Desert Financial Credit Union Queen Creek AZ | Quick Personal Loans & Top Checking

Introduction

Community Impact

At Desert Financial, we understand that our success is tied to the well-being of our community. With over 1,300 employees, we ensure that you receive personalized service from knowledgeable professionals who genuinely care about your financial journey. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, we continue to strive for excellence in every interaction. Our branch not only provides essential banking services but also plays an active role in community initiatives that foster growth and prosperity for all. We believe that when our members thrive, so does the entire community.

Visit Us Today

We invite you to visit us at our Queen Creek location or reach out by phone at 602-433-7000. If you prefer official correspondence, please send mail to our mailing address at 148 N 48th St, Phoenix, AZ 85034. Whether you're looking for assistance with loans or simply want to explore your banking options, our team is ready to help you every step of the way. Explore what Desert Financial can do for you by visiting us online at www.desertfinancial.com. Together, let's achieve your financial dreams!

Branch History & Mission

At Desert Financial, we take pride in our rich history and unwavering commitment to our community. Founded in 1939, our branch in Queen Creek, AZ has grown alongside the vibrant local landscape, evolving from a small credit union into a vital financial partner for over 472,620 members. Our journey began with a mission to provide accessible and reliable financial services, and today, we continue to uphold this promise with a focus on member service and community support. Located at 20062 S Ellsworth Rd Ste 101, Queen Creek, AZ 85142, our branch is strategically positioned to serve the residents of this flourishing area. Just a stone's throw away from popular local spots, we are easy to find and ready to welcome you. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at 148 N 48th St, Phoenix, AZ 85034. Our mission is simple yet powerful: to empower individuals and families through personalized financial solutions. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Each product is designed with your unique needs in mind because we understand that everyone's financial journey is different. In addition to robust financial offerings, Desert Financial is dedicated to community outreach. We actively participate in local initiatives that foster growth and support those in need. From educational programs to financial literacy workshops, we aim to make a real impact beyond just banking. As technology evolves, so do we. Our branch provides modern conveniences such as online banking and mobile payments for your ease of access. With ATMs available 24 hours a day and lobby hours from Monday to Friday (9 AM to 6 PM) and Saturday (9 AM to 1 PM), we ensure that you can manage your finances at your convenience. Desert Financial also prioritizes inclusivity by ensuring ADA compliance across all our services. Whether you're visiting us in person or accessing our digital platforms, we strive to create an environment where everyone feels welcome. Join us at Desert Financial and discover how we can help you achieve your financial goals while making a positive difference in the community. Your journey towards financial empowerment starts here! For more information or assistance, feel free to call us at 602-433-7000. Experience the benefits of being part of a credit union that truly cares about its members!

Branch Location & Accessibility

Welcome to Desert Financial, your friendly neighborhood credit union located at 20062 S Ellsworth Rd Ste 101 in beautiful Queen Creek, AZ. Our branch is easily accessible, situated near popular spots like the Queen Creek Marketplace and just a stone's throw from the scenic San Tan Mountain Regional Park. Whether you're running errands or out for a leisurely day, we're right where you need us. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 148 N 48th St, Phoenix, AZ 85034. This ensures your documents reach us promptly. At Desert Financial, we prioritize convenience. Our branch offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and pathways for everyone to enjoy their visit. Although we don't have a drive-thru service, our lobby is open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. Plus, our ATM is available around the clock for quick cash withdrawals or balance checks. We offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need assistance? Feel free to call us at 602-433-7000; our friendly staff is here to help! Come visit us at Desert Financial today! We look forward to serving you with all your banking needs right here in Queen Creek.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're looking to join us, you'll be glad to know that eligibility is open to individuals who live, work, worship, or attend school in our community. This means that if you call this area home or have ties here, you're likely eligible! We offer a range of services designed to help you thrive financially, from personal banking and loans to business services. The process of opening an account is straightforward and welcoming; just visit our website for more details on how to get started at http://www.desertfinancial.com/en/who-we-are/become-a-member. If you have any questions or need assistance, don't hesitate to reach out at (602) 433-7000. We're excited to welcome you into our community at 20062 S Ellsworth Rd Ste 101 Queen Creek Az 85142!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine being able to process payments quickly and efficiently, allowing you to focus on what matters most growing your business. Our merchant services offer practical solutions that simplify transactions, helping you serve your customers better while managing cash flow more effectively. Located conveniently at 20062 S Ellsworth Rd Ste 101 Queen Creek Az 85142 in Queen Creek, AZ, we're dedicated to empowering local businesses with the resources they need. Reach out to us at (602) 433-7000 to learn how we can assist you on your journey toward success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We understand how crucial it is for your business to thrive, which is why our team provides personalized support tailored to your unique needs.

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why Desert Financial offers robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills on-the-go. Plus, with ATM access available 24/7, cash withdrawals are hassle-free.

Get In Touch

At Desert Financial, we're more than just a credit union; we're a partner in your financial journey. Whether you're visiting us at our branch or connecting online through our website here, we're ready to assist you. If you have any questions or want to learn more about our services, don't hesitate to call us at 602-433-7000. Join us today and experience how easy banking can be!

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we provide personal banking options such as checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just need a place to manage your everyday expenses, we have accounts that offer the flexibility and features you need. For those looking to finance their next vehicle, our auto loans and vehicle financing solutions come with competitive rates and terms. Imagine driving home in the car you've always wanted without breaking the bank! Our loan specialists are here to guide you through the process. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans and refinancing options will help make that dream a reality. We work closely with you to find the best plan suited for your situation.

Support for Your Financial Needs

Life can throw unexpected challenges your way, which is where our personal loans and debt consolidation services come into play. Whether it's an emergency expense or consolidating high-interest debt into one manageable payment, we're here to support you every step of the way. Don't forget about our credit cards with rewards program. Enjoy benefits while making everyday purchases it's like getting paid back just for spending!

Digital & Online Banking

Convenience Anytime, Anywhere

In today's fast-paced world, being able to manage your money on your schedule is essential. Our mobile payments feature lets you make purchases directly from your phone, making it easier to shop without worrying about cash or cards. Everything is designed with you in mind easy access, real-time account management, and peace of mind knowing that your information is secure. Explore our digital banking options today at https://www.desertfinancial.com/ and discover how easy it is to manage your finances with Desert Financial!

Key Features

Our online banking platform is user-friendly and packed with features that let you take control of your finances. You can view balances, transfer funds, and pay bills all from the comfort of your computer or smartphone. Plus, with our mobile application, available for download, banking is just a tap away. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and easily. Security is a top priority at Desert Financial. With electronic signature authorization, you can complete transactions safely without needing to visit a branch. You'll also have the option of receiving e-statements for quick access to your account activity no more waiting for paper statements in the mail!

Financial Strength

Commitment to Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; we have $35,444 in used auto loans and $4,226,064,464 in total loans and leases available to support your financial goals across various sectors.

Efficient Operations

Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share Accounts: 1,037,935, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $12,684,564, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 20062 S Ellsworth Rd Ste 101 Queen Creek Az 85142 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,767,508 in new vehicle loans and $877,928,365 in used vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business. We understand the unique challenges faced by businesses today and are dedicated to offering solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution tailored to your budget.

Personal and Credit Card Loans

In addition to auto and mortgage loans, we also offer personal loans for various needs such as debt consolidation or unexpected expenses. While we currently do not have unsecured credit card loans available at this time, our team is here to discuss other financial options that can suit your lifestyle.

Refinancing Options

If you're considering refinancing existing loans or want to explore eligibility options for any of our products, please reach out. Our knowledgeable team can provide insights into how refinancing could benefit you financially. We invite you to visit us or call us at 602-433-7000 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. You can also check out our services online at Desert Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward securing your financial future!

Loan Aggregator

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