion, reflecting our growth and stability as a member-focused credit union.

Our Mission

At the heart of Desert Financial's mission is a dedication to both financial well-being and community enrichment. We believe in supporting our members not just with banking products like checking accounts, auto loans, and mortgages but also by being active participants in local initiatives. Our goal is to enhance the quality of life in San Tan Valley through partnerships and outreach programs that make a real difference. While members can visit us at 1725 W Hunt Hwy San Tan Valley Az 85143, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Branch Location & Accessibility

Accessibility and Convenience

At Desert Financial, we prioritize your accessibility. Our branch is designed with features that comply with ADA standards, ensuring everyone can easily visit us. There's ample parking available right outside the entrance, so you won't have to worry about finding a spot. While our friendly staff is here to assist you during lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM you can also access our ATM services 24/7 for those late-night cash needs.

Services Offered

Whether you're looking to open a checking or savings account, finance your next vehicle, or explore mortgage options, we've got you covered! We offer a wide range of personal banking services tailored to meet your financial goals. Plus, our online and mobile banking options make it simple for you to manage your accounts anytime, anywhere. While members can visit us at our main location, please note that any official correspondence should be sent to our mailing address at PO Box 2945 in Phoenix, AZ. We invite you to come by Desert Financial today or give us a call at 602-335-4540. Our team is eager to help you with all your banking needs and ensure you feel welcomed every time you visit!

Member Eligibility

At Desert Financial, we're excited to welcome you into our community of members who enjoy personalized service and financial solutions tailored to their needs. Becoming a member is an inclusive and straightforward process! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We believe in making banking accessible for everyone, so whether you're looking for a checking account, auto loan, or even a mortgage, we've got you covered with competitive rates and dedicated support. To learn more about the specific eligibility criteria and see if you qualify, please check out our detailed information at http://www.desertfinancial.com/en/who-we-are/become-a-member. Once you're ready to take the next step, opening an account is a breeze! You can get started by calling us at (602) 335-4540 or visiting us at our branch located at 1725 W Hunt Hwy San Tan Valley Az 85143. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that makes handling payments a breeze. Our merchant services offer businesses easy access to payment processing, enabling you to focus more on what matters serving your customers and growing your revenue. With user-friendly solutions, managing transactions becomes straightforward, allowing you to provide exceptional service without the hassle. Visit us at 1725 W Hunt Hwy San Tan Valley Az 85143 in San Tan Valley, AZ, or call us at (602) 335-4540 to learn more about how our business banking and commercial services can empower your success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Need assistance? Don't hesitate to reach out! You can contact us at (602) 335-4540 during our lobby hours from 9 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. We're always ready to help with any questions or concerns you may have. At Desert Financial, we're committed to making banking accessible and beneficial for everyone in our community. Join us today by visiting our website at https://www.desertfinancial.com/ or stop by our branch to learn more about how we can assist you on your financial journey. Your success is our priority!

Business Banking Solutions

For local entrepreneurs, Desert Financial offers robust business banking services including merchant services and business loans. If you're starting a new venture or looking to expand an existing one, we're here to support you with tailored solutions that fit your business model.

Credit Cards and Rewards

Shopping just got more rewarding! Our credit cards come with exciting rewards that let you earn points for every dollar spent. Whether it's cash back or travel rewards, there's a card perfect for your lifestyle.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is essential. With Desert Financial, you can manage your accounts from anywhere at any time. Our mobile app allows you to deposit checks, transfer funds, and even pay bills right from your smartphone. Plus, our ATM services provide 24/7 access for cash withdrawals and balance checks so you're never left in the dark about your finances.

Personal Banking Services

We understand that everyone has unique financial goals. That's why our personal banking services include checking and savings accounts that make managing your money easy. Imagine having a checking account that not only keeps your funds secure but also earns interest! With our savings accounts, you can watch your money grow over time, helping you prepare for life's unexpected events. When it comes to financing big purchases like a car or home, our auto loans and mortgage options can help turn your dreams into reality. We offer competitive rates and flexible terms to suit your budget. For those looking to consolidate debt or take care of unexpected expenses, our personal loans provide a reliable solution without the hassle.

Digital & Online Banking

Key Features

With our online banking services available at https://www.desertfinancial.com/, you can manage your finances with ease. Want to check your balance or transfer money? It's all just a few clicks away! Our 24/7 online banking ensures that your accounts are accessible whenever you need them. For those who prefer using their mobile devices, we offer a mobile application that makes banking even simpler. With features like person-to-person transfers, you can send money to friends or family in seconds, making splitting bills or sending gifts hassle-free. Plus, if you're out shopping, our mobile payments feature allows you to pay directly from your phone no wallet needed!

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization for added peace of mind when handling sensitive transactions. Additionally, e-statements are available so you can keep track of your financial activities without the clutter of paper statements. Managing your account has never been easier or more secure! With real-time updates and easy navigation, you'll have everything you need right at your fingertips. Explore all these features and more by visiting us online today!

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This strong workforce is dedicated to making your banking experience smooth and enjoyable.

A Solid Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to reinvesting means you can expect continuous improvements in the services you rely on.

Supporting Your Financial Goals

We understand how important loans are for achieving personal goals. With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports your financial aspirations across various sectors. Our operational efficiency is reflected in our $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1725 W Hunt Hwy San Tan Valley Az 85143 or call (602) 335-4540 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that help you thrive in today's competitive environment. We also recognize that refinancing can be a valuable option if you're looking to lower your monthly payments or tap into your home's equity. Don't hesitate to reach out for more information on eligibility requirements or refinancing options available at Desert Financial. If you're ready to take the next step towards achieving your financial dreams, contact us at (602) 335-4540 or visit us at 1725 W Hunt Hwy San Tan Valley Az 85143 in San Tan Valley, AZ. Our team is eager to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

For those who need a little extra flexibility, our total credit lines amounting to $3,861,348,724 provide access to funds when you need them most. Additionally, we offer unsecured credit card loans designed to help you manage your finances effectively, although currently we have no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We work with you every step of the way to ensure you understand your options and find the right mortgage solution for your needs.

Loan Aggregator

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