Desert Financial Credit Union Queen Creek AZ | Low Mortgage Rates & Business Loans

Introduction

Welcome to Desert Financial, your trusted partner in financial wellness, located at 40950 N Ironwood Dr, Queen Creek, AZ 85140. Since our establishment in 1939, we have proudly served our community with a commitment to excellence and member satisfaction. With a robust membership of 472,620 individuals, we understand the unique needs of our members and strive to provide personalized solutions tailored just for you. At Desert Financial, we believe in empowering our members through comprehensive banking services. Our total assets stand at an impressive $8,901,537,365, reflecting our solid foundation and stability. With $699,652,272 in deposits and a total loan portfolio comprising 131,916 loans and leases, we are well-equipped to support your financial goals whether it's purchasing a new car, buying a home, or managing everyday expenses. Our leadership team is dedicated to ensuring that every member feels valued and understood. Under the guidance of our CEO Jeffrey Meshey and Board President Kevin Haskew, we continue to innovate and expand our offerings while maintaining the high level of service you expect from us. You can reach us at 602-433-7000 during our convenient hours: weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. While members can visit us at our branch location, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. We invite you to explore our range of services from personal banking and auto loans to business banking solutions all designed with your needs in mind. Join us at Desert Financial today and experience the difference of being part of a credit union that truly cares about its members. Visit us online at desertfinancial.com or give us a call. Let's achieve your financial dreams together!

Branch History & Mission

Join Us!

As we continue this exciting journey together, we invite you to become part of the Desert Financial family. Experience the benefits of membership and see how we can help you achieve your financial goals. Visit us today or explore more about joining at Desert Financial. Together, let's build a brighter future!

Modern Banking Solutions

In today's fast-paced world, we recognize the importance of digital advancements. Desert Financial offers online banking and mobile payment options so you can manage your finances on your terms. We are proud to be ADA compliant and strive to provide services that meet everyone's needs. Our operating hours reflect our dedication to convenience: we're open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. With ATM availability on-site, accessing your funds has never been easier.

Our Mission

At Desert Financial, our mission is simple yet profound: to empower our members and enrich their lives through exceptional financial services. We believe in building strong relationships within the communities we serve. Whether it's through personal banking options like checking and savings accounts or vehicle financing, we aim to make banking accessible and beneficial for everyone. We are more than just a financial institution; we are a partner in your financial journey. Our commitment extends beyond transactions as we actively engage in community outreach efforts. From supporting local charities to hosting educational workshops, we focus on uplifting those around us. While members can visit us at 40950 N Ironwood Dr for all their banking needs, official correspondence should be sent to PO Box 2945 in Phoenix, AZ 85062 if necessary.

Branch Location & Accessibility

Welcome to Desert Financial at Ironwood Safeway, your friendly neighborhood credit union located at 40950 N Ironwood Dr in beautiful Queen Creek, AZ! Our branch is designed to be easily accessible and convenient for all members. Whether you're stopping by for personal banking services or just to chat with our team, we're here to help. While our branch is your go-to spot for all things banking, if you need to send official correspondence, please use our mailing address: PO Box 2945, Phoenix, AZ 85062. Situated in a lively area near local shops and restaurants, our branch is not far from popular landmarks that make it easy to find us. Parking is plentiful and accessible, ensuring a hassle-free visit for everyone. At Desert Financial, we take pride in providing a welcoming environment. Our branch complies with ADA standards, featuring ramps and other accessibility options to accommodate all members of the community. We understand that your time is valuable. That's why we're open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM making it easy for you to fit banking into your busy schedule. If you have any questions or need assistance, don't hesitate to give us a call at 602-433-7000. For your convenience, we also offer ATM services right at our location. Although we do not have drive-thru banking available, our friendly staff is always ready to assist you inside. At Desert Financial, we're proud to provide a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer online and mobile banking options for those who prefer managing their finances on the go. We invite you to come visit us at Ironwood Safeway! Let's work together towards achieving your financial goals today!

Member Eligibility

Becoming a member of Desert Financial feels like stepping into a welcoming community where your financial well-being is the priority. At our branch located at 40950 N Ironwood Dr Queen Creek Az 85140, we invite you to join us if you live, work, worship, or attend school in our local areas, or if you have a family member who is already a member. This means that many people can easily become part of our supportive network. As a member, you'll enjoy personalized service and access to a variety of financial products designed just for you. To learn more about the specific eligibility requirements and ensure you're on the right track, feel free to check out our detailed criteria at http://www.desertfinancial.com/en/who-we-are/become-a-member. If you're ready to take the next step toward membership or have questions, don't hesitate to call us at (602) 433-7000. Joining is straightforward and rewarding, and we're excited to welcome you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a local café can quickly accept payments from customers using mobile wallets or credit cards, enhancing customer satisfaction and streamlining sales. Our solutions are tailored to meet the specific needs of various industries, ensuring that you can focus on what you do best running your business. Visit us at 40950 N Ironwood Dr Queen Creek Az 85140 in Queen Creek, AZ or call us at (602) 433-7000 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our Business Banking services include everything from merchant services that simplify transactions to tailored business loans that support growth and development. We are committed to helping local businesses thrive within the community.

Credit Cards with Rewards

To complement your spending needs, consider our Credit Cards with Rewards program. This card not only provides convenience but also rewards you for every purchase you make whether it's groceries, gas, or dining out.

Digital Accessibility

We know that convenience matters in today's fast-paced world. That's why at Desert Financial, we prioritize digital banking features such as online banking and mobile payments. You can manage your accounts from anywhere using our secure mobile application or website. Need quick cash? Our ATM services ensure easy access to your funds whenever you need them.

Get Started Today!

If you're ready to take control of your financial future or simply want more information about any of these services, don't hesitate to reach out! Call us at (602) 433-7000 or visit us at 40950 N Ironwood Dr Queen Creek Az 85140 in Queen Creek, AZ. Our friendly team is eager to assist you with all your financial needs! Discover how Desert Financial can help empower your financial journey today!

Loans and Financing

When life's big moments arise like buying a car or a home our loan options are ready for you. We offer Auto Loans & Vehicle Financing, which can help get you behind the wheel quickly and affordably. If you're considering purchasing a home, our Mortgage Loans & Refinancing services can guide you through the process and help you find the best fit for your budget. For those looking for additional financial support, our Personal Loans & Debt Consolidation options can assist in managing expenses effectively.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services are designed with you in mind. From Checking & Savings Accounts that help you keep track of your money effortlessly, to easy access for withdrawals and balance checks at our ATM, we ensure that your banking experience is as smooth as possible. Our online and mobile banking features allow you to monitor your accounts on-the-go, making it easier than ever to stay on top of your finances.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.desertfinancial.com/, you can check your account balances, transfer money, and pay bills whenever it suits you. No more rushing to the bank during business hours; your financial needs are just a click away!

Mobile Banking at Your Fingertips

Our user-friendly mobile application lets you take control of your banking while you're out and about. Need to send money to a friend? Use our person-to-person transfers feature for quick and easy transactions. You can also make purchases with confidence using our mobile payments option.

Real-Time Account Management

Managing your accounts has never been easier. With all these features combined, you have real-time access to your financial information right from your smartphone or computer. Whether you're checking balances or sending money, everything is designed for ease of use. At Desert Financial, we're committed to providing you with the tools and resources you need to make banking as easy as possible. Enjoy the freedom of managing your finances on your terms!

Secure Transactions Made Simple

Your security is our priority. We offer electronic signature authorization, ensuring that your transactions are safe and straightforward. Plus, with e-statements available, you can keep track of your finances without the hassle of paper clutter.

Financial Strength

Committed Team

At Desert Financial, we take pride in having 1,289 full-time employees and 37 part-time employees who are always ready to assist you with a knowledgeable and committed approach. Our total share accounts stand at 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 40950 N Ironwood Dr Queen Creek Az 85140 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We support your financial goals with a lending capacity of $4,226,064,464 across various sectors. This includes $35,444 in used auto loans that help you drive away with confidence.

Secure Savings Options

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Better Services

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our impressive $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible financing options are here to make the process as smooth as possible.

Commercial Loans

For business owners in our community, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to support you every step of the way.

Contact Us

If you have questions about our loan offerings or would like more information on eligibility requirements and refinancing options, feel free to reach out! You can contact us at 602-433-7000, or visit us at 40950 N Ironwood Dr Queen Creek Az 85140 during our operating hours: weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide competitive rates and terms tailored to fit your budget. If you're looking to refinance your current mortgage for better terms or lower rates, we can assist you with that too.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. Although currently there are no unsecured credit card loans issued at Desert Financial, we remain dedicated to providing resources and guidance on how best to utilize credit responsibly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all offers presented are fair and transparent, allowing users to trust the information they receive.